History VideoGame / Payday2

Following the success of ''VideoGame/PAYDAYTheHeist'', Starbreeze (makers of the [[VideoGame/EscapeFromButcherBay Riddick]] [[VideoGame/AssaultOnDarkAthena games]]) decided to buy the previous developer and fund a sequel. A playable beta was released on July 24th, 2013 for players who pre-ordered the Steam version of the game. The game proper was released worldwide in 2013, on August 13th for Windows via UsefulNotes/{{Steam}}, August 16th for the UsefulNotes/{{Xbox 360}} and UsefulNotes/PlayStation3, with [[UsefulNotes/{{UNIX}} Linux]] getting a port on March 21st, 2016. In June 2015, the "Crimewave Edition" was released for the UsefulNotes/XboxOne and UsefulNotes/PlayStation4, including all DLC content from the Steam version up to the Dragan character pack and the Bomb Heists, with a "Big Score" edition coming later on September 7th, 2016, including the rest of the DLC up to the end of 2015, a "Most Wanted" edition releasing in 2017, containing all of the DLC released up to July 2016, and a "Master Plan" edition released later in 2017 including content up to May of that year.

2017 was a big year for the game - in April, [[https://twitter.com/NintendoAmerica/status/852287046303358976 it was announced]] the game would be getting ported to the UsefulNotes/NintendoSwitch, with the port releasing in February 2018. It was also announced the following month that the PC version of the game would be rebundled into the "Ultimate Edition", removing the need to separately buy its overwhelming amounts of DLC; said edition retails for $45, far less than the normal cost of all the DLC combined, with the bonus that anyone who already owned the base game and any amount of DLC can simply upgrade to the Ultimate Edition for a much-reduced price, close to the equivalent of the typical 75%-off sale for whatever DLC they don't own. On top of that, Overkill later revealed that the PC version would be getting support for the UsefulNotes/HTCVive and UsefulNotes/OculusRift, bringing the entire game to VR and allowing for cross-platform play with non-VR players.

[[Payday2/TropesAToL Tropes A-L]]
[[Payday2/TropesMToZ Tropes M-Z]]

[[folder:M-R]]
* MacroZone: The Lab Rat heist for Halloween 2015 takes the meth lab from the Rats heist and shrinks the players and cops to tiny sizes as they fight on top of the table that the meth is usually cooked on. A giant sized Cloaker and a giant spider may sometimes appear as well.
* MacheteMayhem: The Utility Machete, a weapon added by the Gage Shotgun DLC, the aptly named "Machete", added in the Point Break Heists DLC, and the El Verdugo, added for free when Sangrez was added to the game. They all deal some of the most damage out of any of the melee weapons when [[ChargedAttack charged.]]
* MacGuffin: Many of the non-monetary things you steal in the game qualify, Vlads' safes in Aftershock, the Tiara in Ukranian Job, the briefcases in Boiling Point and Brooklyn 10-10, the list goes on.
* MadeOfIron: The combination of the top-tier skills Iron Man and Bulletproof (Enforcer and Technician trees respectively) and the best armor in the game can give a player the ability to take dozens of hits before their armour breaks.[[note]]To Give an idea of how strong a tech-forcer is. Taking these two skills into account, and using the armorer perk deck (A skill deck made for maxing out armor health) A player can have 315 armor, with a recharge time for 1.5 seconds! (instead of 3) At this point you are a walking tank! And if you lose all your armor. All you need to do is sit behind cover for a second and a half, and you're at full again! This can even be expanded even FURTHER by adding Underdog Aced ((Enforcer) Take 15% less damage when there is 3+ enemies near you) and Nerves of Steel ((Tech) Take 50% less damage when using something... Like Reviving a teammate. In a crowd of cops)[[/note]]
** The cops are continually frustrated by the Payday Gang's absurd resistance to gunfire.
--> '''Cop:''' ''"Center mass! Center mass, for fuck's sake!"''
--> '''Cop:''' ''"Double tap! Triple tap! JUST KEEP TAPPING!"''
** The AI players also count, should you choose to have them enabled, as they can have anywhere from 2000 to 2500 HP - half that of a Bulldozer!
* TheManIsKeepingUsDown: Chains says the trope name to an extent in the web series, claiming the banks and corporations are designed to keep people in debt for life and that they (the PAYDAY gang) are out to steal what's rightfully theirs. In the second episode, Dallas tells the civilians in the bank during the robbery that First World Bank has been robbing them all blind. How much of this they actually believe is debatable, however, as they have zero altruistic motives.
** This is Bodhi's characterisation in a nutshell.
* MarathonLevel:
** The Train Heist. Not only is it pretty lengthy in itself (players must open several train cars, resorting to drilling when abilities and keycards run out, and then use thermal lances to open a few vaults), but before Update #57 rolled around and turned it into a separate contract, unlocking it required grinding the Armored Transport missions for military blueprints, which could take upwards of ten minutes each time.
** The Bomb (Forest) Heist is just pure hell. It includes 8 possible locations for the vault, which has to be opened from the side that is on the top, which is even more annoying, because the lack of cover means that most of the cops all around the hillsides will spot you and start firing, forcing you to stay away from whatever needs to be done, such as to fix the drilling sequence, until the heat dies down. The vault itself uses the water trick to open, so that's drilling and pumping water and blowing it up. And '''THEN''' there's the escape sequence, which requires you to carry loads and loads of bags to the escape area, which can be located ''on the other side of the map!''
** Cooking a full seven bags of meth on Rats can take about half an hour for one day of the three-day heist. If the RNG Gods are unkind this can result in a five-day marathon due to the potential for both Day 1 and Day 2 to have escapes.
** White Xmas and Cookoff, both of whom have literally infinite loot, so unless you've agreed upon a set amount with your buddies, expect to be there for a ''looooong'' time, either chasing down loot or cooking meth (and, in the latter, pray the lab doesn't explode as it could end the mission in failure if you didn't hit the 3-bag increment).
** Crime Sprees are a series of randomly selected heists that progressively get harder through with a variety of modifiers.
* MenAreTheExpendableGender: None of the police units are female, not even the beat cops or security guards. Averted in the Hoxton Breakout update, which adds (non-tactical) female [=FBI=] agents and a female prison guard to keep it in line with the accompanying short film. Also averted in the Biker Heist, as the Overkill [=MC=] have female memebers that you need to take out in order to progress.
* MightyGlacier: Enforcers (or anyone else using Enforcer skills in general) tend to fall into the trope if they don't invest in extra speed from the Ghost tree. A fully pimped out Enforcer wearing the ICTV armor will be slow as molasses, but can take gunfire like nothing else can, while dealing out a ton of hurt to enemies. Bulldozers also move (somewhat) slowly while having lots of health and firepower - though they can still climb up the wall of a house, and sprint!
* MilitariesAreUseless:
** Although in [=GO=] Bank, Bain mentions that the National Guard is pursuing the Payday gang, none of them were even existing in locations that were already struck by said criminal gang. Not to mention for certain heists that may span more than an hour to complete. Not even a functioning tank sent in after the criminal situation already [[spoiler:bankrupted Washington DC]].
** Murkywater is ''the'' biggest merc company out there, down to having at least two high-tech facilities [[spoiler:and the backing of an AncientConspiracy]], down to taking over the White House. The Payday Gang still blows through 'em like a chainsaw and paper.
* MindScrewdriver: ''The Hardcore Henry Packs Trailer'' is just as confusing to the audience as it is to the PAYDAY gang, which deals with psychic powers, reincarnation, ''many'' unexplained events out of the blue. However, the trailer makes significantly more sense if you [[Film/HardcoreHenry watch the movie.]]
* MissingSecret: Originally, the players were supposed to unlock only one item at a time, spreading the original weapons over all 100 levels, as seen in very early beta footage. At one point, Overkill merged several unlocks together, meaning players unlocked all content at around level 40. [[note]]Such footage showed, for example, the Locomotive 12G shotgun getting unlocked at level '''95''', while in the final game, it becomes available at level 13.[[/note]]
** Semi-averted later in that at those levels you unlock weapons that also need the corresponding DLC pack to be unlocked, hence unlocking nothing.
* MoneyMauling: You can whack people on the head with a stack of Benjamins. It's weaker than using your fists (you need to use it twice to even break thin glass), but the sheer ludicrousness of the situation causes trained special ops to fall down in surprise. The money stack can be swung fairly quickly and has a good amount of knockback, making the process of subduing law enforcement to be taken as hostages easier. What makes the weapon even sillier is you have to unlock it at a certain level instead of just taking your own money.
* MookFaceTurn: The Joker skill allows you to convert a guard or cop to fight for your side. Related skills allow you to convert two at a time, give your minions extra health and firepower, or enhance your own abilities (e.g. running speed and health regeneration).
** The stronger the enemy, the more health he'll start with.
** Some (unarmored) cops carry Bronco .44 pistols. A converted one will be a bit of a GlassCannon, but while he lasts, his shots will be ''very'' effective.[[note]] He also may be difficult to dominate. Chances are you'll one-shot kill him, and he probably won't dominate until he's taken damage, so your best bet is to melee him first. In the meantime, you're running straight at a guy who is shooting at you with a hand cannon...[[/note]]
** They will behave very much like team AI, but are not controllable and will not pick you up if you go down. (They also get stuck easily. If the fight has moved on, they'll just idle there. You'll still get any boosts, but lose the extra fighting power.)
** You can't dominate or convert specials [[note]](dammit)[[/note]] or thugs.
* MookMedic: There is the Medic unit, which spawn rather frequently among waves of basic enemies on Overkill difficulty and above. While not especially powerful attackers, and sporting a slightly higher-than-average health pool, they fully heal any enemy that is killed near it, including other special units, from the more basic Shield to the almighty Bulldozer and its HP in the several thousands.
** Later on they combined the Bulldozer and Medic units into a single super unit for the hardest difficulty. They can potentially spawn in pairs, and can heal each other...
* MoreCriminalsThanTargets: Inverted. The amount of law enforcement thrown at you seems to exceed the city's population.
* MoreDakka:
** Gage Weapon Pack 02 DLC introduces [=LMGs=] to the game, including the return of the Brenner from Payday: The Heist. To balance to ammo capacity and rate of fire, they have 20% movement speed reduction while held, and you can't aim down their sights like you can with most weapons - you can still aim a little better, but a laser sight is practically mandatory.
** The Overkill DLC pack adds a minigun which works much the same way as the [=LMGs=], except you move even ''slower'' with it equipped.
** The aced version of the Mastermind's Equilibrium skill outright doubles the fire rate of pistols. Attach it to a machine pistol or [[GunsAkimbo dual pistols]] and the fire rate is higher than the aforementioned [=LMGs=].
* MoneyForNothing: Since money works as experience and actual cash to spend, this occurs every PAYDAY. After level caps reduce money for XP[[note]](most likely to prevent low-level people hiding on OVERKILL missions to skip several levels)[[/note]] an ~80% cut then goes [[HandWave "to an offshore laundering account"]] -- meaning a multi-million heist result could leave you with as little as a few hundred thousand to actually spend. Once you obtained most of your skills and preferred guns, however, money becomes useless unless you're interested in using the respec system.
** Which costs of your offshore account money and ALL of your spending money. Have fun grinding for a pair of sunglasses! (And permanent bonuses to allow lower requirements for rank four skills)
** Mask materials, patterns, and colors follow this the same way. While the masks themselves can be sold from the inventory, materials, patterns, and colors cannot. Even worse is the fact that patterns MUST be selected with Colors in order to be finalized and discarded.
* MultipleEndings: The White House heist, chronologically the last heist, has two possible endings. The standard ending, done by completing the mission objectives normally, [[spoiler: where Bain dies]], and [[spoiler: the secret GoldenEnding, which you must fulfill by completing a series of steps within the game itself, which lets you find a secret area that contains a cure for Bain's virus]].
* MundaneUtility: The gang steals [[SpellMyNameWithAThe the Diamond]] from the [=McKendrick=] Museum of Ancient Arts. Do they sell it? No. They give it to Sokol to be turned into the world's biggest drill bit.
* MythologyGag:
** Any heist remake from the first game has a remix of the music associated with that heist. For example, the Heat Street remake has "Double Cross 2017", and the No Mercy remake has "Code Silver 2018". The sole exception is the Diamond Heist remake, as the music associated with the original heist was already remixed in 2014 in ''The'' Diamond Heist; and so instead another track was chosen, the fan-favorite "I Will Give You My All"; a song associated with the games' advertising.
** The Diamond Heist is one big nod to the heist with the same name in ''VideoGame/PAYDAYTheHeist''; both heists have you messing with circuit board wiring to disable the lasers where the main prize is located and if the heist goes loud, you'll have to hack the security systems to proceed. While the glass cutter in the first game was used only to extract the rare red diamond, the tool returns in the sequel to be used to steal optional loot without setting off the alarms. Another nod to the first game comes in the form of a puzzle you need to solve to obtain the diamond by carefully stepping on the correct tiles while stepping on the wrong one releases gas into the room, which is a reference to the secret vault in the First World Bank with a similar puzzle.
** The original game's sole DLC was the "Wolf Pack", the major additions of which were a GrenadeLauncher (the [=GL40=]) and two heists (Counterfeit and Undercover). Eventually, among all the other DLC ''PAYDAY 2'' has received, it got its own version of the "Wolf Pack" - the major additions with it being a different Grenade Launcher (the China Puff 40mm, since the [=GL40=] came with a much earlier DLC) and ports of the same two heists as the original. For added bonus, anyone who owned the DLC for the original game got the second game's version for free.
* NaiveNewcomer: In a way, Commissioner Garrett. He's a legendary police commissioner, famous for taking down entire mafias and genuinely is the impressive strategist that the SWAT team desperately needs, but he's oblivious to the scale of corruption in his own partners and is only mildly suspicious of PMC's like Murkywater (he suspects them of transporting illegal contraband since they won't even say there was a theft, but definitely has no clue about the [[spoiler:''stolen nuclear warheads'']]).
* {{Nerf}}:
** Enemy AI used to come in huge swarms and were extremely aggressive until the community complained about it, causing the developers to scale down the aggression to more reasonable levels. Though at a certain point this change was reversed and enemies once again swarm you, especially on [[HarderThanHard Death Sentence difficulty]] where every enemy can kill you in 2 hits or less.
** Mask mods were obtained too frequently over other payday bonuses, so the drop rate for mask mods were scaled down and a money bonus card was added to keep things interesting.
** The Cable Guy skill used to allow the user to have 10 cable ties but it was reduced down to 5 ties after the developers saw players were easily tying up every hostage in the level to do stealth with little trouble; this was eventually pushed up to six ties with the skill, alongside the ability to rarely replenish ties from ammo boxes, enough to have up to nine hostages tied down with the skill.
** The Mastermind's Dominator skill used to allow the player to intimidate multiple cops at once, making some stealth portions of a heist extremely easy. Now the team can only scare one cop at a time. Dominating cops or guards in stealth also used to not set off their pagers like killing them would; now it does.
** All the shotguns in patch 11 got nerfed to the point where they can no longer hit an enemy at a long distance for full/high damage. The Mosconi shotgun used to be the only weapon with a maxed out damage rating until it was hit with the nerf. This is quite annoying with some automatic shotguns, which are about as strong as one of the higher end assault rifles.
** [[HarderThanHard Death Wish]] (Patch 24) brought along some '''painful''' nerfs to stealthers in the form of limiting body bags (2 per player) and disabling the Joker ability (which, among other things, frees up the single "Dominated Guard" slot the team has) while in stealth. While the latter could be expected given the odd situations it causes (such as a jokered guard calling in a busted camera, breaking your stealth attempt), the former was completely out of left field. These changes, understandably, [[TheyChangedItNowItSucks did not go over well with the fanbase]].
** The Spring Break event brought some beneficial changes to the Train Heist. The explosive ammo bags no longer explode from hard impacts and the achievement related to them have been reduced from 40 bags to 20.
** The tactic of camping has been hit with the nerf bat several times through the use of more spawn points for enemies in the DLC/free maps, increased the duration of flashbangs, and Captain Winters who makes the assault wave not end while buffing the defense of all enemies and uses several shield units while camping in one spot of the map to make you come to him.
** Special SWAT units were given a 15% health reduction temporarily due to a GameBreakingBug in patch 94 that was linked to marking special enemies and the developers disabled enemy marking as a temporary fix.
** Because of the addition of the Medic, the Cloaker's spawnrate got significantly decreased and no longer spawns in "Hard" difficulty. He still spawns in "Very Hard" and higher difficulties, though.
** The Airbow that comes with the Ethan and Hila Character Pack DLC. It was a weapon with high damage, and highly concealable so it's viable with dodge and crit build. A few days later its concealment rate was decreased to 5 from 28.
* NecessaryDrawback: Class balancing enforces this. On a scale of FragileSpeedster to MightyGlacier, the order is: Ghost -- Mastermind & Fugitive -- Technician -- Enforcer.
** Light machine guns: high ammo capacity, high rate of fire, and is great to use to clear out crowds in small areas, especially with headshots. Has a LONG reload time and can't actually aim down their sights (and, as such, can't fit sight attachments to boost their stability) so that the weapon isn't completely overpowered. Bipods go some way to address their accuracy at long range, but require a player to brace themselves against the floor or a convenient chest-high wall and gives them a limited firing arc while set up.
** Sniper rifles: high power (even the weakest ones equal the damage of the strongest assault rifles and shotguns; the [[TheresNoKillLikeOverkill Thanatos]] is at the point where only explosives deal higher damage), can pierce multiple enemies, and can hit enemies from behind certain walls or through armor, including Shields. Has a low ammo pool, lengthy reload times, and has a very slow rate of fire.
** Dual pistols: double the firepower and double the ammo capacity. Requires you to collect double the ammo to stay full, accuracy is bad (since they can't be aimed properly either), and stability is horrendous, which makes it difficult to keep a steady aim when rapid firing. Dual wielding pistols is a primary weapon instead of a secondary.
* NeverBringAKnifeToAGunfight: With the correct build, this can be [[https://www.youtube.com/watch?v=Jm17_N4Rv24 gloriously inverted.]]
* NewGamePlus: The Infamy system. Once you hit level 100, you can choose to reset your character level back to 0 while also losing all your spending cash and $200,000,000 from your offshore account (for the first five times). All of your level-locked guns and armor are relocked due to level restriction (though able to be used without having to be bought again once you get back to their required level) and you'll also lose ''all'' of your class skills. Becoming infamous earns you a card to show off to other players displaying your infamy and you'll earn infamy points to spend in a special infamy tree. The infamy tree permanently increases your experience earned and can decrease the number of points required to advance to the next tier in a tree, and some fun mask options. You also get a [[{{Fanfare}} power guitar chord]] when you join a game. You can earn up to 100 levels of infamy.
* NiceJobBreakingItHero: The events leading up to [[spoiler: Bain suffering from a virus the Kataru injected into him]] was caused by the crew's heist on the No Mercy hospital from the first game (this was due to the contact they worked with, who wanted the item, and would later on in the sequel become the crew's main antagonist). While it is never shown, [[WordOfGod a fictional news report]] states that a "mysterious fire" caused the whole building to collapse. Said fire was caused by a ''missile attack'' by Murkywater fighter jet against the hospital.
* {{Ninja}}: Repeatedly referenced. There is the ''Shinobi'' Ghost Skill, and then the Shadow Raid heist. All the achievements read together sound like a BadassCreed. There is also the Gage Ninja Pack DLC, which adds throwable shuriken and the option of an Okinawan-style sai and a kunai for melee. Some heisters, like Bodhi, also refer to Cloakers as "ninja cops" and similar.
* NoFairCheating: Effectively what makes Death Wish[[note]]and now Mayhem and Death Sentence[[/note]] difficulty so hard; not only is the AI advantage maxed out, but even cutting corners isn't allowed. Try to charge to the Ukrainian Job safes and detonate them for the tiara? ''The safes can only be drilled.'' Want to blow up the Rats meth lab and skip the tedious, difficult part? ''The whole map sets on fire to incap everyone and the escape van doesn't trigger, forcing a restart.''
* NostalgiaFilter: Parodied InUniverse by a Monthly Safe House job.
--> "Nostalgic people prefer to only think about what was good back in the day, easily forgetting the bad days. Like when you're robbing a bank with shoddy weapons and poor armor."
* NostalgiaLevel: In the same manner as ''VideoGame/Left4Dead2'', the developers have gradually ported the original game's heists over to the second game. One interesting difference from its inspiration is that, for the most part, these remade heists are explicitly the ''second'' time the gang hits the location in question, which the characters will sometimes comment on.
** First World Bank, as of the 2015 [=CrimeFest=], makes a return from the previous game and it plays exactly like before while having some minor changes and randomizations to make it feel a little different. Unlike in the original version, it's possible to finish the heist in stealth, with the addition of an insider who directs you on how to sneak through if you keep things quiet.
** Slaughterhouse was added a few days later as well, featuring similar upgrades as First World Bank. Unlike First World Bank, this heist still can't be done in stealth.
** In February 2016, the game got its own version of the first game's Wolf Pack DLC - including ports of the same Counterfeit and Undercover heists the original added, again featuring a few upgrades and changes, most noticably the ability to actually print counterfeit money at the end of the former. As a bonus, owners of the first game's Wolf Pack got this version for free.
** The Hoxton's Housewarming Party event added a remade Panic Room heist on the last day.
** The Search for Kento event added another two remade heists, with Heat Street coming on day 2 and Green Bridge on day 10, both with minor changes, both to gameplay as well as to their story to fit in with the event in question (such as the Chinese prisoner from Green Bridge being replaced with a Yakuza member named Kazuo).
** Crimefest 2018 added the No Mercy heist, with small changes in the lore to fit the current storyline. Unlike the other Classic heists, this one is stated to be a flashback.
* NoobCave: Jewelry Store and Four Stores (Normal difficulty) are very straightforward with minimal randomization elements and simple objectives.
** Four Stores is easy enough after Infamy on Overkill with decent weapons (presumably you built some before you went Infamous... right?), help from the AI, and a bit of care. [[note]]And patience, because you might have to drill several safes.[[/note]]
** Jewelry Store is simple enough that even on Death Wish, you can solo it as a level 0 heister (which makes it great for jumping right back into the action after going infamous). The same goes for Ukrainian Job, which uses the same map.
** Four Stores can also be solo-stealthed at level 0 on any difficulty, but requires a big safe in the coffee shop (drilling any other big safe will attract guards), so may take several restarts. [[note]]At Overkill or below, you can bring an ECM and pop the ATM in the store. With a bit of luck you can do it without being detected, then hide in the back.[[/note]]
* NoOneGetsLeftBehind: If a Point of No Return occurs during a day (or escape), all human players have to be in the escape zone or in custody for the day to successfully complete. If even a ''single'' player is 5 inches away when the timer expires, the entire day is failed. While this behavior has been in Payday 2 since launch, it was exceedingly rare that this situation would come up, as the only non-escape heists that have this are the stealth-only heists, GO Bank (free DLC), the technically-an-escape Train Heist (paid DLC, bonus contract for the longest time). Of these, the stealth-only heists are the most likely heists where this can happen, due to it being possible to trigger the point of no return before the mission objectives had been completed, since it's triggered by setting off the alarm and breaking stealth.
* NotTheFallThatKillsYou: Falling from a great height will either severely damage your health or instantly incapacitate you, depending on the distance. Before the effects were made part of the default game, the Cat Burglar skill reduced fall damage and acing it damaged armor instead. However, in the "Birth of Sky" heist, if you're stupid enough to [[TooDumbToLive jump out of the airplane without your parachute]], you'll splatter yourself across the pavement and [[NonLethalKO get taken into custody instantly]].
* NotTheIntendedUse: The Taser-type melee weapons are mainly used to incapacitate non-Bulldozer targets to easily kill them while they're stunned. This also has the side effect of discharging their entire magazine, which in addition to measly 20 points of damage it does, this creates the absolutely perfect criteria for holding up enemies you want to take hostage and convert, especially the [[HandCannon Bronco]] wielding [[GlassCannon beat cops]] who typically appear as part of the first response.
* NoSell: The point of the Stoic perk deck; a significant chunk of damage you take is converted into DamageOverTime, and the deck's gimmick allows you to not only dump the currently-ticking DoT, but heal back 50% of it. A Stoic build can get bitchslapped by a Skulldozer or eat a Sniper round to the face and not only laugh it off, but ''come back stronger.''
* NoSwastikas: In the trailer for the diamond heist that shows the history of its owners, the part in Nazi Germany has flags that just have featureless circles instead.
* NoSympathy: It can feel like this when using aced Inspire to revive companions at a distance; they've been shot up and are probably screaming for help, while you holler "Pain is just mental!" and "Get back in the fight!" at them instead of seeing to their wounds.
** Chains, Houston, Hoxton and Wolf all just shout "Get the fuck up!" instead of the previous lines, which are said by Dallas.
** Even the [[https://www.youtube.com/watch?v=_tJ0sCGAcck Medic Bulldozers]] get in on trash-talking their fellow officers when they pick them back up, as they too have Inspired Aced.
* ObviousRulePatch: The developers saw players were constantly playing levels like Nightclub, Four Stores, and Ukrainian Job because they were extremely easy to complete in a matter of minutes (or even seconds!), which led to people farming the levels for experience points, cash, and random loot with little effort. The developers then patched the game to include escape sequences in the most farmed levels if the players finish them loud instead of quiet in order to discourage them from farming the same level over and over. Additional patches also changed the layout of the Nightclub heist so the safe with the money is in a random location in order to discourage farming.
** The Death Wish update enhanced this further by introducing EXP reduction if you play the same level over and over while giving you an EXP boost on heists you haven't played in a while. The same update also introduced an anti-level grinding feature for the Death Wish version of Rats on day 1; trying to blow up the lab so you can skip cooking the meth? The lab still explodes, but the explosion and fire covers the ''entire level''. Even if you try get around this, the escape van is programmed to never show up unless you cooked 3 bags of meth.
** Newer stealth maps are being made resistant to the controversial tactic of ECM rushing. The Bomb Dockyard is impossible to rush since the Moretta takes so long to change berths. You can rush Car Shop, but breaking ''anything'' glass will set off the alarm and it's almost impossible to avoid someone (you or a guard) shooting a window during a rush since the whole front of the shop and half the second-floor interior are windows. Additionally, in Hoxton's Revenge your ECMs mess up the timelock on the panic room and it stops counting down when an ECM is active.
** Update #75 changed the exp system from a set amount of exp per heist to a variable range, where you start out with a base set of exp and gain additional ones based on objectives being completed and loot secured. This was due to players sitting in Crime Net trying to "snipe" heists to get massive amounts of exp without doing any work, as well as people doing just the bare minimum of objectives and leaving the majority of the money behind since they usually take a long time. The most notable of these changes is Shadow Raid; prior to the patch you would receive almost 1 million in exp upon completion. Now even with many infamy points you would only receive about 300k on the highest difficulty unless you looted every piece of loot and the armor.
** Jewelry Store can still be solo-ECM-rushed in under 30 seconds on Normal, and under 18 seconds with a coordinated team. You don't get much money or XP[[note]]which is probably why they never patched it[[/note]], but it's the fastest way to farm post-heist card flips.
* OccidentalOtaku: It's implied Sydney is one - she's implied to really want to learn how to be a katana master from Jiro (and calls him sempai), and occasionally fakes a sweet-toothed anime voice when picking up pagers.
* OffTheShelfFX: The tracer detector in episode 1 of the web series is an Olympus LS-100 field recorder.
* AnOfferYouCantRefuse: The Dentist in The Dentist trailer knows ''exactly who Dallas is'', and he uses that information to strong arm him into doing jobs for him, and also promises to break Hoxton out of jail, just to sweeten the deal.
* OhCrap: Dallas's reaction to the Dentist knowing his true identity has him dart his eyes back and forth before trying to get up from the chair to escape, only to be restrained by the Dentist and the nurse.
** In-game, the gang sometimes give one of these when calling out Special Units - usually when spotting a Bulldozer. Wolf is downright terrified of Cloakers, while Clover is terrified of EVERY special unit.
** Bulldozers sometimes respond with this rather than a BadassBoast when their armoured visor is shattered. Thanks to this allowing attacks on their vulnerable head, they are often KilledMidSentence - not that this stops their corpse from [[GoodBadBugs delivering the rest of their line from the floor]]. Particularly funny if they're still ranting about how they're going to kill you.
** Quite a bit of EnemyChatter consists of this, especially when they realize who they're fighting. They also have responses for certain player actions, such as deploying medical and ammunition bags, and especially killing enemies with the [[PunnyName OVE9000 Saw.]]
-->'''SWAT Officer:''' We aren't prepared for this, that's the Payday Gang!\\
'''FBI Officer:''' He just killed somebody, ''[[LargeHam with a saw!]]''
** And before an escape sequence, your getaway driver will likely scream one of these right before he crashes into something and dies.
* OneHitKill:
** Cloakers return from the previous game, retaining their ability to instantly down you regardless of your health or the type of armor you have on. There's even an appropriately named achievement ([[CurseCutShort HOLY SHI-]]) for getting taken down by one for the first time.
** Snipers get to almost demonic levels on Deathwish due to the damage ramp up; against a fully specced out Tech-Enforcer in ICTV armor, he can kill you in about 3-4 shots. Anyone else (even a normal Enforcer in ICTV armor) can and will be downed the moment a sniper hits you, regardless of your health and your armor.
** The rocket launcher is powerful enough to kill anyone with a direct hit, even the most durable enemies like the Commissar and the Skulldozer. This also applies to you if you're not careful with your aim and just happen to be wearing light armor.
* OneHitPointWonder: Again, civilians are fragile as ever as they were in the previous game. Even the weakest gun in the game can kill innocents with a single shot. Accidentally hit one when you meant to shout for them to get down? Yeah, that'll penalize you too. Patch 27 made the civilians a ''little'' more resilient to melee strikes, meaning one slap will force them to get down on the ground without killing them. Hitting them a second time will still kill them and shooting them still kills them instantly.
* OneSteveLimit: Played straight, mostly, for the player characters.
** You may play any player character, unless somebody else is playing it in your game.
*** Whomever joins a lobby first with a character gets priority (it should be obvious that the host automatically gets his or her first choice).
*** An update allow you to select a series of four characters in descending order of preference. When you join a lobby, the game will run through your list until it finds a character not already being used. If you select characters for all four, you're guaranteed to play as one of them, even if it ends up being your fourth choice because all three other players who joined first managed to take all your other preferred characters.
** Between ''Payday: The Heist'' and ''Payday 2'', Hoxton was put in prison and his place taken by Dallas's brother, who picked up the Hoxton name and mask. However, the studio held an event and added a Hoxton Breakout map where they added old Hoxton back into the game and changed the names around, old Hoxton taking his name back and new Hoxton being renamed to "Houston". During the breakout, old Hoxton makes a point to tell new Hoxton to change his name to Houston, [[PunnyName because he's "got a fucking problem"]].
*** Inverted and Played for Laughs: Not only can you play old Hoxton in Hoxton Breakout while the NPC Hoxton is present, but there's a special side job called "Spacetime Paradox" that rewards you for doing just that.
* OnlyInItForTheMoney: Election Day is implied to be this - Bain openly insults [=McKendrick=], the candidate the crew is helping, and makes a point to mention to the crew that it's 'just politics' if he has to falsely implicate Mayor Nancy during Plan B. But The Elephant is offering a lot of money to get [=McKendrick=] elected, and even offers to make sure Hoxton gets transferred to a lower-security prison if they succeed...
* PacifistRun: Entirely possible with many heists having stealth as an alternate method instead of running in guns blazing, but it takes a lot of coordination and the right tools and skills at times.
** The Shadow Raid heist offers an achievement for securing six loot items without killing anyone.
** The We Are Professionals achievement semi-requires you to do this on GO Bank. While you're allowed to kill the guards (who would otherwise make the level impossible to do), you're not allowed to kill any civilians. Unlike other maps, GO Bank infinitely spawns civilians until the end, so you will certainly run out of cable ties even if everyone has the skill aced.
* PaletteSwap: The Bulldozer that uses the automatic shotgun wears a black suit of armor compared to the green colored pump-action counterpart. Then there's the Skulldozer introduced in the Death Wish Update, that wears the black suit of armor but with a distinctive skull painted on the faceplate, which carries a [[MoreDakka light machine gun.]]
* PaperThinDisguise: Played straight or averted depending on what the player has equipped. If the player uses highly concealable weapons and wears a two piece suit or light armor, guards and cameras won't bat an eye unless the player gets way too close to a guard or a restricted area. Players wearing heavy armor and bringing big guns will be noticed a lot more quickly due to sticking out like a sore thumb.
** Played straight with the bouncer in the Nightclub job before the detection mechanic was altered in a patch. You were able to walk up to him decked out in a full suit of body armor, carry highly visible weapons, and he would still think you're a classy gentleman, letting you inside. A patch changed the bouncer's detection towards the players so only lightly armed players will get by him without incident. [[note]]It is still possible to walk by him in heavy armor and large guns, though, since he's programmed to start on his spiel as soon as you get close - even if you immediately run back around the corner so he stops detecting you - and then step aside after a few seconds, allowing you to slip by.[[/note]] Civilians also play this entirely straight until you have your weapon drawn.
** Played straight again with the Glasses "Masks", especially John Wick. These "masks" consist of a pair of glasses... and nothing else. However you still gotta "mask up" to actually start shooting people. Taken to the extreme with items like The Chef hat or Almir's Beard, as they don't even cover your characters eyes and make them more distinctive if anything, especially if you're wearing the beard as [[GirlsWithMoustaches Clover, Sydney, Bonnie, Hila or Joy.]] Not to mention a number of ordinary hats and caps, the tiara, a bandanna, and the like, none of which conceal any facial features.
* ParkingGarage
** One of the possible Escape segments begins in one.
** The second half of both the Hoxton Breakout trailer and Day 1 of the Hoxton Breakout heist take place in a parking garage. The truck holding Hoxton is forced to make a detour through a parking garage, tailed by SWAT, when its forward progress is halted by security bollards. A firefight ensues as the crew (Dallas and Wolf in the trailer, all members in the heist proper) searches for a security room, to lower the bollards and continue the escape.
* PerpetualBeta: On release, the game [[ObviousBeta was riddled with bugs]] that required a few hasty patches. This is an ongoing problem, however, as while the game keeps getting content, and has improved over ''several'' updates, they still come with a GameBreakingBug or two every now and then.
** Also applies to playstyles, as updates have been known to {{nerf}} entire loadouts. Of course, due to the frequent updates mentioned above, a single update can even leave you nerfed by overpowering another, making you obsolete by comparison.
* PistolWhip: You can still whack enemies with the butt of your gun in the second game, but cops will also pistol whip ''you'' if you get too close to them, causing you to be forced into crouch mode. Certain Fugitive and Enforcer skills can reduce the damage you take from enemy melee attacks, increase the damage you deal with such attacks and make it easier to knock enemies down with such attacks.
* PlayEveryDay: The Spring Break update in March 2015 added Side Jobs, which gives you daily and weekly tasks to complete for bonus cash, weapon mods, and masks.
* PointOfNoContinues: Before they were removed, Pro heists had a higher payout, but were harder than the standard difficulty, could play out slightly different, and couldn't be restarted after failure. Failing any day of the mission booted you back to the lobby (meaning restarting repeatedly to force certain director conditions required a full restart), and failing a mission that spans multiple days required a full start over if you fail.
* PoliceAreUseless: The Captain Winters trailer shows that because of the Payday Gang's high-profile successful crimes and constant survival against the impossibly high amount of cops thrown at them, the people of DC have barely any trust for the police, and the crime rate has increased among the entire population of the city.
* PoorCommunicationKills:
** In Rats Day 1, Bain can frequently say the wrong ingredient; easily caught if two players hear something different. Comparing notes and waiting for repeats are the best ways of checking.
** Bain will repeatedly encourage heisters on Ukrainian Job to check the display cases and remind them that the tiara doesn't have to be in the safes in the back. It's always in the back, and it's always in a safe.
* PowerCopying: The Copycat Perk Deck's namesake is its final Perk, Mimicry, allowing you to copy a Perk from another deck.
* PowerCreepPowerSeep: The Copycat Perk Deck allows you to use a Perk from another deck for its final Perk. The Armorer Perk is Type I Armor, which increases your armor by 10%. Then Sociopath's Perk is Tension, adding 10% armor as well alongside restoring 30 armor on killing an enemy.
* ThePowerOfFriendship: The Mastermind's Inspire skill has the user yell various versions of the encouraging "GO GO GO!" at another player to give them a temporary speed boost. Acing the skills also lets the player revive a downed friend by ''yelling at them'' with some words of encouragement (or swears).
* PreAssKickingOneLiner: Most of the crew have some sort of line while masking up. There's also a sort of indirect version with Bain's random words of encouragement at the beginning of [[ZergRush Police Assaults]].
-->'''Bain''': [[TryNotToDie Don't die!]]
* PrettyLittleHeadshots: Shooting enemies in the head will paint the wall behind them with blood, but that's about it. Even done humorously with armored mooks, as any helmets or hats will fly off vertically and there's still no wound.
** Averted if using the Platypus sniper rifle as Bodhi; getting headshots on tasers will blow their heads clean off.
** Again averted if the popular [=HoxHud=] mod is used, which allows for any high-caliber weapon to take enemies' heads off.
* PrivateMilitaryContractors: [=GenSec=], with their various wares that places used to secure their goods, such as safes, indestructible cameras and the like. There are also Murkywaters' Mercenaries, returning from the first games' "Slaughterhouse" Heist, and Akans' Russian Mercenaries situated in "Boiling Point". Both are [=PMC's=] not affiliated with other law enforcement.
* ProductPlacement:
** The entire Alesso Heist DLC is a vehicle for the Swedish music producer of the same name. The group infiltrates a concert Alesso is holding to steal from vaults that are coincidentally in the arena (full of real cash as a sign of the safe manufacturer's confidence in their design), and Bain doesn't hesitate to mention how big a deal Alesso is at the start of the heist.
** ''Film/JohnWick'', ''Film/PointBreak'', ''VideoGame/HotlineMiami'', ''VideoGame/GoatSimulator'', ''Film/HardcoreHenry'', ''Film/Scarface1983'' and ''Film/ReservoirDogs'' have tie-ins to the game. Usually, whenever each tie-in is released, there's a trailer to go with it, as well as serving as the games' start-up intro.
** Clover mentions ''Series/TheWalkingDead'' several times. She was added around the same time Overkill announced they were developing a shooter based on said series.
** A cheeky one - Rust, played by Creator/RonPerlman, [[ActorAllusion makes sure]] to mention ''ComicBook/{{Hellboy}}'' several times whenever he answers a pager.
** DLC added in late 2017 adds Youtube personalities Ethan and Hila of {{WebVideo/h3h3productions}} as a pair of heisters.
* PsychoStrings: These play while you have a Psycho Knife melee attack fully charged.
* PunchPackingPistol:
** The Judge gun is a revolver that fires shotgun shells, like the real life [[http://en.wikipedia.org/wiki/Taurus_Judge Taurus Judge]]. The gun's damage output is absurdly high and it has great concealment, which makes the Judge a perfect weapon to use for stealth as a backup plan if stealth fails. The Judge can also be fitted with a suppressor for stealth runs, a laser sight to aid in hip firing, and scopes for better iron sight aiming. Not only that, but because the Judge is a revolver, all the shells are reloaded at the same time rather than the one shell a time that most shotguns go by, ''and'' it benefits from the Enforcer's shotgun buffs. The only downsides to the gun are: extremely poor accuracy; low ammo count (25 shells total with Fully Loaded only giving another six); and, unlike most other community weapons, it costs almost a million (especially the Akimbo variant) to purchase.
** One of the weapon rebalances that came about during the 2015 Crimefest, and which wasn't fixed until that Christmas, turned ''every'' pistol into some variety of this. Even the smallest, weakest pistols, with suppressors and the like that lowered their total damage, still dealt as much per-bullet as an assault rifle; slightly bigger ones were so damaging that below Overkill difficulty you almost didn't ''need'' a primary weapon. Even after they were nerfed, there are still some non-Judge standouts; the page image for this trope, in fact, shows off the "Baby Deagle" pistol (a Jericho 941) dealing three times the damage per-bullet as an AK-74.
** The 5/7 AP pistol (FN Five-seven FDE) not only has a fairly high damage stats, but it will also pierce armor; it's also easily useable in a stealth build. The drawbacks? Hilariously poor accuracy, an excruciatingly low ammo pool and pickup rate (for every ammobox you pick up, you retrieve ''a quarter of a bullet!''), and a fairly long reload time. This, coupled with a high rate of fire makes it ''very easy'' to chew through your entire ammo reserve.
* PutOnABus:
** Hoxton, albeit briefly. He got pinched between the events of the first game and the start of this one. He wasn't happy to hear that his old crew had replaced him, and so, after a few contracts later from the Dentist later, The Dentist helped the Payday gang to [[TheBusCameBack break him out.]] He's still rather bitter about it, though, and really has it out for [[NoRespectGuy Houston]], the former person who took his name, never failing to berate the poor bastard.
** Ditto Hector... at least for a while; he's had no new heists since the game was released, and ultimately [[spoiler:turned out to be the rat who got Hoxton arrested, so they DroppedABridgeOnHim.]]
* QuirkyBard: A player investing into Sentry Guns was once considered this. A single unmodified sentry doesn't do much good, but when upgraded sufficiently, they can really help in missions on the go such as Day 1 of Firestarter. Sadly it takes a LOT of points to do so, which people would prefer to invest in C4 instead. They got a new lease on life with the advent of a new Technician skill (named, appropriately enough, "Jack of All Trades") that allows for carrying C4 ''and'' sentries, even if this still costs a lot of points and causes a lot of false flags for cheating.
** With the skill tree revamp, sentries got even better; the highest-tier skill allows you to deploy four sentries at once while still carrying a second deployable[[note]] or six at once; there are two types of sentries, and you can choose one type for primary and the other for secondary deployable[[/note]] ''and'' no longer be falsely accused of cheating.
** Even better, if you purchase the "More to Deploy" Gage Bonus on a crime spree, you can carry six turrets and a second deployable; if you invest your points properly, you can carry two fully loaded bags of ammo to help keep the turrets fed. [[note]]Or theoretically you could carry nine turrets, but your buddies had better bring a boatload of ammo or they're all going to run dry pretty quickly.[[/note]]
* RandomDrops: A card game (the eponymous Payday) occurs after a successful heist. Want a weapon mod? A new mask? Mask materials? You have to get lucky and hope the game gives you something you need! Fortunately there is a formula: the Payday won't drop a weapon mod if you already have two of that item in storage (not equipped).
* RandomEvent:
** Not as prevalent as the first game, but random events do exist, such as specific doors appearing/not appearing and loot locations. There's also a random chance that one or two players in the beginning of an escape sequence will automatically start the level incapacitated due to the van crashing.
** Taken to ridiculous levels with GO Bank, where stealth runs live and die on random events. These events can include an armored car with additional guards outside, additional guards with pagers spawning to check on the building, police officers that will do the same but cause an alert if they die, to someone demanding a bag of money or he'll call the police. On the plus side, another random event is that the vault starts out open.
* RankScalesWithAsskicking: Major kingpin-type enemies appear as assassination targets in several of the missions (examples include the Commissar, the Rat[=/=][[spoiler: Hector]], the Biker Leader, Chavez, and Ernesto Sosa). They have very high boss-level health, with the Biker Leader and Ernesto Sosa being especially tough, and on higher difficulties can take as much damage as a Bulldozer. However, unlike the Bulldozer they lack ContractualBossImmunity and can be taken out very quickly with a number of different exploits.
* RareRandomDrop: Rare items are dubbed as "infamous" items. Several masks rarely drop, including extra copies of the default masks (which allows you to use them on any character) and textureless versions of the default masks so you can customize them any way you want. Many mask materials, patterns, and colors are also rare drops. Spending infamy points will also boost your rare item drop chance.
* RealPlaceBackground: Several, mostly in D.C.
** The bridge where Rats Day 3 takes place is based on the Fredrick Douglas Memorial Bridge. The stadium seen in the distance on the far side is meant to represent Nationals Park.
** There really is a bank at 1500 Penn, where the Benevolent is in-game. The exterior is identical to its real-life counterpart (aside from the name), and both the Treasury Building and the White House are present where they appear in-game.
** The FBI Headquarters in Hoxton Breakout is based on the J. Edgar Hoover building; the FBI files explicitly identifies it by name in-universe. Though the layout of the interior is likely fictional, the plaza outside the entrance is real.
** The [=McKendrick=] Museum is based on the Freer Gallery of Art, located in the National Mall next to the Smithsonian Institute (here named the "Andersonian Institute").
** Election Day Plan C's building is based on the lobby of the Field Building in Chicago, IL.
* RealTime: It's pretty much been established that the events of the games and their follow up DLC are happening in real time. For example, the game launched in 2013 and the Art Gallery heist, which was released in 2014, takes place one year later. Hoxton burns down the original safehouse, explicitly granted to the gang in 2013, in 2016. About the only thing that isn't progressing with real-world time is [[NotAllowedToGrowUp the characters' listed ages]].
* RefugeInAudacity: Before the introduction of HE shotgun shells and sniper rifles, the most effective way of killing a Bulldozer was to charge in point blank and unload a high rate of fire weapon directly into his faceplate, which would break it and score numerous headshots. This is still a viable strategy, particularly for those players who prefer submachine guns over sniper rifles and shotguns. Light machine guns with decent accuracy and a bipod can work as well, if you can handle staying in one place and letting the Dozer unload back at you.
** Also, during stealth, detection of players is based solely on whether or not a direct line can be drawn from a guard or civilian's head hitbox to the player's. In certain maps with thick walls, a player can crouch in the corner and look directly down -- the character's head will clip through the wall, and the player will go undetected as a guard passes behind him inches away (unless the guard actually bumps into the player). Most easily done on Shadow Raid, in the warehouse stairwell.
* RenaissanceMan: Encouraged. Since it's impossible to ace every ability of even '''one''' class, the overlap of abilities (e.g. Mastermind can carry more zipties, which is useful to a Ghost) means players are better off mixing and matching some skills. There are also plenty of high-level synergies, such as the Techforcer combo for massive amounts of armour. There is a Steam achievement called "I'm a Healer-Tank-Damage-Dealer" earned after spending 10 skill points in each skill tree.
* ResetMilestones: The infamy system has you reset your level in exchange for a small perk. Infamy level 1 lowers skill point requirements by 10% and doubles infamous item drop rate. Every Infamy level up to 25 increases experience. Every odd Infamy level up to 25 and every level above that unlocks a piece of clothing or join stinger, and even a weapon color or charm!
* RevolversAreJustBetter: The Judge, a revolver that fires shotgun shells, somehow deals more damage than full sized shotguns despite using smaller shells. The Bronco also does more base damage than most of the other pistols. The Matever and Peacemaker revolvers are also pocket snipers in a pinch, though both suffer from strong recoil and long reload times, respectively.
* RunningGag: Many of the optional safes and deposit boxes would have nothing but a partially eaten cheese toast sandwich. The toast came back in a massive pile in one of the large safes during the Halloween event and the toast was quietly removed from the game. Big Bank brought the toast back for the safe in the manager's office and one of the news feeds in the level shows sales of Cheese Toast Inc. had a rise in stocks. After the addition of the new safehouse with Hoxton's Housewarming Party, one of the trophies you can get for the safehouse is a partially-eaten cheese toast sandwich, unlocked for finding the partially-eaten cheese toast sandwich in the manager's safe in Big Bank - the name of which, "It's Not Even Fresh..." alluding to the ridiculousness.
** To say nothing of the rare giant "Almir's Toast" in the Xmas Heist. It's one of the heaviest items able to be carried (on par with the fusion engines from Big Oil), and its value is on par with a turret part from the Train Heist, something like ten times as much as any of the coke bags you spend most of your time .
* RussianReversal: The Commissar pulls a vulgar one on you once you start trashing his motel.
-->'''The Commissar''': You think I'm asshole, eh? Well in Russia, asshole fuck YOU!
[[/folder]]

[[folder:S-Z]]
* {{Safecracking}}: The Ghost can unlock an upgrade to do this, though any interruptions force a full restart and there are more creative means of opening locks, such as [[StuffBlowingUp C4.]] It's still a worthwhile investment, though, since without interruptions cracking the safe by hand will invariably be faster than waiting for even a fully-upgraded drill (drills tend to have a minimum of two minutes for safes, with the Ghost's skill you can crack it yourself in about 40 seconds), and there are some safes that can only be opened by picking the lock.
* SawedOffShotgun: What's the sense of making a game about bank heists without one of these? We get two. The Mosconi 12G is the classic "double-barrel hunting shotgun" option, and you can modify it by sawing down the barrel and removing the stock - [[CoolButInefficient unfortunately]] the gun becomes hilariously inaccurate and impossible to control even with the meagre two shots, but to it's credit, it has one of the lowest concealment ratings of any weapon. However it can't be silenced, and the returning Locomotive 12G (your "modern" choice) ''can'' be silenced, has more shots, and takes up a secondary slot as opposed to the Mosconi's primary. The Mosconi is very rarely used outside of some niche concealment Dodge builds that want something with punch.
* SelfImposedChallenge: {{Invoked}} as some of the achievements require this. A trio of cheevo's from 2015's [=CrimeFest=] comes to mind; "I Never Asked for This" (Don't jump a single time in a heist), "Jump! Jump! Jump!" (Jump constantly within 4 seconds of each previous jump) and "Bunnyhopping" (Jump 100 times within 30 seconds, which requires you to abuse doorway arches and WallBonking), all of which were made to celebrate the fact that the game was given new jumping animations.
* ScaryShinyGlasses: The man with the glasses in The Diamond trailer, who's there when Marie Antoinette gets beheaded, when Hitler shoots himself, and when Dallas is about to take the diamond.
* ScavengerHunt: Patch 26 introduces several packages that spawn in random locations across various heists that you can pick up. You'll get a small experience bonus for collecting them, and if you own the Gage Courier Pack DLC, collecting enough of any specific kind will also grant you free weapon mods.
* ScreamingWoman: Female civilians use the exact same screams as they did in ''PAYDAY: The Heist'' and a few more, despite the male civilians having a brand new set of panic sounds.
* ScreamsLikeALittleGirl: Wolf, infamous for [[NoIndoorVoice whooping and shouting]], shrieks ''"IT'S A MOTHERFUCKIN' BULLDOZER!"'' when spotting one. Similarly loud for just about every other special enforcer, too.
** Clover is ''always'' shrill when she points out any special enemy.
** Your getaway driver, in the ''12 Days of Payday''.
* ScriptedEvent: The meth cooks in day 1 of Rats are scripted to die as soon as you reach the second floor no matter how you approach the level.
* SecretRoom:
** The climax of the Framing Frame job tasks players with stealthily locating and infiltrating a hidden vault room (that's always hidden behind a bookshelf) that's filled with the spoils of an illicit arms deal in the condo of an American senator and planting cocaine to frame him (and optionally stealing the gold within). [[SoMuchForStealth Though if they are detected,]] they're forced to [[PyrrhicVictory leave the gold behind and simply leak the arms deal to the press to keep their benefactor happy, missing out on most of the job's potential profit]].
** In addition to keeping the OVERDRILL secret vault intact [[NostalgiaLevel in the remake of First World Bank]], unlocking the game's GoldenEnding requires finding a secret passage that leads to another hidden vault [[spoiler:in the White House heist, which is hidden behind a painting only that can only be moved [[GuideDangIt after fulfilling a number of convoluted hidden requirements in other parts of the game]], and successfully opening it ([[OnlySmartPeopleMayPass requiring, among other things, translating ancient Sumerian]]).]]
* SelfDeprecation:
** After Steam gave games the ability to be tagged with custom genres, Overkill took the piss at themselves by tagging the game as a "Bag Throwing Simulator," which is a nod to the community that always complained how the game makes you do nothing but throw bags around.
** The announcement video introducing Aldsworth (Hoxton's butler, voiced by John Cleese), ends with him saying "Selling drills on the black market is not the best idea you've ever had, was it?", referencing the controversy that erupted when Overkill sold virtual "drills" via microtransactions.
** Several of the achievements added in the Hoxton's Housewarming Party update include jabs at the game itself, such as "Bag Throwing Simulator",[[note]]Complete Diamond Store on Death Sentence difficulty with One Down modifier activated[[/note]] and "What a Flat!"[[note]]Complete Framing Frame on Mayhem or above, named for one of the lines that Bain [[WelcomeToCorneria often repeats]] while stealthing the heist.[[/note]]
* SequelHook: [[spoiler: The game ends with the death of Bain and the entire gang getting pardoned. However, the Kataru, the missing president and the Dentist plot threads are still unresolved.]]
** [[spoiler: Resolved in [[GoldenEnding "The End 2"]] where The Dentist is revealed to be behind the Kataru and also the final [[ZeroEffortBoss "boss"]], the US president is missing but Bain took his corporeal body, and the entire gang retire happily... oh, as for John Wick, the entire game turns out to be a StealthPrequel to the first ''[[Film/JohnWick John Wick]]'' film]].
* SerialEscalation: The Payday gang starts as a crew of four people who take on small heists like trashing malls and robbing jewelry stores. As time goes on they recruit more members and eventually take on bigger jobs like robbing a big casino across the US, taking out a secret lab in Russia, and [[spoiler:''stealing nukes''.]]
** The difficulties available have also ramped up as the game evolved; originally the highest difficulty was Overkill, then Death Wish was added with new enemies, massive buffs to existing enemies, and sometimes unique events for heists. And ''then'' One Down difficulty was added, with ''even tougher enemies than Death Wish'' and only giving players [[ExactlyWhatItSaysOnTheTin a single down]]; the second down sends them immediately into custody. This was later replaced with Death Sentence, with One Down being turned into a modifier.
* ShadowArchetype: The Commissar. While the PAYDAY gang isn't exactly noble, the Commissar is known for tying a bomb to his hostages, torturing said hostages, and is implied to create sex videos for either profit or for his own pleasure while he also produces and distributes coke. The PAYDAY crew only tie up civilians and prefer to not harm them while also avoiding the more nasty illegal activities like slavery and torture. They also help distribute drugs.
* ShapedLikeItself: Chains's comments veer into this when commenting on your equipment:
-->'''Chains:''' ''"How can it be a drill if it ain't drillin'?!"''
* ShockAndAwe: During the third day of Firestarter, attempting to use the thermal drill on the vault door gets you electrocuted the same way a Taser unit would shock you. Cutting the power to the door is required to bypass the shock.
** In addition, the game puts so many chain-link fences in your way that cutting through them tends to be an unconscious action for most players. However, if the game feels particularly capricious, the chain-link fence in the first day of the Big Oil mission can be ''electrified'', shocking you and (due to the ensuing involuntary muscle spasms) discharging your weapon repeatedly. If it was un-suppressed, you just warned the enemy you were coming, and they will proceed to burn several important pieces of intelligence.
** The Taser special unit, as the name suggests, shocks players with an electrical discharge. The shocked player is prevented from moving, has their view twitch and shake, and randomly fires their weapon (even working the action between shots on bolt and pump-action weapons, presumably for balance reasons) as they spasm uncontrollably. If the Taser is not killed, or at least staggered by sufficient damage, the unlucky player will be incapacitated after a few seconds of sustained shocking - not to mention the effects of any incoming fire from other law enforcers.
* ShootOutTheLock: Some doors have locks can be shot out with any weapon in order to bypass picking the lock. However, metal or high security doors cannot have locks shot out, and you need to drill the lock, cut through it with a saw, or blow the door entirely with C4.
* ShootingGallery: If you upgrade Film/JohnWick's area in the new safehouse to level 2, you unlock a shooting range with a pair of targets. Upgrade it to level 3, and you unlock the Killhouse, a multi-room time-trial shooting course with a mix of police and civilian targets. Shooting cops decreases your time, with an extra bonus for headshots, while shooting civilians increases your time.
* ShootTheMedicFirst:
** A major update near the end of 2016 introduced the Medic special enemy. As his ability is healing nearby enemies and turning mooks (or even highly dangerous special enemies) into bullet sponges, he becomes a high-priority target when present.
** Before him was Captain Winters, who is arguably a more fitting instance of this trope than the Medic - whereas the Medic's healing is limited to a single person at a time, is easy to counter (particularly on the lower difficulties the Medic spawns in, where you can just shoot the target in the head again), has a short but noticeable cooldown, and leaves the Medic vulnerable as he plays out an animation of healing someone, Winters gives passive buffs to the defense of everyone around him just by being there, and on top of that makes assault waves never-ending until he and his cadre of Shields are cut through and forced to retreat.
* ShootTheShaggyDog: In the Big Bank Heist trailer, a random bystander assists the crew by reviving Dallas when he's shot by the cops. Dallas rewards him by [[PetTheDog tossing him a wad of cash]]. However, when the bystander attempts to catch the money, [[spoiler:he falls off the roof of the bank. Later material shows he managed to survive, though badly injured.]]
** [[spoiler:He apparently recovered and runs the official ''Payday'' merchandise store now. He even gets to sell his bobble heads! Upgrading Jimmy's section of the new Safehouse has him show up as the bartender, as well.]]
* ShortRangeShotgun: {{Averted|Trope}} once again as every shotgun can reliably paste enemy cops from several yards away with only one or two shots. Unfortunately, several post-release patches gave the shotguns an arbitrary cutoff past which they won't do any damage, thus playing this trope straight.
** Averted again with the Gage Shotgun DLC, which not only allows the player to load several different types of shells, from buckshot to slugs to explosive shells, but also makes the the shotguns decently long-ranged again with standard loads. Anything beyond ten to fifteen feet will take reduced damage from buckshot, but will still hit. Effectively, the range was corrected, but the lethality range was kept the same.
** Shotgun spread itself is played differently from other games; unlike other games, the shotguns in ''PAYDAY'' deal full damage if even a single pellet hits the target, and will cause a headshot in the same way. However, more than one pellet hitting the target will not increase the damage whatsoever, making it actually efficient to use the shotgun in the way it works in real life: to compensate for a lack of accuracy by throwing out several pellets in one general direction (also allowing for easy multi-kills with one shell, since every enemy that gets tagged by any pellets will take damage).
** Due to the way shotguns work, this actually makes the Accuracy stat work in reverse; Accuracy in the game increases the likelihood of the shot landing where the ironsights align while aiming. With shotguns, however, this means the pellet spread is reduced, actually making it ''harder'' to hit something on target. Outside of messing around with slug rounds (which trade off the multiple pellets and some reserve ammo for armor-piercing capability), this completely invalidates a skill that increases shotgun accuracy, and means that people will actively mod their shotguns with ''lower'' accuracy to make them ''better'' at hitting stuff.
* ShotgunsAreJustBetter: Shotguns are very popular among players for several reasons. They are unquestionably the king of CQB but can also offer a lot of versatility between different types of ammunition - buckshot for extra power, flechettes to allow the shotgun to pierce armour and achieve parity with rifles at medium ranges, slugs and dragon's breath rounds to punch through shields, etc. They rival sniper rifles as the most powerful non-{{BFG}} weapons in the game if a player puts points in the Shotgunner skill tree, but even without skill point investment they still pack a serious punch. And they have the most mechanical variety within any weapon class in the game - break-open, tubular or box magazine, pump-action or fully automatic, even one revolver.
** The Locomotive is widely considered to be one of the best secondary weapon choices in the game. It has all the previously stated strengths of a shotgun, and it can also deal with Bulldozers very quickly due to its high stopping power and rather fast firing rate by shotgun standards. It is an excellent backup weapon for a sniper, machine-gunner or other heavy weapons specialist, and with the right mods it can achieve the same Concealment rating as a regular pistol at 26, so stealth players can get a lot of mileage out of it as well.
* ShoutOut: [[ShoutOut/PAYDAY2 Has its own page.]]
* ShovelStrike: The K.L.A.S. Shovel, an entrenchment tool added by the Gage Shotgun Pack DLC, complete with an achievement for completing the Night Club heist using nothing but that shovel.
* ShownTheirWork:
** Gold is extremely heavy and can't be tossed very far due to its weight, which is exactly how real life gold acts. It stands out because when carrying other forms of loot such as jewelry or drugs, the crew can throw them a decent distance, sometimes jump and run. When carrying gold, you can't run or jump more than two inches and you walk slower. Likewise, you also get to carry engine parts at one point and you move even slower with them on your back than gold does while jumping is restricted to just an inch high.
** The landscape of Washington D.C. isn't perfect, but it looks close enough to its real life counterpart. The Harvest and Trustee bank also looks very similar to what a typical small branch bank looks like in real life.
** Crossed with TheCoconutEffect, the developers know exactly how to attack with the K.L.A.S. shovel, but they also know how players would ''want'' to attack with it and used that instead. The description points this out.
** In adding Film/JohnWick, they mention that he has a background in boxing. In the films, John uses the Center-Axis Relock style of close-quarters shooting, which utilizes a boxing stance.
** [[BottomlessMagazines Inflated magazine sizes throughout the game notwithstanding]], the devs understand that the number of shells a tube-fed shotgun can hold is dependent on the length of that tube - as such, some shotguns with different barrel lengths that also change the length of the tube, like the M1014 and Raven, will increase or decrease their total mag capacity appropriate to which barrel length you have attached.
** The reloading animation for the RPG-7 accurately includes the character cocking the hammer after inserting a new rocket, a detail that almost no other game to feature the RPG-7 shows.
* SignatureMove: Every class has several signature abilities and playstyles as well as a favored weapon.
** The Mastermind: Focuses on helping his teammates. Has both available [[TheMedic healing deployables]]. Can [[TalkingTheMonsterToDeath use shouting]] to control civilians by making them stay down and [[StockholmSyndrome refuse help from the police]], and [[TerrorHero intimidate enemies]] into giving up and handcuffing themselves, allowing him to [[FaceHeelTurn convert them to his side]] and fight for him. His best skills include [[CompellingVoice shouting at teammates to revive them]] as well as increase their running speed, and [[GradualRegeneration slowly regenerating health from taking hostages]]. Prefers [[FriendlySniper Sniper Rifles]].
** The Enforcer: Focuses on killing enemies. [[RequiredSecondaryPowers Is strong enough to use the saw and wear the heaviest armor.]] Bonuses include [[NighInvulnerable being incredibly durable]], [[TheJuggernaut buffing their damage by getting kills]], and [[InfinityPlusOneSword greatly diminishing the saw's weaknesses.]] Prefers [[ShotgunsAreJustBetter shotguns]] as well as the aforementioned [[ChainsawGood saw]].
** The Technician: Focuses on completing objectives and [[MadBomber using]] [[TheTurretMaster equipment]]. Secures the area with [[LandMineGoesClick tripmines]] and [[SentryGun sentry guns]] while [[CuttingTheKnot opening doors and safes quickly]] using shaped charges and improved drills. [[JackOfAllTrades Can use two deployables at once.]] Prefers [[MoreDakka high-capacity weapons]] to suppress enemies, and gains the ability to do more damage on body shots.
** The Ghost: Is the [[StealthExpert stealth]]-oriented tree. Can use the [[{{EMP}} ECM jammer]] and [[CleanupCrew deploy more body bags]]. Can [[InsecurityCamera disable cameras temporarily]], lockpick doors faster and lockpick safes. Has [[MindControlMusic an area-of-effect stun via the ECM]], and [[FragileSpeedster the power to sprint faster and in all directions]].
*** Has loud skills that focus on [[LuckBasedMission luck mechanics]] in exchange for [[LightningBruiser extremely high damage and mobility]]. Using stripped down weapons and wearing little or no armor [[ViolationOfCommonSense when going loud]] allows [[CriticalHit performing critical hits]] and [[DodgeTheBullet dodging bullets]]. Has no specific preference for weapons but prefers them to be [[HollywoodSilencer suppressed]] and easy to conceal.
** The Fugitive: Is [[AttackAttackAttack extremely aggressive]]. Gains [[CameBackStrong bonuses after being revived]] and can [[TheBerserker engage in melee combat more effectively when at low health]]. Given the lack of durability-increasing skills and any upgraded deployable, is frequently [[JackOfAllTrades combined]] with another tree (usually Ghost). Prefers pistols, both single and [[GunsAkimbo dual-wielded]].
* SillinessSwitch: The mutators change up the rules of the game in many ways and several of them are downright hilarious, such as the tractor beam mutator which lets you carry the bodies of any enemy you killed with a shotgun by an invisible tractor beam with ragdoll physics, similar to the gravity gun from ''VideoGame/HalfLife2''. The mothership version sends any enemy killed with shotguns to rocket off into the sky.
* SitcomArchNemesis: Hoxton versus Houston, due to the latter taking the former's mask and (previously) code name.
* SmallGirlBigGun:
** The female prison guards and FBI agents throughout the Hoxton Breakout heist are a bit on the short side, but they also wield the [[RevolversAreJustBetter Bronco .44]].
** While not exactly small, Clover wielding the Minigun is this. Especially if you add on the long barrel attachment and have her wear the 2 piece suit.
* SmugSnake: Nearly all the special SWAT units will taunt the player in some way and act like they will dominate the players; you can almost taste their smug overconfidence. Examples: the Bulldozer may say things like "There's no Payday for you!", the Taser may give off an EvilLaugh as he shocks you, and the Cloaker will break the fourth wall and taunt the player directly by telling them to cry on the forums like the little bitch they are.
** The Commissar in Hotline Miami is this in day 2. When you catch up to him, he loses his shit.
* SniperPistol: With the right mods, the Desert Eagle can be outfitted as one. Even [[GunsAkimbo dual Deagles]] can be modified, with the right skills behind it, to be perfectly accurate. The Broomstick pistol even more so, being able to be modded with a precision barrel increasing damage to be on par with assault rifles in the game modded with a DMR kit, and fitted with a sniper scope.
* SocializationBonus: There is level grinding which you must do in order to unlock new skills and equipment. Completing heists with friends gives you a "Crew Alive Bonus'', which gives you extra money and experience points for having friends alive at the end of the heist. If you want to ease the pain of level grinding, bring a buddy or two.
* SpellMyNameWithAnS: It's Bain, not Bane. And Cloakers are not spelled as Cloackers (although this could be a StealthInsult by calling them cloacas).
* StartsStealthilyEndsLoudly: Technically possible in any of the stealth-capable heists, but is definitely applied in both Car Shop and Panic Room.
* StatusBuff: Buffs can cover yourself or the team once they are unlocked, such as having more stamina for running, faster armor regeneration, or having unlimited bullets for a few seconds after deploying an ammo bag.
* StealthPun:
** Throwing money away from a bridge or a shipyard gives you a thought what an "off-shore" account would be. [[ButWaitTheresMore Do you know there is also an achievement for this?]]
** Joy, a character who was introduced as a timed exclusive for the Nintendo Switch port, was shown wearing a light up LED mask in her debut trailer with the colors red and blue on either side of the mask, mimicking the most common color combo of '''joy'''con controllers.
* StealthBasedMission: Expanded upon compared to the first game. Several heists are totally possible to complete without the alarm being raised, allowing you to complete your objectives without the threat of cops. The Ghost class is all about stealthing heists as well. However, some heists cannot be stealthed at all.
** Taken a step further with the stealth-only heists (Shadow Raid, Car Shop, Murky Station, The Yacht Heist and Breakin' Feds). You ''can't'' have the alarm raised at all, otherwise you'll have just a very short amount of time to secure the rest of the loot, finish any objectives left and hightail it out of there before you're left behind.
** Any mission that can be Stealthed generally comes with a bonus in exp and cash. This combined with the fact that going loud on such missions is very hard (having to resort of Plan B, the Payday crew will have to accomplish additional objectives on Loud versions of these heists, which takes up time and means they have to face more assault waves) encourages people to do these almost exclusively stealthed.
** "The Elephant" Contractor is explicitly stated to favor this type of mission, as given his position and the nature of the jobs, it's understandable that he doesn't want anyone to know. He also provides a substantial cash bonus to every successfully stealthed mission, usually in the form of several stacks of gold that would otherwise be inaccessible to the crew should they go loud (this is on top of the usual stealth bonus).
* StealthPrequel: [[spoiler: The WhereAreTheyNowEpilogue reveals that John Wick, after retiring from PAYDAY Gang, married and adopted a dog. Everyone who watched the first minutes of the first Film/JohnWick will know how this leads to...]]
* StealthyMook: Cloakers are not technically invisible but they have a knack for hiding in places inaccessible by the players in order to ambush them for an instant NonLethalKO.
* StockScream: In the web series, episode 2, the Wilhelm scream can be heard when Dallas and Wolf dispatch a random cop.
* StockholmSyndrome: An ability for the Mastermind allows you to turn civilians and hostiles to your side.
* StoneWall: You can convert any cop you take hostage to fight for you if you have the Joker skill. While your new cop buddy won't be killing too many of his former friends on his own, with the additoinal skill Partners In Crime, he gains a whopping 45% damage resistance. With the Aced version, he gains an additional 54% damage resistance, totalling 99%. With this in mind, he can tank pretty much anything the game throws at him, making him an excelent bullet sponge. He's also immune to the shocks form a Taser and the instant down kicks of a Cloaker.
* StuffBlowingUp: Used the wrong ingredient to cook meth? The lab explodes. The truck took too much damage while you were moving the coke out? Explodes. Throwing cache of guns into a fire to destroy them? Big explosion. Failed to defuse the C4 on a bus? You know what happens.
** Previews of the game during its alpha stage showcased [[EveryCarIsAPinto cars exploding when shot at enough times]]. Sadly, the feature was removed.
** The Train Heist has explosive shells you can steal for money but, for a while, if the shells were tossed too far, the shock of the impact made the shells explode. This example had been abused repeatedly by hackers, who figured out how to spawn said bags at a high velocity on a ballistic arc. Meaning the bags of artillery shells are actually ''being used as artillery''.
** The Gage Shotgun Pack DLC added 12-Gauge HE rounds as an option for all shotguns, which exchanges a little over half your ammunition capacity for higher-damage shells which deal area damage and stun all enemies in the blast radius.
*** With the right mods and skills, it is now possible to have what is effectively a [[ThereIsNoKillLikeOverkill 430RPM semi-automatic grenade launcher fed from a 27-round drum]] as a ''secondary weapon''.
** The Overkill DLC pack adds an actual rocket-propelled grenade launcher, which can kill ''anyone'', even a Bulldozer, in a single shot with a fairly large blast radius.
** The mutator feature has one option that lets you make any enemy explode when you kill them. There's also a "Nuclear Bulldozer" option where if you kill a Bulldozer, not only does he explode, but ''every enemy on the map explodes too''.
* SurprisinglyHappyEnding: [[spoiler: The secret ending still has the gang retiring and Bain dies, but the gang retires happily, is reunited with the good contractors including The Butcher and Vlad, also Bain is revealed to be reincarnated as the president.]]
* SuspiciousMissedMessages:
** Killing/subduing a guard results in someone calling their pager to check up on them. If the pager isn't answered in time, [[ProperlyParanoid the police will be called]].
** The GO Bank and Big Bank heists have phones that need to be answered after the time locks are triggered in stealth[[note]]Only once for Big Bank to persuade their security providers that everything's fine, but repeatedly in GO Bank due to needing to deal with the bank's customers as well as the management[[/note]], with [[VoiceWithAnInternetConnection Bain]] impersonating a member of the staff to try to avoid arousing suspicion. Missing a call results in the police being called.
* TakeThat:
** ''PAYDAY 2'' has an achievement that pokes fun at ''VideoGame/CallOfDutyGhosts'' and the infamous fish A.I. meme.
** The addition of Titan safes; they can only be opened with a drill and cannot be blown up with C4. Underneath the "TITAN" logo is a small message reading "Suck It", which is a jab at players who farmed heists for loot drops and other things by using C4 to quickly complete objectives.
** The trailer for the Xmas Heist content, done in the style of a live newsfeed, shows a message at the bottom saying "Video game company releases free content, internet outraged," which is a jab at the less than kind fans that believed the (then) upcoming Christmas heist level was going to either be paid DLC or just plain suck because it was a copy and paste of a map from Valve's ''VideoGame/CounterStrike Global Offensive'' (Valve worked on the map with Overkill as a collaborative project, similar to the [[VideoGame/Left4Dead No Mercy]] crossover heist for the previous game).
** The Cloaker has several lines he says that break the fourth wall by insulting the people who kept complaining about the lack of safe house customization, assuming that the Cloaker itself would be DLC, or even that the developers did exactly as asked and added the Cloaker at all. The developers also knew people would complain about the Cloaker being "overpowered", so the Cloaker has a line telling those people to bitch on the forums. [[note]][[IResembleThatRemark And that's exactly what people did.]][[/note]]
** In Bain's Guide[[note]](included in the pre-ordered Steam version of the Criminal Career Edition)[[/note]], there are a few jabs at the frequent fan complaints. For example, the ammo bag section has the word "clip" crossed out and replaced with "magazine", which is circled in red and noted "Never forget!" -- mocking about the vast amounts of nagging Overkill suffered for accidentally confusing the terms.
** In the description of the Graham mask, which talks about rabbits, it slips in a not so subtle jab.
-->When fleeing, they hop in a zig-zag pattern, much like many ''VideoGame/CounterStrike'' players do.
** A very subtle jab at the players, [[SelfDeprecation and possibly themselves]], in Hoxton Breakout. A common complaint about any given heist DLC is that it's too short, and said DLC typically costs $7. Cue Bain's comment when you take the parking ticket back after getting through the parking garage:
--> '''Bain:''' Seven bucks?! We were hardly here!
*** Further mocked with the Alesso heist. See 'Continuity Nod' above.
--> '''Bain:''' Good work gang, got your seven bucks back. Remember, stretch goals are good.[[note]]A large upset in the community was a stretch goal system that was fueled by purchasing copies of the game or DLC. The community was not pleased with paying loads of money just to guarantee Overkill would make DLC on the list, and then have to pay more money to purchase the actual DLC items.[[/note]]
** You get an achievement called Van Gogh to Hell if during the heist in a modern art gallery, you throw a painting in the toilets.
* TakeYourTime: Certain objectives do not activate until you have done specific actions. For example, the Swat isn't called in the Panic Room remake until Chavez is killed. This allows you time to bag any loot that's sprawled about the place, such as the piles of Cocaine, and the ever-elusive giant toothbrush.
* TakeUpMySword: Hoxton was arrested after the first game, and his successor took the mask and the codename. However, fan outcry eventually lead to the creation of the ''Hoxton Breakout'' heist and his replacement being given a new codename, Houston.
* TheTeaser: The ''Shadow Raid'' update came with a new intro video, titled ''[[https://www.youtube.com/watch?v=g4ILB1N-6uo "The Dentist",]]'' which teased future update heists: "The Big Bank" on June 17th, to be followed with "Hoxton Breakout" on October 27th, "'''The''' Diamond" on December 16th, and "Golden Grin Casino" on June 25th.
* TemporaryOnlineContent:
** The four baby masks were only added to your stash by completion of secret achievements during the [[HolidayMode Safehouse Nightmare]] "job" in the PC version. If you sold any of the baby masks, you would never get that mask again because it is only added by the achievement being completed for the first time on your Steam account and have a drop rate of 0. Notably, this was the first instance of "unique masks" to ever appear in Payday 2 - even the Loot Bag DLC Skull masks will drop in Paydays - but a patch during the second Safehouse Nightmare fixed that and made the masks returnable.
** The Humble Bundle team offered two ''VideoGame/{{Starcraft}}''-themed masks in one of their packs, but like all of their bundles it was for a limited time only.
** During Halloween 2014, a second bundle with two other masks was also available for one week.
** Played straight with the "Completely Overkill" DLC masks. If you didn't buy the pack before March 12th 2015, too bad, no cool masks for you! Not to mention the secret cosmetic item scheduled for future release only obtainable by those who purchased said mask pack.
** The Alpha Mauler was the first weapon to be this. It was only available if you registered on the Alienware Arena website and claimed a key during the first release of the Alienware Alpha and the Payday 2 deal with it. While you didn't have to buy an Alpha to claim a key, it still rubbed quite a lot of the community the wrong way, mostly because it was something that actually mildly affected gameplay as opposed to a cosmetic mask.
* TemptingFate: The Alesso Heist takes place in a large arena that is owned by [=GenSec=] and they brag that their vaults are perfectly impenetrable. Bain wants to prove the security company wrong by having his crew steal money from the company while Alesso's concert is used as a cover. They succeed.
** On one of the interview tapes scattered around the house in Hoxton Revenge, the FBI are interrogating [[spoiler: Hector about a contract they want him to submit to Crimenet in an attempt to surround the Payday Gang. That contract being Watchdogs.]] The FBI Handler simply remarks "What are they gonna do? Fight their way out?", which is exactly what happens at the start of said heist.
* TheresNoKillLikeOverkill:
** Using a Rocket Launcher, mini-guns or Grenade Launchers on anything that's ''not'' a Bulldozer, which crosses over into DisproportionateRetribution. Nothing like robbing a convenience store with excessive firepower, huh?
** The Thanatos Sniper Rifle deals an eye-wateringly high '''3650 damage''', as it fires [=.50 cal rounds!=], far more than almost any special unit can handle, even on Death Sentence. This means you can one-shot every special unit sans Bulldozers (which require you to break off the glass part of the face-plate, so requires 2 shots maximum). The drawback is that the gun doesn't have many rounds (it only has 20 bullets, 10 in a clip), and even with skills to boost the clip, it's an odd case of a weapon [[TooAwesomeToUse simply being too OP to be useful]] as the comparatively weaker sniper rifles have more ammo in reserve and can work in dodge builds.
* ThoseTwoGuys: On Jewelry Store and Mallcrashers, you may notice a pair of off-duty police officers buying food. Many a stealth run has been foiled by these two.
* TimedMission: Escape sequences involve your replacement driver or chopper pilot only sticking around for a limited time and will ditch anyone who is not in the safe zone once the time limit is up. The GO Bank heist, should stealth fail, has an escape sequence similar to those used in the first game where you had to go through an escape route and reach the safe zone before the time limit expires.
* TimeForPlanB: Bain, as always, has back up plans in case plan A fails. In levels with stealth, if you go loud, your objective(s) may either change or adapt to the situation. The trope is more apparent in day 1 of Watchdogs where Bain summons Bile to airlift you out of dodge if your escape driver is killed by the police.
** And should Plan B fail in day 1, or the players mess up Plan A by tagging the wrong truck during Election Day, Bain comes up with a ''Plan C'', which is to distract the cops by doing a bank heist while "accidentally" destroying the ballot machines. Though the only way to get to Plan C is to do day 1 horribly and Bain will chastise you for it. [[note]]He's more forgiving of you if you go loud on Day 1 and get away with only half the database, than if you stealthed Day 1, but tagged the wrong truck[[/note]]
** Averted with the stealth-only heists. You are required to stealth them. If you're detected, you have a short amount of time to complete the heist and get to the escape or you lose, which can be UnwinnableByDesign and/or UnintentionallyUnwinnable if you got spotted early, or simply [[ScrewThisImOuttaHere Screw This,]] [[LetsGetOutOfHere Time To Get Out Of Here]] if the alarm was raised as everyone's already heading back to the van.
** Also averted in Hoxton Breakout, where the only option is to drive through the streets while being shot at by police from every angle. Bain even lampshades it. The same goes for Day 2 of the heist [[spoiler:likely due to it being an improvisation on Hoxton's part]].
** Most Loud-Only Heists have only Plan "B" as, obviously, you can't stealth them. In addition, some of The Dentist's Stealthable heists have a Plan B ''for Plan B'', usually different escape plans that cost Favours; the more it costs the easier it is (with usually the most easy one costing almost all of the available favours for the given heist).
* TitleDrop: A knowingly cheesy and homophonic one. The trailer for the Dentist's pack of missions has it end on "You see... I need my payday (long, obvious beat)... too."
* TooAwesomeToUse:
** Rare masks, mask patterns, and mask materials with absurd drop rates (one mask has a one in a ''million'' chance of showing up). Since you cannot remove materials or colors applied to a mask, you better make damn sure that the colors and patterns you want on a certain mask are the ones you want to stay. As such, a lot of players simply don't use their rare materials and patterns.
** The Thanatos .50 cal sniper rifle does a blistering 3650 damage per shot, and can kill anything with only one bullet (save for bulldozers that force two shots to remove the first two faceplates). However it's main selling point is also it's greatest weakness; it's too powerful to be of any use in anything other than sniper-dependant maps with sniper-specific builds, further compounded by having terrible ammo pickup rate, and being outdone by other, weaker, sniper rifles, that work in more builds.
** The rocket launchers are intentionally overpowered, and were balanced around reliable bulldozer removal; indeed it's the only weapon type in the game to kill a bulldozer in one shot. But as with the Thanatos, rocket launchers can only get ammo from an ammo bag, and said ammo is limited in supply, not to mention you can down team mates easily if you miss your shots. And while they have more utility than the Thanatos (as they're secondary weapons like the grenade launchers, not a primary), this too is limited, and you're better off taking other weapons.
* TookALevelInBadass: The entire police force has received a significant upgrade since the last game. Not only the cops and SWAT units are more durable, they are also smarter by flanking you, pulling back and taking cover when needed, and bashing you with the butt of their guns if you try to take them on very closely. Cops are also smart enough to steal your loot bags if you leave them unattended. The Gage Weapons Pack #2 update also gave cops the ability to use knives against you.
** Cloakers have been ''vastly'' upgraded from the original game. Their original straight kick has been upgraded to a Creator/BruceLee-like flying kick with an incredible range of at least 15 feet, and instead of charging players like other police units they now camp behind furniture or around corners in order to ambush players with their instant-down attack. They are also scripted to spawn right on top of you via air vents or sewer holes the moment you pass near. They also have a ''lot'' more health, having about 6 times as much health as the standard SWAT mooks, though they take significant damage from headshots.
** Street cops can now use the Bronco .44 (a freaking hand cannon!)
** The crew shows shades of the trope; while they still rob the usual stuff like banks and stores for cash and jewels, they also raid an ''FBI branch office'' to steal intel and they also and steal ''fusion engine parts'' that could lead the way to renewable energy. Of course, the crew still get paid quite handsomely for their efforts. The Big Bank also gives you the chance to rob a bank that hasn't been successfully robbed for over 200 years.
** Some of the weapons from the previous game also get quite a hefty boost in the sequel; the Locomotive shotgun was considered a JokeWeapon in the first game due to its short range and not so great power, but the same gun in the sequel now has a lot of power and decent range.
** The entire SWAT force got a badass upgrade in the Death Wish update. The new SWAT teams can hit harder, move faster, and have better accuracy than their tan FBI counterparts. The Bulldozer also got a major upgrade by not only having his faceplate painted with a skull on it, but also carries a [[{{BFG}} light machine gun]], the same heavy and fast firing weapons that players can use.
** Vlad, of all people, took a level in Badass in Meltdown [[spoiler: when he asks you to steal live (but mercifully not armed) nuclear warheads.]] The crew itself also took a level in the mission as Bain initially deemed an all-out assault on the Murkywater compound to be too dangerous, but now has you assaulting the facility in broad daylight.
** A minor one for Chavez, who was a mission critical NPC from the first game in the Panic Room heist. In the first game, Chavez is treated as a civilian and can be tied up. In the remake of the heist, Chavez is not only wearing body armor, but he also [[GunsAkimbo dual wields pistols]] and will fight back. He can also withstand plenty of headshots despite not wearing a helmet.
** The Hoxton's Housewarming Party added Mayhem and One Down (later reworked to Death Sentence) difficulties, the cops have gotten even more badass. However, the real badassery starts when people play Death Sentence and go up against ZEAL Team, a group of elite forces that make absolute mincemeat out of players. Even normal security guards on that difficulty can take a lot more punishment, but they're better than facing ZEAL Team.
* TrainJob: Originally a BonusLevel, but as of Update #57, it is a separate heist called "Armoured Transport: Train", where you have to secure a turret and its ammo from an idle train.
** Taken further in the "The Bomb: Forest" heist. This time, they derail the train by blowing up a bridge and raid the wreckage for a thermobaric bomb.
** Day 2 of the Biker Heist, which sees the heisters landing on a train in-motion, fighting to the front of the train through both hostile bikers and police, retrieving a specific piece of loot from the front of the train, then fighting again to the back of the train to deposit the loot.
* TrialAndErrorGameplay: Every heist, though moreso for stealth missions. Since spawns can make-or-break missions, and even render some stealth games [[UnintentionallyUnwinnable unwinnable without alert]] in certain circumstances, expect to restart an entire day based on a single factor being in the wrong spot.
** Also the reason that Pro Jobs were initially added. Players got a higher cash prize, but cannot restart as failure kicked players back to the lobby. With no restarts available, the Trial-And-Error aspect becomes even more of a chore, requiring players to keep re-buying a map to guarantee another attempt. Pro jobs were eventually removed entirely with the Hoxton's Housewarming Party update.
* TrueCompanions: The crew. All the money and all the gold in the world doesn't convince Dallas to work with the Dentist. But as soon as the Dentist alludes to Hoxton's arrest and shows that he has Hoxton's transfer schedule on hand, Dallas doesn't bat an eyelid before accepting the nebulous deal. Also, one of Dallas's potential lines when succeeding at a heist is "Tightest crew ever!" Likewise, in the Hoxton Breakout trailer, Houston actually dives in front of Chains in order to shield him from gunfire (which ends up flooring Houston) - granted, he has a bulletproof vest and so can take the hits, but still, that's a level of loyalty that money can't buy.
* UndesirablePrize: Completing a heist allows you to earn a bonus item through a RandomDrop system, ranging from weapon mods, masks, mask mods, extra cash, and extra experience points. Many players groan in disappointment when they get the cash card (which typically gives a sum under 100K$) after already having several million dollars in spending cash, yet another completely useless mask pattern or color when they already have all their masks customized how they want, or an attachment that's a copy of one they already have and don't use or is for a weapon they don't own or plan to use. Suffice to say, whatever you ''don't'' want from the card drop is probably what you're going to get. The Offshore Payday option added around late 2016 has assisted in this, as the player can decide what they want and then "safe" any or all of the cards so that it will definitely have what they want, though at the cost of a good chunk of money from the otherwise-unusable (except for going Infamous the first five times) offshore account.
** Safes made this even worse from when they were first added up until Update 100. Instead of getting anything useful, you could end up with a safe that holds a random weapon skin... and requiring you to spend nearly $3 in real life just to open it. Technically, you could also get a drill instead of having to buy one, but they were naturally ''far'' more rare than safes - and there's also the possibility that the drill would be for a safe type you don't have. Even with the safes able to be opened for free now, there's still always the possibility that the skin you get is for a weapon you don't own and/or have any plans to use... or is even for something from a DLC you don't own. Though this is mitigated by the Steam Marketplace, where you can sell the skin if you don't have the weapon for it/ you don't like it/ ''have gotten for the 5th time.''
* UnexpectedGameplayChange: The Car Shop in more ways than one. Similar to Shadow Raid, it is a stealth-only heist. Unlike Shadow Raid, you start in casing mode instead of wearing your mask already, and with the exception of a handful of guards there are no enemies and a few civilians, whereas Shadow Raid at least had the highly trained Murkywater mercenaries. And finally, instead of bagging the loot, you get into a car and ''drive away with them.''
** The Hotline Miami heist takes this even further. On the first day, you kill all of the Commissar's henchmen in a motel, set their cars on fire, and blow up their gas station just to get the Commissar's attention. The second day has you confronting the Commissar himself within his penthouse and when you get there, you need to use a thermal drill to pop open the vault he sealed himself into while defending yourself from swarms of cops, snipers, and the Commissar's gunship! If that wasn't enough, the mission effectively forces you to rush through the gauntlet to stop him from flushing extra loot down the drain, the Commissar himself has nearly the same amount of health as a Bulldozer, and he also wields a light machine gun to boot. The entire heist is done just to get the crew one step closer to breaking out Hoxton.
* UnexpectedlyRealisticGameplay: A minor example, but replacing the red dot on scopes and sights with a hand FlippingTheBird is exactly as CoolButInefficient as it would be in real life.
* UnintentionallyUnwinnable:
** Mission-critical notes, such as Day 2 on the Big Oil heist, the recipes in Hotline Miami and the whiteboard in Car Shop used to be too blurry to read on lower texture settings. Update #105.2 fixed this.
** Averted in Day 2 of the Watchdogs heist. Any of the bags that you throw into the water, either by mistake (from not realizing the boat that comes to get it has a limit on how much it can carry, for instance) or intent (just from the less-jerkish possibilities, there's an achievement for throwing a bag in the water here making fun of ''VideoGame/CallOfDutyGhosts''[='=]s "innovative" fish AI) will respawn at the truck where they were at the start. Of course, with waves of FBI likely between you and that truck at this point, it might be as close to unwinnable as possible without ''actually'' being unwinnable. Shadow Raid gets a better aversion, as any bags that end up in the water near the zipline you send them off on will just respawn right next to that zipline.
** Hotline Miami has a section where you have to torch 4 cars with gas cans. However, more than 4 gas cans and cars spawn. Before a patch, if more than 4 cars were torched before the mission objective disappeared (which can happen if two players shoot two gas cans at the exact same moment) the mission logic glitched and the next objective never came.
** Sometimes the RNG can result in oddly-specific setups, such as having the Vault directly in front of a camera on Day 3 of Framing Frame.
** A rare bug can occur on Day 1 of Hoxton Breakout if a player other than the host grabs the parking ticket. When a player leaves/disconnects or goes into custody, key items like the parking ticket are supposed to transfer to the next viable player. If the player disconnects ''while'' going into custody, the two scripts conflict and only get as far as removing the parking ticket from that player's inventory, without transferring it to another player, which results in the entire day being unwinnable as the team no longer has the key item necessary to unlock the escape sequence.
* TheUsualAdversaries: Gensec, whose security forces and various products (alarmed windows, safes, cameras, etc.) are practically everywhere the Payday gang can attempt to rob in D.C.. The ''Reservoir Dogs'' heist even has them over on the west coast in L.A.
* VariableMix: There are a lot of different tracks that can play during a heist, with varying levels of intensity - this often leads to a MusicalSpoiler, as the music will start to build up about ten or fifteen seconds before a police assault wave actually starts. Stealth Heists like Shadow Raid, Yacht Heist and Murky Station deserve special mentions as the music changes in response to the progression of the heist instead of the status of an assault wave. There are usually at least three different mixes: the starting mix (which is timid), a slightly more intense mix that starts up closer to your goal, and the "alert" mix/buildup. The Yacht heist has ''eleven stages to its soundtrack!''
* VideoGameCrueltyPotential: You can kill innocent civilians for no reason as they try to run away from you or call the police, [[BreadEggsBreadedEggs or even tie them up, and then kill them.]] The hostage with a bomb tied to him in the Hotline Miami heist can be blown up with gunfire before or after saving him and killing him has no effect on the game at all. In some stealth runs, it's encouraged - shooting a civilian about to run and call the cops, or see the entire bank taken hostage, and taking the $3,000 or so penalty is a drop in the ocean, compared to the $6,000,000+ payout. Impatient players can also quickly wipe out an entire bank to find the manager and his keycard. It doesn't help that the game still considers a mission "Stealthed" as long as the alarm isn't raised, and the quickest and easiest way to do this is to drop an ECM and ''murder every living thing on the map''.
** As of the release of the BBQ Pack, one can ''incinerate'' civilians.
** Combined with DisproportionateRetribution in the Counterfeit Heist, where you can murder Mitchel, Wilson and all of their friends and families just because you want to steal their money printer.
* VideoGameCrueltyPunishment: Having an itchy trigger finger around civilians not only instantly saps your spending cash as a penalty, but also causes you to have a higher chance of being forced to do an escape sequence after the heist. Thankfully, this is balanced out by [[ArtificialBrilliance making the Civilian AI much easier to handle]]: they stay on the ground longer after being yelled at, and can be BoundAndGagged with cable ties for a NonLethalKO. Killing civilians will also delay you from being released from police custody, increasing the amount of time for negotiations by 30 seconds for each dead civilian.
** Played straight with a certain Crime Spree modifier that limits how many civilians may be killed before the alarm sounds.
* VideoGameFlamethrowersSuck: Averted. The game has two, the Flamethrower [=MK.1=] introduced in the [[DownloadableContent Butcher's BBQ Pack]], and the MA-17 Flamethrower (blatantly modelled on the Boring Company's "Not a Flamethrower"), introduced for free later on. While they both don't set enemies on fire immediately, they do damage over time, and it acts more like a short-ranged beam of destruction, in that whoever it hits will have all of their health sucked away in short order. Their ranges aren't too shabby either, being comparable to that of [[VideoGame/TeamFortress2 the Pyro's flamethrower]]. The only Special Unit that can stand up to the flames is the Bulldozer, and even then if they're hit by the flames, it'll immobilize them. The MA-17 also has higher base concealment while providing the same damage as the MK.1, as well as being a secondary weapon. The only downside to all this power is that it chews through ammo like nobody's business and takes an eternity to reload, and the [=MK.1=] is incredibly impractical in dodge builds.
* VillainBall: [[spoiler:The Dentist holds Bain hostage with a handgun... within clear line-of-sight of four Payday Gang members in full heist equipment.]]
* VillainProtagonist: The Payday crew started off as ridiculously well-equipped thieves, but added heists have propelled them into international terrorists ''at best''. If nothing else, the sheer number of police they've killed has easily qualified them all for the death penalty hundreds of times over.
* ViolationOfCommonSense:
** In some heists that have civilians in them, some players that plan to do the level in stealth will go the extra mile by killing civilians so that they don't alert the police, even if it means losing cash as a penalty.
** Doing heists in stealth on the ''highest'' possible difficulty (Death Sentence) is a good way to ensure some gameplay consistency, as guard spawns are locked to Mayhem, so players can make a note of the general routines, titan camera spawns, AI Behaviour etc, as they'll never get any harder. There is also nothing stopping from you ticking the "One Down" modifier either, [[LoopholeAbuse which lets you get the achievements for doing the heist with One-Down enabled and on the highest diffculty]] (despite the entire point of stealth is to ''avoid'' firefights).
** The fastest way to secure the dance floor in Nightclub or the front lobby in Bank Heist involves '''grenades''', since it immediately [[DeadlyEuphemism silences]] a very high percentage of the people who might end up calling the police or tripping an alarm.
** A heister can carry full body armor, a minigun, a rocket launcher, four automated turrets, a large bag of ammunition, a broadsword, a bag of gold and an infinite number of safe-cracking drills(!) but can't carry more than ''six zipties''? It boggles the mind.
** Day 1 of Hotline Miami has you trashing the Russian Commissar's hotel assets. Those assets include a (presumably Russian-owned) full-on meth lab. You'd think you want to blow the lab, right? Hope you don't mind giving up a shot at $2.6 million ''on the second-easiest difficulty.''
** Jacket answers the pager with an automated message... that states it's an automated message. The other heisters at least ''try'' to sound human.
** Lampshaded with the "I Have No Idea What I'm Doing" achievement, unlocked for completing Shadow Raid, a stealth-only heist, while bringing ''[[WithCatlikeTread a minigun and an RPG launcher]]''. The idea is [[LoopholeAbuse you take it and sit at the van tossing in bags for someone else with a more competent loadout]]. People have nevertheless found ways to get the achievement ''solo'' (by using the melee weapon to kill). A lesser example is with the "The Turtle Always Wins" achievement, for completing the Art Gallery heist in stealth [[SpeedRun in four minutes]] while wearing the heaviest armor in the game that basically makes stealth impossible, and the least painful manner of stealthing it in the allotted time involves abusing another loophole regarding what counts as breaking stealth (i.e. ECM rushing).
** The way to get the most payout for the Framing Frame heist? Do it properly on stealth... until you get into the vault and bag all the gold and are home free, afterwards ''bag all the gold then come back in guns blazing'' so you get the extra pay from doing it on loud as well as the gold for doing it quietly.
** Pre-2018 rebalance, taking "Specialized Killing" from the Ghost tree made any weapon with a silencer deal more damage than ones ''without'' a silencer, since the boost to damage by the skill invariably outpaced the hit it would have taken from the attachment.
** Dodge builds. They work by having less armor in favor of bullets not hitting you so long as you're moving. Asides from Anarchist and Sicario builds (the former focuses on [[StoneWall much more armor]], the latter uses dodge with a smoke grenade), this completely violates any sense one player can have (as logically, ''more'' armor is better).
** The Heat Street remake doesn't flood the first set of streets with large waves of cops like in the original, and instead has pre-positioned cops and [[SWATTeam SWATs]] waiting for you to pass by. One of the easiest ways of beating the first portion of the heist on Mayhem or below is to simply ''[[EasyLevelTrick run as fast as possible]]'' to Matt's crashed van, ignoring the litany of cops shooting at you, as it's not worth the time dealing with them, and subsequently getting stuck in the first assault wave in the street with little cover. Armor builds make this difficult to do, but dodge/Anarchist builds should be fine.
* ViolentGlaswegian: Bonnie. Considering that her signature melee weapon is a whiskey bottle, you could almost consider her a white, two-eyed, female version of [[VideoGame/TeamFortress2 The Demoman]], moreso if you have a grenade launcher like the China Puff, since it's basically just the Loch-N-Load from ''Team Fortress 2'' with an extra round in the mag.
* WeHaveReserves: The police's general strategy for handling the Payday Gang seems to be along the lines of "steadily build up a huge wall of police carcasses until they can't run away." This trope ''really'' doesn't even come close to cutting it. Just to illustrate the point, a simple bank heist can easily result in the players killing 250+ police officers.
* WholePlotReference: Without spoilers, [[Film/ReservoirDogs The Reservoir Dogs Heist]] is pretty much this, down to the days being reversed to mimic Tarantino's storytelling style.
* WelcomeToCorneria: Bain's messages throughout Day 3 of Framing Frame, while stealthing it.
** Also his dialogue in Ukrainian Job when stealthed.
** Bain's instruction while stealthing the Bank Heists. "Guys, the thermal drill, go get it!"
** It is possible to get rid of these via the gameplay option for muting contractor voices.
* WhamEpisode: The ''Reservoir Dogs'' Heist is the start of a ''massive'' GenreShift for the story. From that point onward, things slowly go from "masked clowns performing robberies of epic proportions" to [[spoiler:"battling an AncientConspiracy to recover a device of untold power and save the world."]]
* WhamLine: In Hoxton's Revenge:
-->"The rat was [[spoiler:Hector]]?!"
** Or if the player searches the tapes:
--->"I'm getting impatient [[spoiler:Hector]], look, I know you are connected to Bain, if you want this little arrangement of ours to continue, you better give me something on the clowns."
** A minor example from the Safehouse Nightmare, which implies that Jacket isn't everything he appears to be:
--->'''Tape Recorder:''' [[spoiler:''[[JackTheRipoff Your name is not Jacket.]]'']]
** The ''Film/ReservoirDogs'' heist drops a ''massive'' one from [[spoiler:Locke, whom up until that point had been thought to have been a traitor for the gang]]:
--->[[spoiler:'''Locke:''' I know you got little incentive to trust me after Alaska, but sending you there was the only credible ruse we had time for, to get you out of DC. People Bain used to think could be trusted... were listening. [[MissingMissionControl And now he's gone]]]].
** On Hell's Island, at the very beginning:
--->[[spoiler:'''The Dentist:''' What's that I hear? Rats... in the sewers?]]
** [[spoiler: The true ending shows the 46th President granting Solomon the Public Safety Officer Medal of Valor for "eradicating" the Payday Gang. Then, at the end of his speech, he says something that might sound familiar...]]
---> '''[[{{Reincarnation}} 46th President]]:''' America, [[spoiler:[[{{Catchphrase}} let's do this!]]]]
* WhamShot: The Shacklethorne Auction heist contains multiple documents that hint towards the existence of the Nephilim, massive {{Humanoid Abomination}}s that herald disaster and are supposedly descended from angels. It's creepy, but there's no indication of there being any truth to it. But then let's say you go out to the front of the mansion... [[spoiler:and a flash of lightning lights up the sky, revealing [[https://i.redd.it/hymmw3frzeg11.jpg the silhouette of something massive on the horizon]].. [[RealAfterAll something that looks an awful lot like the depictions of the Nephilim]].]]
* WhatMeasureIsAMook: If you wait in the boxes at the beginning of the second day of Hotline Miami, one of the mobsters may mention that he's worried about his daughter skipping school.
* WhatTheHellPlayer: Bain [[spoiler:and Locke]] will yell at you for killing civilians and will warn you that [[VideoGameCrueltyPunishment getting out of custody will be harder while the cops will become more aggressive in response]].
* WhereAreTheyNowEpilogue: [[spoiler:If the GoldenEnding is obtained, a new video called "Rumors and Stories" is unlocked that describes what happened to the members of the Payday gang after the White House heist.]]
* WhiteMaskOfDoom: It is entirely possible to make a mask that is pure white simply by using the base 'white plastic' material with no pattern and no color. The "Clean" variants of the Crews' own masks ''start out'' this way. Though none are quite as featureless as the trope's page image. The closest one could get would be by using the Alienware or Gage Blade masks and using as much white as possible.
* WholeEpisodeFlashback: The No Mercy heist is a retelling of the events that occurred from the same heist in the first game with Chains in the present musing over how he had a bad feeling about the whole thing from the start and should have said no to the job. [[spoiler: The virus the crew stole from the first game was injected into Bain while he was held prisoner and now he's on death's doorstep.]]
* WhyAmITicking: Day 2 of the Hotline Miami heist can have a hostage strapped to a chair with a bomb attached to his body. While you don't have to go out of your way to save him, doing so will net you a few bags of money that would have been blown to bits if the bomb went off.
* WildMassGuessing: In-Universe, during the Hoxton's Revenge heist, if one examines the evidence board, one can discover the FBI [[SugarWiki/FunnyMoments seems to be completely and utterly convinced that Vlad is an ordinary baker, and is possibly being used as a front by Bain without his knowledge, and his time in prison was only because Bain framed him.]]
* WitchHunt:
** Depressingly common for high ranking infamy players online. Due to the rampant cheating from people who used said cheats to boost their levels to the max, legitimate players that have reached the maximum infamy level are often kicked out of many games because people assume that maximum infamy is a cheater's calling card. Doubly so for max-infamy players who have their Steam profiles set to private, since many people assume private profiles means that person has something to hide, and acting ProperlyParanoid because of it. The same happens in reverse, where people will kick low level players because they believe they might screw them over due to lack of available weapons and character skills. Justified on high-difficulties such as Death Sentence, but complete nonsense on Overkill or below where someone who has played [=FPS=] games before can survive and thrive.
** Taken up to eleven with the "Dodge VS Armor" debate, where on loud heists you can get kicked for wearing too much armor, too little armor, or the ''wrong kind of armor''.[[note]]The Dodge Build abuses the Dodge mechanic by avoiding damage altogether, but requires the player to equip themselves very lightly, resulting in someone who can't contribute much unless they have a very specific build. If they're also unlucky or unskilled, they will go down within the first 2 minutes of the heist going loud. Armor builds suffer from something similar in that it takes fully upgrading two specific skill trees to be survivable in heavy armor, and even then you're slowed to a snail's crawl the moment you have anything on your back, dragging everyone down to cover your ass as you crawl along a map. And god help you if you want to come in with anything in between; on lower levels it's forgivable but on Overkill or Death Wish, you better pick one or the other or else everyone will instantly brand you as dead weight, before unceremoniously giving you the boot.[[/note]]
** There are several exploits within the game that seasoned veterans like and will exploit, as in some cases they're the only way you can survive on Death Wish. Grab a keycard on Hox Breakout when everyone else was trying to dupe it? Kick. Turn on the sprinklers on Hotline Miami Day 2 after someone just braved the fire to fix the drill? Kick. Take the Thermite before people could dupe it? Kick. Of course, there are people that will do the exact opposite and will kick anyone that even dares to suggest to go for any of these exploits on purpose.
** It gets worse when you play Rats or Cook Off on [[HarderThanHard Death Wish or Death Sentence]] as hosts start designating who cooks the meth. If you aren't one and even happen to pick up an ingredient...
** The addition of microtransactions with weapon skins exacerbated the problem even further by people who will kick anyone on sight if they are using paid skin mods. This was due to the community's ''overwhelming'' negative response to the microtransaction system and believing that punishing the players who support it would send the devs a message. It even continued ''after'' the mandatory microtransactions were removed!
* YouDontLookLikeYou: An audio version, since we never see Bain's face (up until Hell's Island). A lot of the earlier heists (Ukrainian Job being the most obvious due to inordinate amounts of [[ContinueYourMissionDammit chatter]]) have Bain sound more like he does in ''PAYDAY: The Heist'', quite unlike his present radio filter.
** On a lesser note, Hoxton and his live-action counterpart. Hoxton is played by Josh Lenn, while his Voice is Pete Gold.
* YouHaveResearchedBreathing: Some of the weapons have folding/telescoping stocks, but you have to actually ''pay money'' to fold/extend some of them.
* ZergRush: Cops don't rush in as much as they used to in the first game, preferring to strategically flank you instead. On Mayhem, Death Wish and higher however, the cops play the trope straight at all times, since they have the health and firepower to back it up.
** Played straight on Firestarter Day 1 if you get the far right hangar. Cops will ''never'' stop swarming over the fence until the assault wave is over or you've moved all the bags away from the hangar.
[[/folder]]

[[foldercontrol]]

[[folder:A-F]]
* AbsurdlyHighLevelCap:
** Firstly, players can attain a maximum level of 100, and leveling slows to such a crawl that even Death Wish heists will provide only a fraction of XP than that of the later levels. Taken even further with the "Infamous" prestige levels, which require players to grind to Level 100 for the pleasure of paying $200M in saved offshore cash [[SkillPointReset to lose all normal cash and upgrades;]] in other words, players wipe the slate totally clean[[note]]players drop everything save for weapons, mods, masks, materials, perk deck cards, perk points and any offshore cash left over; weapons locked to level caps cannot be equipped[[/note]] for a spade logo in front of their name, increased XP rewards, special 'infamous' items, and a better chance of rare drops. Infamy can be done up to ''five hundred'' times, making for an effective level cap of '''50,100'''. The grind was somewhat alleviated in a major update that rebalanced XP rewards for everything; XP significantly loses speed around level 70, but early players now earn equipment easier and infamy players can find their feet much faster. Additionally, once you go past Infamy 5, there is no offshore cash requirement, making the grind significantly easier from that point forward. You also are able to instead grind for 30 million XP after reaching level 100, which is more experience than it takes to reach level 100 but allows you to go infamous without losing your levels, allowing you to just spring back into heisting at full capacity instead of having to work your way back up there.
* AcceptableBreaksFromReality:
** The police would absolutely ''not'' [[IFoughtTheLawAndTheLawWon send wave after wave of cops to take down four crooks]], especially if they were being cut down like blades of grass (which even the cops will note at times, often complaining that "this isn't working"), and they would ''definitely'' hesitate to take action if they had civilian hostages (not hesitate as in "delay the next assault by X minutes", more like "surround the building until they have a solid attack plan to save the hostages"). On the other hand, normal people can't take several hundred bullets to the chest and still keep going, nor does body armor [[RegeneratingShieldStaticHealth somehow return to full effectiveness]] after stopping a couple dozen rifle-caliber rounds simply by not getting hit again for a few seconds, so the breaks come on both sides. Banks also ''do not'' have several hundred thousand dollars in cash, gold and other trinkets on hand, specifically ''because'' of the possibility of getting robbed, though Bain will often [[HandWave explain why]] the banks in question have as much as they do and it's always an unusual circumstance[[labelnote:such as]]Temporary currency transfer, preparations for an influx of people cashing paychecks, wayward gold shipment, notice of "interesting" safe deposit box contents, etc.[[/labelnote]], except for Big Bank, [[BringIt which simply hasn't been robbed in 200 years]], and Brooklyn Bank, where the objective is [[spoiler:to get at a medallion buried within the vault of the bank]] rather than its money.
** You can complete Hoxton Breakout with 3 members of your crew in custody (and thus, in jail) with no penalty beyond the norm, despite the whole mission being to break ''one'' member of the crew out of custody. If they were to make it realistic, this would mean that not a single person can be downed and in custody during the entire firefight, which would be a daunting prospect indeed (considering the heist can only be done in Loud).
** More amusingly, in missions where either a character shouldn't be there (heists prior to Hoxton Breakout or characters not having joined yet story-wise), the only real character restriction is being unable to play the same character as another player. This means that you are able to rescue Hoxton while playing ''as'' Hoxton - this is even a safehouse side-job, appropriately named "Spacetime Paradox".
*** If you play as Duke in the flashback heist No Mercy, he will lampshade the fact that he is not supposed to be there.
* AchievementMockery: The game has over 1,000 achievements to its name, so quite a few are logically going to follow this trope:
** "F in Chemistry", which can be earned by blowing up the meth lab on Rats or Cook Off by putting in the wrong meth ingredients.
** "I'm Sure No One Heard That", which asks you to complete Ukrainian Job in stealth, and then ruin the run by activating the metal detectors.
** "Murphy's Law" asks you to tag the wrong truck in Breaking Ballot, and then find nothing in the vault when you drill into the malls' bank.
** "I Want to Get Away" asks you to..well...jump. Similarly, "Bunnyhopping" asks you to jump 100 times in less that 30 seconds.
* ActorAllusion:
** Film/JohnWick calls back to Creator/KeanuReeves' role in ''Film/BillAndTed'' in the new safehouse, mentioning a pair of old partners named Theodore and William who never took their training seriously.
** Aldstone (Creator/JohnCleese) may mention that Wolf [[Series/MontyPythonsFlyingCircus wanted him to buy a parrot]] (something he doesn't want to do again), and that a cousin of his [[Series/FawltyTowers runs a hotel in the countryside]], something he thinks would be "too stressful" for him. Additionally, one may see him doing [[Series/MontyPythonsFlyingCircus a walk that looks familiar...]]
** Sydney (Georgia van Cuylenberg) occasionally answers pagers in [[VideoGame/FinalFantasyXIII Vanille's voice]].
** The Taser (Creator/SpikeSpencer) will occasionally announce himself before tasing someone with "[[Anime/NeonGenesisEvangelion target center, pull the switch]]".
* AdaptationalHeroism: The gang - cop and civilian murderers extraordinaire - are recruited by [[Film/HardcoreHenry Jimmy]] to impede Akan's plans for world domination (in this case, wiping out an evil agency's facility and destroying its research on super-soldiers, which is heavily implied to trigger the plot of the film). Bain even lampshades it in the intro and the outro, commenting that it feels really weird to do outright good for once, ''and'' get paid for it.
* AdaptationalVillainy:
** Film/JohnWick, [[Film/PointBreak Bodhi]], [[VideoGame/HotlineMiami Jacket]], [[Film/HardcoreHenry Jimmy]], and Film/{{Scarface|1983}} all actively avoided civilian casualties in their respective media. Here, they rob banks, shoot up cops with impunity, and will more than likely wind up blasting some civilian in the head to maintain stealth. WordOfGod says players shooting civilians is not canon, but there's the mass-murder of cops and cooking meth to contend with, too, though it wouldn't be out of character for Scarface to be cooking meth.
** [[GasMaskMooks The Cloaker]] gets this treatment as [[AGodAmI "The Necro-Cloaker"]] in Lab Rats. And he also returns in Prison Nightmare in order to [[EvilVsEvil torment the PAYDAY Gang]], just like [[Franchise/ANightmareOnElmStreet Freddy Krueger.]]
* AIBreaker: {{Averted|Trope}} unlike the first game. SWAT units are more synchronized in their attacks and will flank players from every possible angle when given the chance. There's almost nothing that breaks the enemy AI - bar having a computer that can't handle all of the simulation work.
** A programming quirk regarding setting the storage room on fire in the Nightclub heist causes the team AI that are near the room to suddenly stand still and not follow the player until the fire goes out. This is likely due to team AI sharing a similar pathfinding script to the enemy AI, and enemies caught behind the fire are programmed to stand still rather than walking into the fire mindlessly and burning themselves to death, unlike the AI in [[VideoGame/Left4Dead2 a certain game]] this series was inspired by.
* AKA47: Thrown around. You've got weapons that are accurately named like the Uzi and the Ak 5, you see nicknames for certain famous weapons like the Chicago Typewriter (one of the nicknames for the Thompson M1928) and Buzzsaw 42 (nickname for the MG 42), you have changed names that double as BilingualBonus like the UAR ("Universal Army Rifle", English for "Armee Universal Gewehr" or AUG) and KSP/KSP 58 ("Kulspruta", Swedish for "machine gun" as is part of the FN Minimi and MAG's Swedish military designations), mash-up names like the AMR-16 (the M16 assault rifle, which was originally based on the AR-15), {{Shout Out}}s like the Predator (SPAS-12, referring to its use in the ''Franchise/JurassicPark'' films), dev references such as the Lion's Roar (a Croatian VHS-2 rifle, the name referring to Lion Game Lion who produced the DLC that adds the rifle), and then there're some names like the [=JP36=] (rumoured to be the SKU number for an airsoft G36), the Steakout 12G (not the Ithaca Model 37, but rather an AA-12 renamed to fit its DLC's [[KillItWithFire barbecue theme]]), and the Kobus 90 (P90, the 'Kobus' moniker was simply made-up). Interestingly, the internal names for the weapons for the most part avert this, as even the weapons that are given fictional names in the menu are referred to by their proper names in the games files.
* AlasPoorVillain:
** [[spoiler:Hector in Hoxton Revenge. He was among one of the more popular contractors in the game, and it turns out he was the traitor.]]
** [[spoiler:The Dentist in Hell's Island. He was revealed to be the kidnapper of Bain, although there were hints that he was a villain as soon as The Diamond trailer, before Bain was kidnapped.]]
* AllOrNothing: The sequel ramps up the trope with having a lot of cash and valuables being optional. You can try to get more of them for a bigger payout, but if you are not careful, your team can get wiped out and you'll lose everything. Prior to the Hoxton's Housewarming Party update, there were also Pro Jobs, which were the ultimate all-or-nothing; if you failed any day of the job, you would be kicked back to the lobby and the job is terminated.
* AllYourBaseAreBelongToUs:
** A player-initiated version. The second day of the Hoxton Breakout heist has the Payday Gang invade and occupy the FBI's ''headquarters'' long enough to steal some top secret information about Hoxton and the man who sold him out.
** In "Safe House Raid", [[ExactlyWhatItSaysOnTheTin your safe house, gets uh, raided]] by the police, who have no idea the "simple drug bust" they're performing is on [[TheDreaded the Payday gang]]. You have to defend the money while they're assaulting your gaffe.
* AlternateContinuity: A few:
** The [[spoiler:world-ending nuclear war]] that occurs in ''VideoGame/HotlineMiami2WrongNumber'' spares Jacket, in addition to ''Payday 2'' lacking the AlternateHistory, such as Soviet-invasions and puppet states. The presence of a ''Hotline Miami'' arcade machine in his personal room heavily implies that ''Hotline Miami'' is merely an in universe videogame and he's just a [[NerdActionHero Nerd Action]] VillainProtagonist who loves ''Hotline Miami'' in addition to eighties paraphernalia.
** [[https://steamcommunity.com/app/218620/discussions/8/144513248277665044/ According to the developers,]] ''Film/{{Scarface|1983}}'' happens in this universe, so the Scarface seen here is either a [[DeadGuyJunior descendant]] or a fanboy. Though given [[Creator/{{AndreSogliuzzo}} his voice actor]] it's entirely possible [[VideoGame/{{ScarfaceTheWorldIsYours}} his series of events was just a little different]] and he's [[OlderThanTheyLook older than he looks.]]
** [[spoiler:Before the ending, it appears that]] Film/JohnWick diverges from his [[Film/JohnWickChapter2 sequel]] - he has fully embraced his life of crime once more, and [[spoiler:has not been expelled from the underground crime community at large. But judging by the Rumours and Stories video, the events of ''Payday 2'' happened before the events of the films]].
** [[Film/HardcoreHenry Jimmy]], outside of the short film, does not demonstrate his body-swapping/clone abilities, and [[spoiler: actual Jimmy isn't dead yet.]]
** The Cabot crime family still stands and is still running successful diamond heists, implying that the events of ''Film/ReservoirDogs'' went off without a hitch.
** [[spoiler: The Murkywater destroys [[VideoGame/Left4Dead Mercy Hospital]] in time and prevents the [[ZombieApocalypse outbreak]] from happening.]]
*** It also has been moved [[spoiler: from Fairfield, PA in October 2009 to New York on June 26th 2012 [[AllThereInTheManual as seen on the Breaking News event-site]], separating the two even further, as the events of ''Left 4 Dead'' would have happened by then already.]]
* AmbiguousTimePeriod: According to plot-important political ads that can be seen in the early heists, the game is set in around 2014. Masks of historical and current day presidents including Donald Trump and Joe Biden are available complete with flavor texts. [[spoiler: However, the ending all but confirms that the missing president and the one that took his form definitely isn't a RealLife president.]]
* AnachronicOrder: The ''Reservoir Dogs'' Heists' first day is "Day 2" while the second day is "Day 1".
* AndSomeOtherStuff: Incorporated into the gameplay. During Day 1 of "Rats", the crew needs to cook methamphetamine, with instructions provided by Bain. However, he frequently gets them wrong (though this was changed where he will correct himself a few moments afterward). The stated ingredients (muriatic acid, caustic soda and hydrogen chloride) in the ratio shown will get you a huge cocktail of watered down acid or lye, which could very well cause chemical burns if smoked, and in ''much'' more specific ratio's, it just makes salt water.
* AndYourRewardIsClothes: Completing heists allows each player to draw one of three cards, and possible cosmetic prizes include masks, as well as patterns, fabric/material, and color schemes to customize those masks.
* AndYourRewardIsInteriorDecorating: By completing tasks finishing heists under certain conditions or finding special items in heists, you unlock trophies that are displayed around your safe house.
* {{Animesque}}: Parodied with the Kawaii mask and its Mega variant, which turn your murderous criminal into a murderous pink-haired moeblob.
---> "Lovable, cute, adorable, cool and hip, charming, non-threatening, innocent, happy-go-lucky. These are words not commonly used in criminology. Because of you, they now are."
* AntiFrustrationFeature:
** Loot bags can only be 'removed' from the map in cases where doing so does not prevent players from winning the level. For example, in Watch Dogs, you can throw the bags into the water (netting you an achievement for the first one as well), but doing so will respawn them back at the truck where you started. Rather than taking a bag past an InvisibleWall or over an InsurmountableWaistHeightFence, in this case cops will simply take the bag to a location which puts as many of them between you and said bag(s) but is still within the playable boundaries of the level to allow the player a chance to cut through them and retrieve it.
** Similarly, characters that need to be kept alive in order to fulfill heist objectives cannot be killed. For example, the Taxman in Undercover needs to be beaten up in order to extract codes from him; he can be knocked out, which delays completion of the heist, but can never be beaten or shot to death. Matt on Heat Street, who needs to be escorted to the end of the heist, and the computer technician on St Martin Bank, who is needed to hack the bank's security systems, are also otherwise ordinary characters who are immortal in order to allow for completion of the respective heists that they appear in.
** In the Transport heists, you need to secure a minimum amount of loot bags, with the exact amount depending on the difficulty. The game will always spawn enough trucks in with enough loot so that, even if you blow open all of the trucks with C4 (which destroys 3 of the boxes in the truck when you do it, potentially depriving you of some loot), you will still have enough potential loot left over to succeed.
** Advancing to the next tier of infamy resets all your skill points, but as compensation, after the first Infamy level you can unlock bonuses which reduce the amount of points needed to advance to the next tier in two skill trees (Fugitive and another of your choice - and the latter part stacks, so by Infamy 5 you get permanent point-cost reductions for all five trees). Those bonuses also give a multiplier to experience points gained from heists so you can level up again faster. Perk decks are completely unaffected by going infamous, only unspent points are removed (so you can keep them by simply pouring them into a perk deck), and weapons are only locked behind their usual level requirement - you can immediately use it again once you reach its required level, no money needed to unlock a gun you already own or reattach whatever attachments you left it with.
** Lower-level players are normally barred from hosting maps on Overkill or a higher difficulty until they have reached a certain level, so that they can take the time to learn the game's mechanics and (hopefully) have someone around to help them out. After you've accrued enough Infamy levels, upon a reset you can instantly jump into higher difficulties to make the grinding to later levels easier. The tradeoff is this allows a player who just went Infamous to get back dozens of levels, allowing them to jump start their next infamy level much faster.
** Getting shocked by a Taser will have your current weapon instantly reloaded so that you can have a fighting chance to break free. Interestingly, The developers ''tried'' to remove this in the Day 3 update for the Hoxton's Housewarming Party event in 2016, only to end up having to put the mechanic back in the very next day after it broke other gameplay elements. Bolt-action rifles and other single-action weapons will also rechamber/recock themselves for you, even though visually both your arms are outstretched and probably waving about like limp noodles.
** Many of the skills are designed to be this. Without any skills, you usually have to wait anywhere from one to ''seven'' minutes for a single drill to finish doing its job, even longer when you consider it will jam multiple times, sometimes not even ''three seconds'' after you fixed it previously. It's either that or trying to lockpick the object in question (which takes a long time, and sometimes isn't even an option without a very-high-level skill). Then there's moving the bags around, which can be downright hell if you're alone and have no skills to buff it. With the correct skills, drills finish noticeably faster, sometimes restart themselves after a jam or be restarted by you [[PercussiveMaintenance smacking them with your melee weapon]], you can pick a wider variety of locks, including safes, in under a minute, bags can be quickly moved all around the map (either carried faster or thrown a few dozen feet at a time), and at times you can break open shortcuts that you would otherwise not get access to (especially with C4 and the Saw). However, by the time you've acquired these skills, you'll have moved on to higher difficulties, where waiting around outside of stealth is no longer an option.
** The one saving grace from being kicked down by a Cloaker is that it doesn't count towards your down counter before getting into custody immediately. Depending on the skillset of whoever revives you, you could get around half your health back on Normal, Hard and Very Hard. This, however, does not apply on Overkill or above, where the most health you can get after being revived is about 25%.
** All Infamy levels come with an experience bonus, although some come with a bigger one than others. This is to help with the level grinding back to 100 for those that went infamous, as it can be a chore otherwise. By Infamous level 20 or so, your Infamy EXP bonus alone is usually the same, if not higher, than the total amount of exp you would have gotten from the heist itself (even after all other bonuses have been applied). Overkill also gave a month of extra EXP to players during the Infamy 2.0 update, to jumpstart people's leveling.
** The ability to intimidate police into surrendering, which acts like a normal hostage in heists where there are only a small handful of or even no civilians to take hostage (especially if they've all run away ages ago), though it takes more effort to take police as hostages, and with other skills you can [[EnemyMine convert them to fight for you]], and can be traded between waves to bring back incarcerated teammates. The only downsides to this are the extra effort to get them cuffed and that you can't move them afterwards.
** If a player holding a mission critical item leaves the game (keycards, C4, meth ingredients, etc.), the items are transferred to another player so that the mission isn't unwinnable. The Meth ingredients, upon Rats' Launch, wasn't stackable per-player until a later patch fixed the issue.
** If there's only one player not in custody, or the player is solo without AI teammates, Cloakers can't use their instant down attack, to prevent cheap game overs.
** In Hoxton Revenge, the FBI boss will always be relatively close to where the panic room is. This reduces both the distance the boss needs to be moved (if you are attempting the heist in stealth, and the room requires a retinal scan) and the time needed to find the panic room (if you find the boss first).
** Captain Winters will not appear in offline play due to being very hard to tackle in co-op, let alone one man player and bots without advanced tactics, even more so when playing alone.
** Playing offline since summer 2017 allow you access to AI exclusive perks that can be managed via the Crew Management menu. It allows, among other things, AI bullets able to penetrate Shields, AI's getting the ability to revive you from a distance if you get downed, as well as passive bonuses, such as faster interaction while lock-picking and drill repair, which also stacks with existing boosts from related skills and perks.
** Upon breaking stealth, there is a grace period between that and the point where your stealth EXP bonus no longer applies. This means you will be safe even if the alarm is triggered at the very end of a heist.
** It is common for the game to require players to search for various items in order to fulfill heist objectives. This can be challenging as some maps are very large and/or have confusing layouts. In some of the later heists (for example, the Buluc's Mansion heist from 2020), the game will reveal the location of these items after a certain amount of time has passed without the players being able to find these.
* AntiGrinding: ''PAYDAY 2'' discourages players who try to grind for EXP and cash by having heists you completed show up less frequently, forcing you to play other heists instead of playing the same one over and over again. The game also had a level limit penalty by reducing EXP gained on heists that are above your level, but it was changed to have the EXP gained be scaled to your level.
** The game's early single day heists [[note]]Variants on Bank Heist, Diamond Store, Framing Frame Day 1, Four Stores, Jewellery Store, the Transport heists (except Train), Ukrainian Job, Rats, and Nightclub[[/note]] include an escape sequence if you finish them loud instead of in stealth, forcing you to secure your loot and to not farm a level over and over. The chance of an escape generally seems to be linked to the total completion time. If you take more than a certain amount of time to complete a heist, then you probably won't get an escape sequence even if you do the job loud.
** The booster system also discourages grinding the same levels by reducing your EXP gains while boosting gains for playing levels you haven't been playing. It was possible to have a 100% penalty, but that was only if you did nothing BUT play one specific job over and over. Patch 35 tweaked the boosting system by limiting it to 15% max while making penalties capping out to only 30% so that players aren't punished too heavily if they want to play specific heists multiple times.
** Players gain more experience for retrieving more loot bags from a job rather than just more money, meaning that to get the maximum rewards, players will need to play the job as skilfully as possible rather than finishing their objectives as quickly as possible and sprinting to the exit with one or no bags. Alternatively this means that players can do the Rats, Cook Off, Santa's Workshop, and White Xmas jobs for hours on end if they're well prepared, as it's possible to receive well over a thousand loot bags for these jobs, which in turn means it's possible to level up ''far'' more than intended.
** Previously, doing missions in Stealth would often grant a stealth bonus, which boosts the next contract's EXP bonus by a certain percentage. This led to many people doing missions only in stealth because not only is it easier to complete objectives, but you get more experience for it in the long run. The experience system revamp instead made it so that, while you still get a multiplier for your next heist after completing one in stealth, you also get more experience now if you do a heist loud, to encourage players to continue with a heist if it goes south instead of grinding the same stealth missions over and over again and restarting every time the alarm sounds, just for the bonus EXP.
** The aformentioned XP bonus for extra loot wasn't always in the game. Originally, the game would give a flat XP reward after completing a heist. This meant that the fastest way to grind XP on launch was to ''[[ViolationOfCommonSense purposefully fail the Rats heist]]''. You would intentionally blow up the lab on day 1, let the bomb codes get destroyed on day 2 and simply kill the cartel members on day 3. You would get little money due to not getting any of the loot, but the XP reward would be unchanged. Later changes made it so blowing up the lab killed every player on the map and failed the mission. And with XP being tied to loot, players now had an incentive to get every bag of loot that the map provided.
* ArmorIsUseless:
** A major reason for the Armor vs Dodge debate is because, without specific skills to boost your armor's effectiveness, it's not quite as good as it needs to be, especially on Mayhem and above. This is not helped by the fact that higher detection risk, which heavy armor adds a lot to, makes the cops able to accurately hit you from longer ranges, whereas a Dodge build will ''legitimately'' be dodging bullets past certain distances because the low detection risk makes the cops incapable of aiming accurately from there.
** [[DefiedTrope Defied]] by the Anarchist perk deck, which turns even a ''two-piece suit'' into a human tank suit, though at the cost that your health underneath that is reduced by slightly more than half, while the armor's natural regeneration gets much slower. The idea is that, [[AttackAttackAttack so long as you keep killing enemies,]] the armor bar and health bar won't budge all that often.
* ArmorPiercingAttack:
** If the player aces the Surefire skill, then the armor of the tan Law Enforcers may as well not be there, since ranged weapons will be guaranteed to pierce it.
** There are plenty of options for dealing with Shields that don't involve flanking them. Aside from their weaknesses to explosions and fire, a player can shoot them with a sniper rifle, a shotgun loaded with Dragon's Breath or AP Slug shells, or the 5/7 AP pistol to punch through the shields, but unless you hit them in the head through the shield, those aren't nearly as damaging as flanking the enemy.
* ArtificialStupidity: The sequel mixes this up. This time around, civilians are less likely to run around if a fire fight is happening near them, only if a cop manages to get them up and tell them to run for it. However, shouts and other intimidation sources now vary in strength meaning that shouting people down may take more or less time; a low level mastermind upgrade can even terrify people by sounds other than shouts.
** Sometimes occurs with friendly AI. Since starting a heist is only character specific (i.e. Player 1 can mask up and break in the back while Player 2 keeps watch without drawing a weapon) it's entirely possible to start a heist only to have an AI stand about outside unarmed; this can even extend to being downed in a firefight ''only to have an AI stroll up all incognito, revive you, and wander off again.''
** Friendly AI can sometimes (for no discernible reason) either: 1. Charge into a swarm of enemies without regard for survival; or 2. Hide in cover when you really need help, such as staying hidden in Rats when SWAT start scaling the building. They won't prioritize Tasers unless they're the nearest target, and they won't even attempt to fire at them while being shocked (rendering what should be an annoyance into their kryptonite instead). They also have SkewedPriorities when it comes to reviving players; they will generally only be able to pick between shooting an immediate threat or helping you up, without considering the possibility of changing tactics and often picking the least convenient option (e.g. coming to help you after a Cloaker's kicked you down, deciding to ignore said Cloaker who's preparing to kick them down too).
** It often happens to the enemy AI as well - setting the gym on the top floor of the Mallcrasher mall on fire can occasionally lead to the cops [[TooDumbToLive trying to take cover inside the burning room]]. They don't survive very long. This is extremely useful on Death Wish, as the cops won't last very long even with their increased max health.
** Headless Titan Bulldozer AI is intentionally crippled. If you look away from them, they don't fire at you. While this leaves you more vulnerable to cloakers that may approach, it allows players to easily complete Safehouse Nightmare by oneself, simply looking down and waiting at the drill (as cloakers don't tend to actively hunt the player unless provoked). Oddly, it's easier for one player to complete the Safehouse Nightmare achievement on Death Wish difficulty than it is on Overkill, as the "easier" difficulty requires collecting floating masks that may instantly incapacitate you.
** The SWAT van turrets do a number on the friendly AI. They have over 25K health, deal lots of damage, and only have to reload for a short time. The AI, unless you very tightly control them, will run out to shoot it ineffectively and immediately get stunlocked by its gun, repeatedly going down over and over until you can get them up and back into cover while it's reloading or take care of it yourself.
** Cops will gladly walk through any fires you created with a molotov and they either die or take a lot of damage. Panicked civilians will also run through molotov created fires, getting themselves killed and netting you a penalty for a civilian kill.
** Mallcrasher has a similar version, thanks to the fact that it's not officially possible to stealth, but can be done that way with luck and skill. The skylight near the back breaks so Bile can extract the gang, which any [[UnusuallyUninterestingSight untied civilians will dutifully ignore.]] Part of this strategy also involves shooting out signs above the various stores, which, unlike almost any other breakable object hanging from a wall or ceiling (like the chandeliers), ''no one will notice.''
** The Heat Street remake, unlike its predecessor, doesn't flood the first set of streets with waves of cops like in the original, and instead has pre-positioned cops and [[SWATTeam SWATs]] waiting for you to pass by. One of the easiest ways of beating the first portion of the heist on Mayhem or below, is to [[EasyLevelTrick simply ''run as fast as possible'' to Matt's crashed van]], ignoring the litany of cops shooting at you, as it's not worth the time dealing with them, and subsequently getting stuck in the first assault wave in the street with little cover. Armor builds make this difficult to do, but dodge/ anarchist builds should be fine.
* ArtisticLicenseGeography: The Counterfeit heist is supposedly set in Pensacola, Florida, right by the beach, with Pensacola PD responding, and tall, thin palm trees. There are numerous problems with this. Any house that close to the beach in Pensacola is on stilts and wouldn't have a basement due to the potential to flood during hurricanes, which is the same reason a thicker, shorter species of palm tree grows there. And the Pensacola Police Department has a very limited jurisdiction; the Payday gang would mostly fight Gulf Breeze Police or Escambia County Sheriffs. Also, there would be sand everywhere.
* ArtisticLicenseHistory: In the trailer for the Diamond, it is shown that UsefulNotes/AdolfHitler was one of the owners of the cursed gem, being shown about to commit suicide as a Nazi officer [[spoiler:AKA, the latest incarnation of The Dentist]] looks on. The issue comes from the gun Hitler is shown to be using, which appears to be a Luger P08. Historical records have shown that Hitler actually took his life with a Walther PPK. Of course, this trope also applies to Hitler owning any cursed diamond.
* ArtisticLicenseLaw: The FBI Files feature lets you see, among other things, the crimes you've committed in-game. [[ShownTheirWork It's actually quite comprehensive]] for the most part, with [[ArsonMurderandJaywalking even the smallest offenses listed alongside the most egregious ones]]. The sole issue is that it lists you with violating the Geneva Conventions by killing a medic. All medics in this game are visibly armed combatants, and would therefore be exempt from protection under the Geneva Conventions - killing one would "only" be first-degree murder.
** As well, the Payday crew aren't bound by the Geneva Conventions, as the Conventions only apply to wars, and the Crew isn't involved in one. And even if they did apply, attempting to claim the Crew violated the Geneva Conventions would actually open the police[=/=]FBI up to accusations of having committed ''[[{{Irony}} a war crime]]''[[note]]Attempting to use the protective symbols to protect armed combatants with the intent to mislead the enemy is considered [[https://en.wikipedia.org/wiki/Perfidy perfidy]][[/note]].
* ArmedBlag: Armoured Transport lets you pull these on [=GenSec=] convoys, albeit with more violence than the original trope. Each convoy has between 2-4 trucks, with each truck having several boxes you'll need to crack open to get at the goods. You need at least two bags of loot (gold, jewels, or plain old cash) to complete the heist - each van has at least two, though the exact quantity per van depends on difficulty and van count, plus the risk of some of the rarer loot being destroyed if you use C4 to blow the doors off.
* AscendedMeme:
** When you first start the game, you'll start a "heist" (actually just a tutorial) where you enter your safehouse. Bain will tell you to go inside, and the first command he'll give is for you to answer the phone on the table. You can't actually answer it, just like in the original game's Counterfeit - fortunately, Bain talks to you anyway, and says "See? I'm one step ahead of you, as always! You didn't even have to answer the phone!"
** GO Bank and The Benevolent Bank also include phone-answering objectives as part of their stealth sequence. Failing to answer the phone can cause the mission to go loud.
** When Hoxton was confirmed to return, people started calling Dallas's brother (who had taken up the codename) "Houston" to differentiate. That's precisely the name he's given from the Hoxton Breakout onward.
** During the ''Hotline Miami'' heist, players can cook meth in The Commissar's lab or destroy it as they wish, with Bain noting the crew has probably burned a lot of labs in their time.[[labelnote:exp.]]Due to the high XP reward of ''Rats'', plus the high difficulty in cooking meth and holding off the cops on Day 1, it's still common to find people deliberately cooking incorrectly to blow the lab and summon the escape sooner.[[/labelnote]]
** Almir, the lead producer of the game, is known by the fan base to have a magnificent beard. The Xmas 2014 heist takes said beard to another level by making it an actual in-game difficulty "mask" to wear.
** Players who break open deposit boxes and safes will sometimes find a grilled cheese toast sandwich inside. The sandwich became a meme within the community over how ridiculous it is to find such a thing inside a safe. The White Xmas heist has one of the random pieces of loot be a giant piece of toast, and carrying it is as heavy as an artifact from Shadow Raid. Securing said toast can net players over a million dollars on Overkill difficulty. As of Hoxton's Housewarming Party, finding the toast in the manager's hidden safe in Big Bank gets you your own piece of toast as a trophy for the new safehouse. The trophy's name and description even lampshade the ridiculousness, naming it "It's Not Even Fresh..." and stating that it must have been one ''hell'' of a good sandwich for a guy to lock it away in a safe after one bite.
** The "Paycheck Gang" is a meme originated on bootleg or homemade PAYDAY Gang masks for sale in real life. Late 2016, the unique collectible for the "Stealing Xmas" heist is a pair of garish, neon decorated Chains and Dallas masks called the Paycheck masks, with flavor text to boot!
** In a weird case of ascending an already ascended meme, when they re-released Panic Room for this game, they adjusted the Giant Toothbrush meme from a stationary item to a lootable item that spawns in one of several pre-determined locations on the map, and securing it adds the Giant Toothbrush to your Safe House, gives you an achievement and earns you about $1.5 million in cash (even more than securing one of the many bags of cocaine that are on the map.)
** [[spoiler: The yacht that Dallas rides in the WhereAreTheyNowEpilogue is named Medic Bag]].
* AscendedGlitch: Patch 11 introduced a bug where street cops had triple the amount of power than they normally have, which meant a cop using a pistol could easily shred your armor and health, even if you had obtained armor and health upgrades. Many people liked the bug for the challenge it presented, so the developers decided to create a variant of the street cop armed with the [[HandCannon freakishly-powerful Bronco .44]] a few patches later, even setting it so that they're the only variety of street cop that still occasionally spawns during assault waves on higher difficulties, where regular cops are otherwise replaced by the much more durable FBI or ZEAL Team.
* AttackOfThe50FootWhatever: The Necrocloaker, who shows up in the Lab Rats and Prison Nightmare Halloween heists, though moreso in the latter than in the former.
* AssholeVictim: It would probably be easier to list the people who DON'T deserve the Payday gang's wrath. Every other job involves the crew running up against someone who is, at the very least, involved with something very shady indeed. YMMV on whether banks count as asshole victims, but the Crew certainly thinks they do.
** Lampshaded on Shadow Raid, where Bain will comment that while the crew deals in drugs, counterfeit and smuggling, at least they're doing it the American way and not funding terrorists (which the Murkywater guards are implied to be doing).
** Framing Frame uses this as its ExcusePlot, by framing The Elephant's Democratic Party rival for drug trafficking. As opposed to the ''weapons'' trafficking he actually ''is doing'', which is instead revealed to the public if the mission goes loud. He can't even claim the moral high ground for not dealing with the Payday gang, as the first two days of the heist consist of him hiring the gang to steal art from a gallery for him, [[EvilerThanThou which the gang uses as an opportunity to bug his house]].
* AsteroidsMonster: The Hydra mutator turns every single enemy into this. They will all keep splitting into weaker enemies until they can't go down the food chain any more.
* AwesomeButImpractical:
** Miniguns and rocket launchers. The mini gun has an insane rate of fire and can quickly clear out a crowded space, but it has an even worse movement speed penalty than a light machine gun. The rocket launchers are the most powerful weapons in the game (with a damage rating of ''10,000'') and can do a OneHitKill on nearly ''anyone'', but they can only hold 4 rockets total and friendly fire damage from the rockets will instantly down players caught in the blast. While the Miniguns can get ammo off of the ground, Rocket launchers can only regain ammo through ammo bags.
** The Light Machine Guns ''were'' this due to the low low ammo pickup rate (5%, as opposed to the 15-20% of most other guns). An eventual boost to this reversed this.
* TheBadGuyWins: Any heist your crew of murderous robbers successfully pulls off counts as this, and especially if you shoot civilians, and still have money to spare.
** [[AvertedTrope Averted]] in Boiling Point heist, which the PAYDAY Gang finally takes the data containing [[Film/HardcoreHenry Akan]]'s [[TakeOverTheWorld world domination]] plans and [[EvenEvilHasStandards destroys it once and for all.]]
* BadassBoast: The Bulldozer is particularly fond of these, and their distinctive voice yelling something is often the first warning of their arrival on the field. They have a large set of lines for several events such as starting an attack ("There's only four of them?!" or "You are up against the wall... AND I AM THE FUCKING WALL!"), having their visor shattered ("I'm still gonna kick your ass, VISOR OR NO VISOR!") and incapacitating one of the players. Cloakers also deliver a quip after incapacitating a player.
* BareFistedMonk: You can choose to go with your fists instead of using a PistolWhip when it comes to close quarter combat. While your fists obviously lack power compared to the knives, you can throw punches a bit faster than a melee weapon swing and you can build up a charge for a harder hitting punch faster than charging up a melee weapon attack. Your fists also have a decent amount of knockback against enemies. The Gage Ninja Pack DLC added empty palm kata, which allows you to do some karate style moves.
* {{BFG}}:
** The light machine guns are this by having an extremely large ammo pool, magazine size, high rate of fire, high suppression, and being huge. The trade off is you move slower while you have the gun out and you can't use iron sights, forcing you to hip fire.
** The Thanatos .50cal sniper rifle is a weapon meant to take out ''armored vehicles.'' It ignores armor, shields, and singular walls while making short work of everything else in its path, with the only thing requiring more than one hit being a Bulldozer[[note]]One hit for the metal faceplate, another for its glass faceplate, and a third to put the Bulldozer down[[/note]] or a SWAT turret. Unfortunately, the ammunition is so heavy and so massive that you only get five rounds to each magazine, with fifteen rounds total. You'd better hope someone in your crew brought an ammo bag along to the heist...
** Introduced in the very aptly named Overkill Pack is the Vulcan Minigun, which boasts a massive amount of ammunition and rate of fire for even stiffer penalties than the light machine guns; your movement is slower, you can only hip fire, and your accuracy is fairly bad, with no real way of mitigating these downsides.
* BilingualBonus: The Big Bank trailer has a pair of vocalists singing in Italian, which also appears in-game as the map's Plan-B theme. Provided you can speak Italian and [[PopculturalOsmosis have a good ear for opera]], you'll find the song (rather appropriately) talks about greed, power, and wealth; in essence, the male singer is filled with avarice, the female singer warns him of it, and he discards her advice only to die and lose it all.
* BishonenLine: The One Down Skull mask compared to the previous difficulty achievement reward masks.
* BittersweetEnding: [[spoiler: After the White House heist, Bain succumbs to the virus and dies after the crew secured their freedom. The ending video shows the crew removing their masks and tossing them into Bain's grave under the rain.]]
** [[spoiler: Turns out that wasn't the true ending. See GoldenEnding.]]
* BlackRepublican: John Henry Simmons, known across the criminal world as the Elephant. He's a US senator who is black and is willing to offer the Payday Gang contracts.
* BladderOfSteel:
** While usually expected of online games (i.e. a pause function is seldom available), this is invoked through the inclusion of escape sequences. Needed the toilet for most of that thirty minute heist? Bet you can hold it another ten, ''because leaving means forfeiting the entire mission's cash and XP.''
** Averted in general for small emergencies, as each individual Day is fairly short (if done properly) and there are breaks in between that pauses the progress at the end of each Day. However, if you need to leave, you will have to forfeit your progress, as you do not receive your reward until the completion of the final day (even if it's an escape mission). Exaggerated with Achievements and Stealth bonuses, as some will span across multiple days and require you to have started the heist from the beginning. Even disconnecting in the middle and rejoining the same lobby will disqualify you from netting the achievement. Lobby leaders also get hit pretty hard, as Payday does not allow you to pass the hosting duties to someone else, so if the lobby leader leaves, everyone is booted back to the main menu.
** Partially averted for multi-day heists; you receive XP for each day completed, regardless of completion of the entire heist. This feature was removed for a year or so, but returned in 2016.
** Also, if you join after the first day but complete the remaining part of the heist, you get rewards for all days completed.
* BlatantLies: Bain says there shouldn't be many civilians in the Car Shop Heist. ''He is very wrong''; there are around a dozen in the map.[[note]]Depending on the difficulty, of course. On lower difficulties, the amount of civilians is indeed quite low.[[/note]]
** He also mentions that you can customize your safehouse when you enter it for the first time, which you will since it serves as the game's tutorial. This feature wasn't added until October 2016, three years after the game was released, and even then it's an ''entirely different safehouse'' than the one you started with, of which Hoxton had to find, not Bain.
* BloodlessCarnage: {{Averted|Trope}}; enemies unfortunate enough to be in the way of your bullets will introduce their insides to the walls behind them, leaving for a rather gruesome wallpaper. Jiro can cut off Cloaker heads with a katana, and Bodhi can leave a nice gaping hole in the skulls of Tasers if he headshots them with a sniper rifle. The Taxman in the Undercover heist gets heavily bruised and very bloody on his face the more you beat him up.
* BlownAcrossTheRoom: The Bronco Revolver, Deagle, Grenade Launchers, Rocket Launchers, and any shotgun is capable of sending a mook ragdolling through the air. This is often a viable tactic for hiding bodies in stealth, specifically with the silenced Loco or Judge.
* BondOneLiner: Most units deliver at least one when fighting against you, though the Cloakers and Bulldozers get special mention for having the most of the lot.
* BonusLevel: The "Escapes" can be considered this on earlier heists, as they happen close to randomly if the heist is done loud.
** The Armoured Transport: Train Heist was this until [[https://payday.fandom.com/wiki/PC_update_history_(Payday_2)_Old#Update_.2357 Update #57]] changed it to be standalone.
* BoringButPractical: Sometimes, even the simplest things can pull you and the crew through a rough spot:
** Technician's drill upgrades. It is uninteresting and passive, but upgrading all of his drill perks earns you much faster, silent drills that can even self repair every other time they jam (and rarely be [[PercussiveMaintenance whacked back into commission]]), cutting chunks off heist times.
** The Mastermind's Forced Friendship skill, which lets you tie civilians faster and carry more cable ties, and acing it gives your entire team slight damage absorption for each hostage you have tied. It may not be anything fancy, but tying up people quickly and having more ties to work with means better crowd control that can help your crew out whether the heist is in stealth or goes loud.
*** The Ghost's Duck and Cover skill; which increases stamina regeneration and can be used earlier, both by 25%, allowing the player to sprint for a longer period of time before tiring out. Acing the skill gives you dodge bonuses for sprinting and using zip-lines. The adjacent skill - "Parkour", lets you sprint 10% faster, and lets you climb ladders 20% faster, and acing the skill lets you reload and run in any direction. Sprinting is the most basic action anyone can do, but the player not taking these skills can also be the difference between someone reaching the escape zone in time, or being shot down.
** "Transporter", in the Enforcer tree, is considered a mandatory skill for almost every build since it lets you throw bags farther and, when aced, move slightly faster with them when wearing heavier armor. This helps out greatly with the ubiquitous bag-moving that is required.
** Another Enforcer skill, "Fully Loaded", has the amount of ammunition you can handle increased by 25%. Acing the skill grants you a 75% increase in the ammo that you receive from ammo boxes. It also grants you a 5% chance of getting a throwable when picking up ammo, with the chance increasing as you pick up more ammo. This, combined with the skills at the bottom of this tree, which improve ammo bags in a variety of ways. This can mean never running out of ammo for any weapons, such as the Thanantos .50 Sniper Rifle.
** The Locomotive 12G shotgun. Given a massive buff from the notoriously mediocre incarnation from the previous game, this shotgun packs a punch, has a decent ammo pickup rate, and has all-round decent stats. But the main attraction is its [[BlownAcrossTheRoom knockback]]; this is used all the time to hide bodies in stealth, by simply blasting them across a low wall, into water, or generally anywhere else where they won't be found by pesky guards.
** The CAR-4, for those who don't consider it SimpleYetAwesome. It is a highly versatile all-rounder assault rifle with a good blend of accuracy, power and stability - though the fire rate could be higher. It is available at level 4 and easily affordable at $95,000. It can be fitted with a lot of different mods though still performs well without many of them, has clear iron sights, and it can achieve a good concealment value so stealthy builds can get use out of it.
** The two piece suit. While wearing a fancy suit makes you a GlassCannon, it is also pretty much the only "armor" that gives the most concealment for stealth. The suit also has the most speed and stamina, which lets you zip around the map at hyper speed (and even more so if you are using speed enhancing perks and/or get "inspired" from another player) for a long time before tiring out. It also provides the best dodge value, making it useful when going loud as well.
** From a practical standpoint, the latex gloves the whole crew (save for Jacket and Sydney, one wears bandages instead, and the other wears fingerless gloves) wears. Not only do the gloves conceal fingerprints, they also act like a second skin so that the crew isn't hindered when holding onto something.
** In any Stealth heist where there is a camera room, watching the cams. It doesn't get more boring, as you're standing in one place doing nothing but staring at the screen while people are actually outwitting the guards. But since cameras automatically mark any visible guards, by doing this, you just made the heist a hell of a lot easier.
* BottomlessMagazines:
** The Enforcer's ''Bullet Storm'' skill grants temporary infinite magazines for 5 seconds after deploying or using an ammo bag, and acing this skill ''makes it go up to 15 seconds!''
** The Fugitive skill "Swan Song", which allows players to continue moving slowly and firing at enemies for three seconds when downed. Acing the skill nets you six seconds of ImplacableMan status instead.
** Some weapons are modelled with certain magazines that cannot realistically hold the amount of ammunition the game supplies for them.
** All armed AI have infinite ammunition, friendly or not.
* BrandX: It seems most of DC uses Pear Computers desktops. The concession stands in the Alesso Heist sells treats like Herp Derps, Crusts! (in a suspiciously Pringles-like can), and [=WTFs=].
** If you look out the window of the escape route office in the First World Bank heist, you can see "Store," "Office Supplies," and "Over & Keel Hardware & Ironmongery."
* BreakingTheFourthWall: Several of the Cloaker's lines:
-->'''Cloaker:''' ''"[[DeadpanSnarker I know, I know, I'm late!]]"''\\
'''Cloaker:''' ''"I've got your DLC right here!"''\\
'''Cloaker:''' ''"[[TakeThatAudience Now go to the forums and cry like the little bitch you are!]]"''\\
'''Cloaker:''' ''"I bet you let yourself get beat up just to hear what I have to say!"''
* BreakOutTheMuseumPiece: A couple pieces of DLC consist of adding older firearms to the game. The Gage Historical Pack adds several UsefulNotes/WorldWarI and UsefulNotes/WorldWarII weapons to the game, namely a Mauser C96, a Mosin-Nagant, an [=MG42=], and a Sterling submachine gun. The Wild West pack and then especially the Chivalry pack go even further, the former adding stuff like a Single Action Army and lever-action Winchester, and the latter adding various medieval crossbows and swords. The later free World War II pack also naturally adds a few weapons used during WWII, starting you with push daggers and working your way up to a Luger, an [=MP40=] and an M1 Garand.
* BreatherEpisode: After nine heists revolving around the Kataru storyline [[note]] Alaskan Deal to Border Crossing [[/note]], Vlad contracts us for two (relatively) simple and light-hearted jobs: Robbing the ''San Martín Bank'', and busting out his brother-in-law in ''Breakfast in Tijuana''.
* BribingYourWayToVictory: The weapon pack [=DLCs=] [[ZigZaggedTrope varied between their releases]] with some content either being DifficultButAwesome or useful only in the right hands:
** {{Subverted|Trope}} with the weapons themselves, as each weapon pack has nifty weapons that have great (situational) advantages, but have some major drawbacks. Unless you're willing to spend a fortune on specific mods and perks, the guns don't overpower the vanilla guns: [=LMGs=] have massive ammo and high rate of fire, but have awful accuracy and lengthy reloads; and Sniper Rifles can one-shot multiple units and even pierce through shields (with massively reduced efficiency, but still usually enough to one-shot them with a headshot), but the ammo capacity is low, the refire rate is slow (no semi-auto sniper rifles until much later packs), and the reload times are lengthy.
** Played straight, then later averted with frag grenades. While the grenades themselves are well balanced weapons,[[note]]Carry a big blast radius, but are usually not strong enough to kill cops instantly and can easily cause accidental civilian deaths or team damage.[[/note]] it used to be that owners of the right DLC started maps with three of them, whilst those without the DLC only had access by playing with a DLC owner ''and then'' buying the grenade crate asset. Update 100 introduced a free frag grenade, allowing anyone to start a heist with frag grenades.
** Played straight, then later averted, with melee weapons, which come in several varieties provided you're buying the packs. While powerful alternatives require a wind up to maximize their power, non-DLC players are stuck with the default fists, similarly weak weapon butt, joke money bundle, a couple unremarkable knives, weak knuckle dusters (if the player joins the Steam group), and the fast-stabbing but otherwise unspectacular psycho knife (ditto). When Sociopath and Infiltrator was buffed in December 2017, Melee weapons, even the free ones, became viable choices for players. Melee before that was mostly used as a Utility slot, with most players taking the Buzzer (Paid) or the ECB's[[note]]The Electrical Brass Knuckles[[/note]] (Free), which stuns most units, basically anything that isn't a Bulldozer or Captain Winters!
** Played completely straight with the Gage Mod Courier pack as, while it requires [[ForcedLevelGrinding level grinding]] to find enough hidden packs, the outcome lands players with free weapon mods, which can lead to some seriously powerful combos normally unavailable to others (save for some alternatives which require specific card unlocks and tons of cash). Players who don't own the mod pack DLC can still earn extra experience points from the packages they find, though the amount depends on how many the team finds and it's still a paltry amount of points.
** Also played straight with some DLC assets: the sniper pack, for example, grants the unlockable bonuses like two-way zip lines and vantage points which, like grenades, can be a huge advantage but require at least one player to have paid for the DLC. The assets also have their own downsides: vantage points can put you far away from the rest of the team, which means if cops swarm your location or take enough potshots at you, you're screwed. Zip lines, while cool to use, won't allow you to use iron sight aiming while using the line and you're also open to attack by enemies.
** The Hoxton's Housewarming Party added Continental Coins to buy upgrades for the new safehouse, which allowed for directly purchasing weapon modifications. The only restrictions are Weapon Stat Boosts, and mods added in DLC that are locked behind achievements, since those are given in infinite numbers once you've pinged the achievement in question.
* BrickJoke: In the Hoxton Breakout heist, Bain complains (after using the parking ticket to open the exit) that $7 for parking is robbery. In the Alesso Heist, a similar parking ticket machine shows up in the garage and you can blow up with C4, earning you an achievement for getting your $7 back.
* BulletDodgesYou: The ''Dodge'' mechanic, which is more like ImmuneToBullets in practice due to gameplay limitations; it is a chance for shots that actually hit you (complete with impact sound) to be completely negated and do no ''actual'' damage.
* BossInMookClothing: The Commissar looks similar to his fellow Russian mobsters and can't be marked, but has ''way more health'' and wields the [[{{BFG}} KSP]], a light machine gun utilized by the Bulldozers on Death Wish difficulty and above. The Commissar isn't immune to being knocked down though.
* BulletTime: ''PAYDAY 2'' has the action slow down whenever you get downed in order to get some clean shots off your attackers before the action resumes. Bullet time also kicks in when you put on your mask near a guard and have a few slow seconds to dispatch him before he attacks you. However, it doesn't slow down for everyone else in an online heist, so don't be surprised if everyone in the county is calling the police for what seems like no reason at all.
* CameraSpoofing: The Camera Loop ability allows the player to render a camera useless without breaking it this way for 25 seconds.
* CarFu: It is entirely possible to ram a cop with a vehicle that you're driving and kill them instantly. Even if the vehicle is a slow-moving forklift, the cops get killed if you ram into them. Pretty handy when there are Bulldozers in the way.
* CastingGag: Dragomir Mršić, the model/voice actor of Dragan, actually did plan a bank robbery in 1990. In terms of money stolen, it would have been the fifth-greatest heist in history.
* CellPhonesAreUseless: InvokedTrope if you decide to use ECM Jammers. Which is the basis of a successful ECM Rush.
* ChairReveal: The Bulldozer that appears in the security room on Day 1 of the "Hoxton Breakout" heist has a random chance of revealing themselves in this way.
* ChaseScene: Done off screen in ''PAYDAY 2'' where in-between days of a heist, your group may get ambushed by the cops as your driver fruitlessly tries to outmaneuver them and crashes. You take control of your character after the crash.
** Played straight in the Heat Street remake in which you chase down Matt for information on foot.
* ChainsawGood: Subverted. You can equip a Chainsaw as a melee weapon, but it's '''''[[JokeWeapon anything but good]]'''''.
* CherryTapping: You can beat enemies to death with a PistolWhip, your fists, a baton, or even [[JokeWeapon a wad of cash]], though doing so will take ''many'' hits just to kill an enemy and is very risky as well. This gets a little more effective with the Sociopath or Infiltrator perk decks, where every attack after the first deals 10 times its normal damage.
* ClassAndLevelSystem: Mixed up from the first game, as you can't choose a specific class at mission start. A level grants you one skill point (three for every 10th level), which can be placed into one of five classes; each class has certain [[StatusBuff bonuses]] and/or [[SignatureMove exclusive specials]], but upgrades can be mixed and matched onto your one character. Each class has skills useful to the other classes as well.
** [[TheLeader The Mastermind]] (Dallas) has the most team bonuses, and focuses on situation control and manipulation. Also doubles as [[TheMedic team medic]], getting bonuses to the doctor bag and first aid kits, and abilities can expand to team buffs, greater accuracy with semi-auto weapons, and enemy/hostage manipulation. The Mastermind's weapon is anything that can be fired in single-shot mode.
** [[TheBigGuy The Enforcer]] (Chains) specializes in strong armor and high damage, and has exclusive use of the best armor and a circular saw that can cut locks. Is also the only class that can instantly open safety deposit boxes (with the saw). The Enforcer's weapons of choice are shotguns and the aforementioned saw.
** [[TheSmartGuy The Technician]] (Wolf) is objective based, and has the most gadgets: it comes with better drill abilities, can deploy sentries, multipurpose mines (works as tripwire mine or motion sensor), and C4 (can blast open some doors and secure locks), with an ability allowing them to carry two different types of gadgets at a time, though with fewer instances of their secondary gadget. The Technician's weapons of choice, beyond his various gadgets, would be anything that fires in full-auto.
** [[TheSneakyGuy The Ghost]] (Houston) focuses on stealth, and comes with a jammer to block alarms and electronics, and can pick locks much faster. Also comes with dexterity upgrades, luck bonuses (such as higher unlock chances and a random self-revive ability) and can crack safes. The Ghost's weapons of choice are anything that can be suppressed.
** [[FragileSpeedster The Fugitive]] (Hoxton) is a new class that Old Hoxton brought with him from prison. Fast and on the fly, they have increased agility, a better chance at dodging bullets, and even critical hit chance. It also comes with serious survival skils and boosts to melee attacks. The fugitive's weapons of choice are pistols, either alone or [[GunsAkimbo paired up]], or melee weapons.
* ColdSniper: Certain missions allow you to purchase a ''Sniper'' asset for a reasonable sum of money. They generally aren't in the ''best'' position and will occasionally miss, but their supporting fire can help quite a bit. You also don't need to worry about the cops taking them out for some reason. The icing on the cake, though, is the voiceovers, as the sniper will count off his kills.
-->'''Ilija:''' First kill. ''[[BadassBoast It has begun]].''
* ColonCancer: Every mission briefing is usually displayed as [Contractor]: [Mission name]. For Bain with the bank heists conducted by him, you can get stuff like "Bain: Bank Heist: Gold".
* CombatResuscitation: Characters who run out of health need to be revived before a time limit runs out, after which they are "taken into custody" by the police and not released until a random amount of time has elapsed. Revival usually requires very close proximity and time, but the skill "Inspire", when Aced, allows you to revive others instantly just by shouting at them from a distance, which is as useful as it sounds.
* TheComputerIsACheatingBastard:
** Just like in the previous game, cops can shoot through civilians to hit you while you can't do the same thing. On the flip side, the lack of friendly fire when using non-explosive weapons is fine, though annoying when AI teammates absolutely insist on standing right in front of you whenever you're firing your weapon, as your bullets don't actually pass through teammates. Civilians being immune to the cops' gunfire is a godsend. Cops also seem to not understand the concept of protecting civilians, and as soon as they get to one and untie them, the cop will start shooting at you again while standing ''right next to the rescued civilian'', meaning attempts to fight back will very likely will get that civilian killed.
** Whilst the friendly AI can only shoot, move, revive players, and carry loot bags if you toss one to them, enemy AI are capable of [[MyRulesAreNotYourRules carrying loot bags and interacting with hostages]], among other things. The friendly AI can also make some movement types that players cannot, such as rappelling down from high ledges (trying to jump down would just make you take incapacitating levels of fall damage). Or in one heist's case, crawling through an air vent to bypass a closed door you spent probably five to ten minutes trying to break through.
** Also, enemies are unaffected by item weight when stealing loot bags, so they can move at a brisk pace while lugging around that bag of gold or fusion engine that slows you (and AI teammates) to a crawl.
** Flashbangs, for the longest time, weren't actual projectiles that got thrown by enemies. Instead, the game just periodically spawns one at your feet when you're not looking. This was later changed to actually be a projectile, by giving them a 4 second delay before detonation, complete with loud beeping and flashing beforehand, and giving you the ability to melee or shoot at them to disable them before they detonate - the very same thing the cops can do to your grenades if you try to throw one head-on at an enemy.
* ConcealingCanvas: There is a safe hidden behind a painting in the manager's office of Big Bank. There may be a keycard inside, but there is usually just a partially-eaten cheese toast sandwich.
* ConcussionFrags: Played as straight as possible with the grenades available to the players - the first Gage Weapon Pack DLC added "Frag Grenades" which only damage or kill things within a specific radius, and only stun them within a slightly larger radius but are otherwise completely harmless beyond that. The Hoxton's Housewarming Party a few years later then added "Concussion Grenades" which are a player-usable version of the infamously-annoying flashbangs.
* ConspicuousGloves: All of the playable heisters except Jacket (who wears bandages over his hands) and Sydney (who wears fingerless gloves) wear latex surgical gloves with their attire, regardless of the mission. They're obviously to prevent leaving fingerprints, but they're always left on, even when a heist goes loud and bullets start flying.
* ContinuityNod:
** The original safehouse in ''PAYDAY 2'' has a front as a dry cleaning store called Bodhi's Dry Cleaning, which is a subtle nod towards the front the crew used in the Counterfeit heist from the first game named Bodhi's Pool Repair. Boxes labeled with the names of previous heists also appear scattered around.
** If you have Alex drop off ammo bags for you in day 2 of Big Oil, he may sometimes drop them within inaccessible locations, like at the bottom of the cliff or on top of the trees. Bain may say "This is like Panic Room all over again!", referencing the time Alex dropped the bag of C4 in an undesirable location in the first game.
** The GO Bank heist has you air lifting the loot via a plane with a hook. Bain references the event to Green Bridge, another heist from the first game which also had a similar event.
** When you find the meth lab in the VideoGame/HotlineMiami job, Bain will reminisce about all the other meth labs you've blown up, which is both a reference to the Rats job as well as a small TakeThatAudience to players who always opted to blow up the lab in Rats rather than cook the meth, in order to try and speedrun it.
** The Art Gallery heist will have Bain mention how they robbed the gallery for the Elephant the previous year [[note]]2013 was the year the game launched and 2014 is when the Art Gallery heist was released[[/note]] and this time, they are robbing the place ''again'' for themselves. Likewise, the Cook Off job, which is Rats day 1 as a standalone job, has Bain telling the crew that the meth lab they used for Hector's job is still intact and they can use it to cook meth again, but this time it's for their own gain.
** There is a unique blue-shirted female FBI agent encountered in Operations during Hoxton Breakout Day 2. She is the same agent who was in charge of investigating the Payday gang and was last seen interrogating Dallas in the web series. Her corrupt partner is nearby. [[BackForTheDead Both are almost inevitably killed.]]
** The plan for getting the vault car open in "The Bomb: Forest" is the same as the safe in Counterfeit: fill it with water, then blast it open with C4.
** The evidence boards in Hoxton Revenge are loaded with photos and sticky notes of the jobs that came before it, including Election Day, Hoxton Breakout, and Big Bank.
** The First World Bank heist is explicitly the second time the gang hits it - Bain talks a lot about the first one (which, naturally, was in the first Payday). Heat Street is also a rehash of the same route Matt takes.
** "Meltdown" takes place in the same Murkywater warehouse the players infiltrate for "Shadow Raid". Vlad will even mention the gang's work on that when picking the heist from Crime.net.
** You can select the first game's outfit of black tactical vests and short-sleeve t-shirts. The game even refers to it as a 'classic'.
* ConservationOfNinjitsu: Normal cops are mowed down by the dozen, but when converted to the heisters' side with Joker, they're much more durable and will last you a few minutes, even on Death Sentence.
* CoolCar: The Car Shop Heist has you stealing these, and you get to drive them to boot. Meltdown added the Longfellow, a muscle car from TheSixties supposedly originally owned by UsefulNotes/MuammarGaddafi, which returns for the Goat Simulator heist. An odd case with the John Wick weapon pack - you get a Mustang-styled/shaped helmet for you to wear.
* CoolMask: There are ''tons'' of masks as the base and letting players customize their masks with various patterns and colors. The Infamy and Alpha masks, in particular, are noted to be awesome in their descriptions.
* CoolShades: Unlocking your first tier of infamy gives you a pair of shades that you can wear during a heist instead of a mask. Two more pairs of shades were released alongside John Wick during [=CrimeFest=], based on the iconic sunglasses from ''{{Franchise/Terminator}}'' and ''Film/ReservoirDogs'' and three more were added alongside the ''Reservoir Dogs'' Heist.
* CorruptPolitician:
** The Elephant falls squarely into the trope; he wants a lot of shady and high risk criminal activity done under the radar in order to make him look good, benefit his agenda, or ruin the image of his political opponents while paying you handsomely for your work. This is why most of his Heists have a stealth option.
** The premise of Framing Frame has you double crossing a crooked Democrat by stealing paintings for the Democrat and exchanging them for money, then proceeding to infiltrate his apartment to steal his illegal cache of gold (he got them from an arms deal) while planting cocaine. You ''really'' get to see how corrupt the Democrat is if the heist goes loud, as Bain will dig up dirt on him and find out that the Democrat not only exchanged arms for gold, but was also involved with drugs and other illegal activities, sometimes even sampling the 'product' as part of the deal.
** Invoked for the Plan B of Day 2 of Election Day. If the heist goes loud while you're hacking the machines to swing the votes in favour of Bob Mckendrick, you instead have to hack the machines to make it look like they were being hacked to put Mckendrick's ''rival'' in the winning seat. The idea is that now the cops know the machines were hacked, they would obviously be after whichever candidate it was being hacked for. This way Mckendrick's rival would be implicated as the Corrupt Politician.
* {{Counterattack}}:
** The Shockproof skill in the Ghost tree gives you a small chance of staggering a Taser that is stunning you while the aced version of the skill lets you escape without another player's help.
** There is also the Counterstrike skill in the Fugitive skill tree that lets you counter attack a melee attack while charging your own melee, which rather humorously [[BlownAcrossTheRoom blows them across the room.]] The aced version even works against Cloakers!
* CowboyCop:
** Essentially, the entire police force in Washington DC. Every single cop that responds to one of your heists ''will'' shoot first and never bother with questions, violating every single police procedure for hostage situations and armed robberies. This goes double for the special units, Bulldozers and Cloakers in particular, who are violent and bloodthirsty.
** A small subversion in the Hoxton Breakout trailer. At one point, a DCPD officer takes down Wolf, and begins to read him his rights.
** If players have a lot of hostages and/or don't fire any shots (even at the first uniformed officers on the scene), the initial assault will take longer to occur, and the cops won't shoot as they're assessing the situation.
** Averted with all non-Murkywater security guards. Unless you attacked them first, they will always slowly walk up to you and try to cuff you. If you run or fire back, they open fire. The cuffing can be a hazard since they can do this action while you're interacting with something, such as a pager.
* CreatorCameo:
** Simon Viklund, creator of the games' soundtrack, returns to voice Bain.
** Almir voices Vlad's brother-in-law in White Xmas and Stealing Xmas.
* {{Crossover}}: Quite a few:
** The GO Bank heist is a replica of a bank level from ''VideoGame/CounterStrike: Global Offensive''. The terrorists that play on that map are called "the professionals", who also wear suits and sunglasses, much like the Payday crew does.
** The Hotline Miami heist is inspired by ''VideoGame/HotlineMiami'', with a 2 day heists that has Hotline Miami-inspired layouts and designs, along with the games first boss battle. Jacket, the protagonist of the first game, was also added as a playable character for players who owned the special edition of ''VideoGame/HotlineMiami2WrongNumber''. There are also four animal masks (plus four more for owners of Hotline Miami) based on the game.
** As of Update 41, ''Film/JohnWick'' is a playable character. We're thinkin' HesBack.
** The Alesso Heist takes places during one of the Swedish DJ's own concerts, who himself composed a song just for this heist that can be heard throughout the duration of it.
** The Film/{{Point Break|1991}} reboot crossed over in the vein of John Wick - in that Reboot!Bodhi is now a playable character.
** In 2016, the game got a heist based off of ''VideoGame/GoatSimulator'' of all things. Indeed, the loot that you're recovering in this heist is goats![[note]]specifically to recover cocaine hidden inside their rectums[[/note]] And they're in some potentially strange spots as well.
** To hype up ''Film/HardcoreHenry'', Jimmy from the film was added as a playable character,[[note]]unlike Wick, Bodhi and Scarface, Jimmy is actually voiced by Sharlto Copley, his actor in the film[[/note]] as well as adding two heists; one loud heist set in a snowy Russian compound, and a stealth heist set in a hidden Murkywater trainyard, as well as a trailer for the game made by the film's director.
** On December 2016, we can now add ''Film/{{Scarface 1983}}'' to the list, as the game adds Tony Montana as a playable character, and a new heist taking place at Tony's mansion. This crossover only exists to promote a remake of a film that hasn't even begun filming yet, even six years after the pack was released.
** Ethan and Hila from WebVideo/{{h3h3productions}} joined the crew in November 2017.
** ''Film/ReservoirDogs'' got a crossover... for what appears to be no apparent reason. It follows the events of the film, in that you start off at the end of a jewelry heist gone wrong, and end the heist at the ''start'' of the jewelry heist, similar to [[VideoGame/ReservoirDogs its videogame adaptation]] and the actual film.
* CrossPromotion: While Dell's line of Alienware computers were often promoted with Steam games[[labelnote:*]]Up until Valve decided to start up a line of Steam Machines, including (but not limited to) Dell this time[[/labelnote]], with Payday 2 being no exception (even including masks in here and its predecessor), there was a promotion for the Alienware Alpha, their then newest Windows Box.[[labelnote:Explanation]]It was intended to be a steam box to run on [=SteamOS=], but since it wasn't ready, Dell offered their machine with an Xbox 360 controller and wireless adapter, with Windows 8.1 installed, their own version of KODI, and included a bunch of games and content for free for early adopters. They would later produce a [=SteamOS=] version a year later[[/labelnote]] On top of featuring unique LED settings (the lights on the case matching up with assault phases), it would provide anyone playing on those machines two masks exclusive to those owners. There were also vouchers for the Alpha Mauler, provided for free but in limited quantities. While the mask can still be obtained by purchasing and playing on the alpha, the Mauler is no longer available.
** The crossovers listed above also count as this.
* {{Curse}}: The Diamond, according to the narration given by Clover, is supposedly cursed due to every owner meeting their end in some brutal way (suicide, beheading, etc) and the trailer shows Dallas possibly being shot in the back of the head by an unknown assailant. It is possible that The Diamond brings misfortune to those who claim it for their greedy ends. [[GameplayAndStorySegregation In actual gameplay, nothing comes of it.]]
** [[spoiler: The gang's theft of The Diamond does, in a very roundabout way, lead to its undoing. The whole point of stealing it was to build the BFD, which was used to steal the Dentist's Box from the Golden Grin, which lead to the gang getting further and further involved in the Kataru business that led to Bain being abducted (and in the bad ending, ultimately killed by a virus) and the crew ultimately being disbanded (though in good circumstances in the GoldenEnding, somewhat undercutting this).]]
* CutHisHeartOutWithASpoon: The Commissar keeps giving you these sorts of threats in Day 1 of Hotline Miami.
* CriticalHit: The penultimate skill in the Ghost's "Silent Killer" tree, Low Blow, gives a chance of critical hits (which deal equivalent damage to a headshot) depending on how low the character's Detection Rating is, giving some encouragement to travel lighter even on loud heists. At a max, it provides a 30% chance.
* CriticalHitClass: The Ghost is the only skill set that can unlock the ability to crit.
* CuttingOffTheBranches: Among the various bits of lore in the ''FBI Files,'' it also gives information about how certain heists were handled canonically:
** ''Framing Frame'' and ''Election Day'' were done in stealth while ''Golden Grin Casino'' went loud.
** The deal with the Cobras during day 2 of the ''Rats'' heist canonically goes bad since the file reports a shoot-out in the neighborhood, although ''how'' it goes bad remains ambiguous.
* ADayInTheLimelight: Frequent, as some missions allow certain classes to thrive whilst others tend to be inefficient. The five different classes have drastically different roles, with Mastermind having medical support and hostage keeping skills, Enforcer having skills for heavy armor and extra ammunition, Technician focusing on deploying trip mines and sentry guns as well as quickly opening safes and doors, Ghost mainly providing concealment-friendly skills, and Fugitive having skills for survival and close combat.
** Dodge builds, made using either the Rogue, Crook, Hitman, Anarchist, Stoic, Sicario, or Hacker perk deck, also happen to be popular in open combat, so long as the player keeps moving about. Dodge builds tend to use the skills Sneaky Bastard and Low Blow, which respectively increase the player's chance to dodge and chance to get a critical hit, so long as they have a low detection risk.
* DeathByIrony: With the Golden Grin Casino DLC adding a taser melee weapon, it is possible to give one to a taser enemy by constantly jabbing him with your own taser. The Hardcore Henry Pack added a free variant: The Electrical Brass Knuckles, which do the same thing, but are slower. There is even an achievement for killing a Taser with these weapons.
* DeathOfAThousandCuts: The Sociopath perk deck can turn the Money Bundle into this. It looks hilarious, and is lethal even on Bulldozers! ...after about 30 hits later that is.
* DenserAndWackier: Compared to the first game, save the ''VideoGame/Left4Dead'' crossover that leads right into a ZombieApocalypse, and nearly all missions prior to the ''Film/ReservoirDogs'' update were, despite mowing down legions of cops, grounded enough to be a typical crime-action game. Everything post-''Film/ReservoirDogs'' heavily involves an AncientConspiracy and adds in supernatural elements, ranging from {{Nephilim}} ruling the Earth in the past (complete with a corpse in a high-tech lab), an AncientConspiracy dating back to Mesopotamia, all the way up to [[spoiler:The Dentist being revealed to be a being who likely possessed Benjamin Franklin and was responsible for multiple political upheavals, like UsefulNotes/TheFrenchRevolution, and the Dentist using an Aztec machine under the White House that's guarded by smoke-zombie-ghost-police to try and transfer his conciousness into the US President.]] There were hints of a secret society and that certain objects may be cursed, but nothing quite like this.
* DepartmentOfRedundancyDepartment: Since some masks have [[SpellMyNameWithAThe the definite article in their names]], the achievements that unlock them can read like "Unlocks the "The Gas Mask" mask."
* DevelopersForesight: If a Shield is holding their shield over their head you can jump on them. It is possible to survive dangerous falls this way.
** Bain has unique reactions to doing some objectives early, such as in Hotline Miami and Boiling Point, where one could find the basement hatch or briefcase early respectively. As such, the objectives that come later are skipped.
* DramaticAmmoDepletion: In the "Deathwish" trailer, an elite Bulldozer has gunned down 3 of the 4 heisters and was caught in the middle of reloading by Chains. Chains nods and slowly takes aim at the Bulldozer, only to hear that his gun is empty too, before the two race to reload their weapons first.
* TheDreaded:
** To players; Bulldozers and Cloakers. Bulldozers because they are a MightyGlacier with the firepower to back it up, and Cloakers because they can down you with a single kick.
** The Payday gang themselves seem to have this reputation with the police, judging by the level of response they earn from the law enforcement.
* DifficultButAwesome: Explosive throwables and HE ammo in a nutshell. They're hard to aim, and in the case of HE ammo, you have to be quite conservative, as the ammo is the hardest to find of all shotgun ammo.
* DissonantSerenity: The BBQ Pack DLC trailer features the aftermath of Wolf and Hoxton's flamethrowers to the quite joyous sound of The Flames of Love.
* DisproportionateRetribution: Since explosive weapons and throwables are viable options to use in the game, you can take down a regular blue-shirted police guy with a grenade, [[BreadEggsBreadedEggs a grenade launcher]] or a '''''rocket launcher''''', just because they were standing in your way of the objective.
* DoubleUnlock:
** To get new guns, you have to unlock them through levelling up and then purchase them with your offshore cash. The end-of-heist Payday gives you [[RandomlyDrops random rewards]]: they can be weapon mods, masks, their decorations, money, experience and Safes containing weapon skins. Once unlocked, mods and masks have to be bought for an open inventory slot. Melee weapons and armor, however, are free after reaching the appropriate level to equip them, and do ''not'' take up any inventory slots. This is averted for going Infamous, however, as guns you've already purchased remain in your inventory, and once you reach the requisite rank to unlock them again, you don't have to spend a cent to get them back.
** The only time money and skills cross over is when you buy an extra skill set to apply to your unlocked skill points in a different manner and quickly switch between them (e.g. one skillset for more general applications or geared towards open combat, and another set entirely towards stealth, and another one for Dodge).
* DropTheHammer: There is a few hammers available as melee weapons. The "Carpenter's Delight" hammer, unlocked by owning ''Hotline Miami 2: Wrong Number'' (now used as a proper melee weapon, unlike in ''Hotline'' where they're [[NotTheIntendedUse throwables)]], a sledgehammer-like breaching tool, and a reskin of said breaching tool from a promotion with Alienware.
* DynamicEntry: Cloakers likes to wait until the group is occupied with an assault, then launch themselves at an unaware crew much like a [[BuffySpeak rocket-propelled law-breaker-breaker missile... thing]].
** One of their favourite tricks is also to drop down from ceiling vents, often right behind an unsuspecting heister. If you don't hear the telltale sound of the vent hitting the floor in time, you may find yourself joining it and enjoying a nice view of both a retractable baton and the Cloakers Crotch.
* EarlyGameHell: New players will be having a rough time trying to acquire anything, do any serious damage, deal that damage from any sort of range, or survive long enough to not go down in their first few hours of the game. Players only start off with a weak and inaccurate assault rifle, pistol, and no body armor, though they quickly can unlock a new gun and better armor within the first few level ups. Buying weapons and new skills are ''extremely'' expensive, which is something the developers pushed for so that "every choice you make matters" (which runs into problems when, in the early game, you rarely get any choices to begin with, and the general lack of detailed information to make informed decisions doesn't help either). Once you start racking up money effortlessly, the expenses become trivial, and even once you have to give up nearly everything to go Infamous and do it all over again, you've got better guns that can be used from the start and/or the skill to make what you start with perform at peak efficiency.
* EarlyInstallmentWeirdness: To say the game in its original state was very different is an {{Understatement}}, to the point it felt like a totally different game than what we have a decade later:
** Due to Pete Gold initially being unavailable, Hoxton was replaced by Dallas' American brother who still used Hoxton's name. Once the original Hoxton returned, the new Hoxton was renamed to Houston.
** The weapon selection was much more grounded with more sensible guns, as well as the absence of explosives, light machine guns, or sniper rifles. Grenades and melee weapons were also absent, with the player only being able to use [[PistolWhipping their weapon butt]] just like [[VideoGame/PaydayTheHeist original game]].
** Not only could you not use your offshore money to set up heists, or buy anything for that matter, you couldn't pick what heist you wanted ''at all''. You had to rely on the RNG of Crime.Net giving you the heist you want.
** Due to a GameBreakingBug in the betas which had them crashing the game when they downed a player, the infamous cloakers were not present until the Gage Weapon Pack #02 in 2014, nearly half a year after release.
** Depending on circumstances (the heist going loud alongside dead civilians or taking too long), an additional escape level would trigger, resulting in the player having to wait for another getaway driver to come pick them up while holding off hordes of cops and then having a limited time to re-stash all the loot they gathered in the previous stage. These escape levels did not get added to future heists. Unlike most of these example, [[TheArtifact these are still in the game]], but are rarely played anymore because every heist where they can appear now has the option of an "Expert Driver" asset that guarantees a successful getaway for that day of the heist.
** Some contractors were biased towards one way to do heist. A majority of the days for Hector's heists favor going loud[[note]]Rats and Watchdogs can only be done loud, while Day 1 of Firestarter is loud-only despite the other two days being able to be stealthed[[/note]] while the Elephant favors stealth.[[note]]Framing Frame and Election Day provide very valuable loot if the alarm is not triggered, and become unavailable if the alarm is set off. Day 1 of Big Oil will have the bikers setting the intel on fire if they are alerted and not secured in time. While Day 2 inevitably goes loud, stealthing most of it is desirable due to how heavy the cold fusion engines are and it's much easier to look at the clues for which engine is the right one when you don't have the cops shooting you and destroying the computers which provide those clues[[/note]] Future heists have a more eclectic mix of loud-only, stealth-only, and ones that can be done either way, but they aren't segregated by contractor and you get the same rewards whichever way you do them.
** Pre-planning was absent, limiting you to only buying assets. Pre-planning would be added to older heists such as Bank Heist and Framing Frame alongside new ones.
** Weapon modifications were restricted to card drops, effectively making it a LuckBasedMission to make your existing guns better. The process was made much easier with the Gage Courier Pack, achievements that award mods for their respective DLC weapons, and eventually the addition of Continental Coins to just buy mods you don't have.
** The Armored Transport DLC had the Transport: Train Heist as a BrutalBonusLevel, which could only be accessed by the random chance of blueprints appearing in the trucks from the other Transport heists. The heist was also loud only, alongside the loot bags for shells exploding if thrown a great distance. Update #57 made it so you could start it off of Crime.Net, added the option to stealth it, and removed the dangers of the shell loot bags.
** None of the HarderThanHard difficulties (Death Wish, which was latter accompanied with Mayhem and Death Sentence) existed initially, with all the difficulties, while obviously progressively harder, being the same when it came to the heists' design. Also, Death Sentence was originally named One Down when it was introduced, which had it so you only had one down before going into custody. The One Down mechanic was later made into a modifier for every difficulty.
** Infamy initially had five levels, acting as a meta-skill tree parallel to your actual skills, where each level granted bonuses to reduce the cost of climbing one of the five skill trees to let you acquire a few more skills in that tree, with promises that they would go up to 14 levels (to fit a playing cards theme). Infamy 2.0, which added another twenty Infamy levels, would do away with this in favor of a semi-linear circuit board-type layout where every Infamy level past the initial five only grants experience boosts and unique masks, making them only good for climbing further Infamy levels - in turn, however, Infamy 6 and beyond don't require an investment from your off-shore account.
* EarnYourFun: Similar to the first game, ''PAYDAY 2'' pulls no punches and will force new players to learn through trial and error. While there are tutorials of sorts in the old safe house, and later on, tutorial levels, some of it has to be learned on the fly. The game also has a RandomDrop feature for weapon mods, so you may not be able to have a fully pimped out gun if luck isn't on your side.
* EasterEgg: Music from the first game playing on the radio in the old safe house.
** The first game song ''"I Will Give You My All"'' can be heard in the biker house on Big Oil Day 1.
** The GO Bank and White Xmas missions both feature a stereo playing music from the ''Merry Payday Christmas'' soundtrack.
* EliteMook: The special SWAT units from the previous game return and behave the same way. New to the game are tan FBI SWAT units that wear full body armor and can't be hurt unless you hit them in the back, use dedicated armor-piercing weapons (sniper rifles, shotguns loaded with slug rounds, etc) or headshot them. The Death Wish update also added [=GenSec=] armored SWAT units, which are more accurate than the tan FBI SWAT and react faster too, and only appear on the HarderThanHard Death Wish difficulty. The Hoxtons Housewarming Party patch added the [=ZEAL=]s, black-armored government stormtroopers who are to the [=GenSec=] elites what the [=GenSec=] elites are to the regular [=SWAT=], and only show up on the Death Sentence difficulty.
* EmbeddedPrecursor: Starting from Crimefest 2015, the game gradually added all the levels from the first game, all of which have been updated and/or redesigned to accommodate the mechanics of Payday 2.
** The Crimefest 2015 event brought back the First World Bank and Slaughterhouse. The former now has a stealth option, bringing it in line with the rest of the Bank Heists [[note]]except Brooklyn Bank, which isn't stealthable for reasons too spoileriffic to mention here[[/note]]
** The Wolf Pack DLC brought in Counterfeit and Undercover, just like the first game's version of the Wolf Pack (owners of the original game's DLC got the second game's version for free, as a nice loyalty bonus). These two heists are partially stealthable.[[note]]And by that we mean, lay low, and quietly do the first few objectives to make the loud portion easier to complete[[/note]]
** Hoxton's Housewarming Party saw the return of Panic Room.
** The Search for Kento remade the Heat Street and Green Bridge levels.
** The Locke and Load event saw the return of Diamond Heist, which is now fully stealthable.[[note]]You can only stealth Diamond Heist in ''Payday: The Heist'' until the vault opens, where you have to break the glass to get at the diamonds. In the remake, the crew is equipped with glass cutters, meaning full stealth is actually possible[[/note]]
** Day 6 of the Breaking News event added in No Mercy, and retcons out most of its allusions to ''Left 4 Dead'' (the Bill cameo remains intact, however, and the infected patient still makes sounds similar to one of the Special Infected) and the mission is treated as a flashback Chains is having in light of the news that [[spoiler:Bain was infected with the same virus they extracted from Mercy Hospital.]]
* EnemyChatter: There are [[https://www.youtube.com/watch?v=i49K2Z9FlEM actually]] [[https://www.youtube.com/watch?v=ObzspOE-zyA quite]] [[https://www.youtube.com/watch?v=4QYuEX6K2q4 a]] [[https://www.youtube.com/watch?v=VBiGHq-bB6k lots of them,]] although it can be difficult to notice over the music, gunfire, and shouting from your teammates. However, you're going to be getting very familiar with [[DemonicSpiders the Cloaker's]] quotes as he taunts you whilst [[NoHoldsBarredBeatdown beating the shit out of you.]]
* EnemyExchangeProgram: The skill "Joker" allows the player to convert a captured cop/SWAT/FBI unit to the player's side. Acing the skill will give buffs to the converted unit and another skill on the same tree "Partner in Crime" gives various buffs to both the player that converted the unit and the converted unit itself and another skill, called "Confidence", when aced allows for a player to have 2 converted units at the same time.
* EscortMission: There are several heists where you have to escort someone or something as well (Vlad's brother-in-law in White Xmas, the truck and Hoxton in Hoxton Breakout etc.), but in these cases the thing you're escorting is, mercifully, invincible.
* EvenEvilHasStandards: Bain, and later [[spoiler:Locke]] will NOT be happy if you start killing civilians for the hell of it. And though it may seem like they're only angry because of the increased police response, longer custody time and cleaner costs, several of their lines make it clear that this trope is definitely coming into play.
** There are other actions taken by Bain and the gang in in various heists that also make it clear that the everyman is not their target. For example, in the First World Bank heist AI-controlled team-mates will sometimes give a version of Neil Mc Cauley's speech from the movie ''Heat'', saying that the gang is after the bank's money and not those of the general public, whose money is insured by the federal government. If you stealth the heist, Bain will take the chance to wipe student and housing loans from the bank's records as you try to find the right PC to hack for the security codes to the gate blocking your way to the vault.
** In the Meltdown Heist, Bain will chastise Vlad for making the gang steal [[spoiler:nuclear warheads]] without telling them, with the implication that Bain wouldn't have accepted the assignment if he knew what the objective was ahead of time. The only reason the heist actually continues is because Vlad's planned escape by train is simply the best way for them to get out with the amount of heat the gang has on them, so Bain reluctantly tells you to continue on with the heist while being '''very''' gentle with the... packages.
--->'''Bain:''' Vlad, smashing Malls is one thing, stealing Tiara's is one thing, but [[spoiler:'''''NUKES?!?''''']]
** Additionally, when robbing the Harvest & Trustee bank, a lot of the non-loot items you find in the deposit boxes are war medals and birth certificates. For all that the gang steals, they refuse to casually commit identity theft and disrespecting veterans.
* EveryoneCallsHimBarkeep: The Elephant[[note]]He is a Republican US Senator; said party has an elephant as a mascot.[[/note]], The Butcher, and The Dentist[[note]]Unlike the former two, the Dentist's full name is never given, and is likely an alias anyway[[/note]].
** OnlyKnownByTheirNickname: Slowly averted over time. Currently played straight with Dallas (whose use of 'Nathan Steele' is all but stated to be an alias, as he was talking to the FBI), Wolf, Jacket, Houston, and Bodhi. Averted with the full names of six heisters (John Wick, Kelli "Sydney" King, Tom "Rust" Bishop, "Bonnie" [=McGee=], James "Hoxton" Hoxworth, "Dragan" Zubović, August "Duke" Lindenhurst, Ethan and Hila Klein) and the first names of six (Chains, Clover, Sokol, Jiro, Jimmy,and Sangres), and inverted with one (Tony Montana is never referred to by his codename of "Scarface" by the other heisters).
* EvilCripple: Gage is the gang's weapon dealer, and is paralyzed from the waist down because of a war wound which has left him bitter and jaded. He is confined to a wheelchair, but that doesn't keep him from shooting out of it. He also helped recruit Sangrez into the gang too.
* EvilLaugh: The Taser will sometimes gloat in an evil tone if he electrocutes you. Bulldozers may also laugh in an evil voice when they wreck you.
** Clover sometimes laughs or giggles when killing specials.
** Vlad has a pretty good one too, often after describing what he'll do to his enemies.
* ExactProgressBar: All drills, saws, and computer hacks show a progress bar with the exact time in seconds it takes for them to finish their job, excluding the downtime from jams and stoppages.
* {{Expy}}: Like the first game, ''PAYDAY 2'' is a SpiritualSuccessor to the ''Videogame/Left4Dead'' series, and holds similar special enemies. Specifically: a [[SuicideMission suicide-rushing]] [[OneHitKill instant downer]] (Cloaker/Charger, Hunter & Witch); a [[ControllableHelplessness stunner]] (Taser/Smoker & Jockey); a distant {{glass cannon}} (Sniper/Spitter); and a [[MightyGlacier devastating giant]] (Bulldozer/Tank). The Shield is a sort-of counterpart to the 'uncommon' infected Riot Police from the last campaign of ''VideoGame/Left4Dead2'', who are only vulnerable from the back. In a meta sense, the game itself is also a counterpart to ''Left 4 Dead 2'' as the developers have gradually [[EmbeddedPrecursor ported over all the heists from its predecessor]] - ironically enough, leaving the ''Left 4 Dead'' crossover heist for last.
* ExecutiveSuiteFight: The end portion of day 2 of the Hotline Miami heist has you storming what appears to be a rundown and crumbling apartment building, but the top floor is way more furnished with better wallpaper, carpet, expensive art, a security room, and a vault. The penthouse is always the room where the final showdown with the Commissar will be.
* EvilCounterpart: The Commissar and his mooks compared to the PAYDAY gang. The mooks wear suits just like the crew and they use a variety of weapons (revolver, shotgun, assault rifle, etc). Said mooks on day 1 can also barricade windows in the motel for cover and rig doorways with trip mines just like the players. The Commissar himself not only wears a suit, he also wears a bulletproof vest and uses a light machine gun, gear that is commonly used by players. The only difference between the Russian gangsters and the PAYDAY crew is the Russians are willing to get into some business that the PAYDAY gang refuse to get near, such as torturing hostages, unless absolutely necessary.
** The Commissar is also an evil counterpart (well, more evil) to Bain; they both use a camera feed and watch over their minions via a computer hub.
* EyeScream: In the Hoxton Breakout trailer, Wolf drills directly into a Bulldozer's eye for funsies.
* FacelessGoons: Especially so, compared to the first game, as the main characters went through several stages of actor changes and character appearances; only the masks remained the same. It's possible to avert this depending on the mask you wear, however, as several are actually hats that don't actually cover the player character's face, one of which is a tiara ''you stole'', which the FlavorText Lampshades:
--->Okay, it doesn't hide your face and it is certainly not going to stop any bullets whizzing your way... but, damn. You're going to look like the belle of the ball wearing Mrs Volkov's wedding tiara.
** All of the law enforcers above the regular street cops completely hide their faces, though this is averted with the Taser and Bulldozer, where enough damage to the head will eventually reveal their faces.
* FakeDifficulty: There are a number of random variations on factors and events in every heist. Sometimes a room will be located in a really bad spot, or a vault door you need to defend has no cover near it whatsoever. Sometimes, the loot vehicle will just keep missing its mark over and over again, or the escape vehicle will arbitrarily decide to set its landing zone across the map from your perfectly viable and already secured area.
** GO Bank's stealth runs can qualify as HarderThanHard if the security call goes badly as, on activating the vault's time lock, Hilary from [=GenSec=] asks for Barney to confirm the time-lock check-in. She ''demands'' Barney call her back, meaning she sends [=GenSec=] officers (with pagers) over; players have to carefully avoid the vault lasers when it finally opens to reach the deposit boxes; the local police chief calls due to the [=GenSec=] tip-off and sends cops to investigate; when the cops don't report back, players are finally given an ultimatum of four (or less) minutes before he sends every available cop over, forcing players to then drop everything and run or go loud.
** The [[HarderThanHard Death Wish]] difficulty can be seen as this, as the only way it makes cops harder to fight is to significantly increase their health and damage and increase the spawn rates of specials. Same goes for Death Sentence, which triples the damage rate of everyone on the map, and adds in more special units only found on that difficulty. Adding on the Modifier "One Down" can make this difficulty even more hellish.
* FashionVictimVillain: InvokedTrope by some players. Try to get in public lobbies and count the number of players whose choice of masks are Santa Claus masks made of circuit boards, candy pink Santa Claus mask with a mustard yellow radiation sign over it, Frankenstein Monsters made of couch leather, and other similarly ridiculous masks.
* FastRoping: The cops will insert elite units this way. True to life, they are very vulnerable while doing this, and can be shot off before hitting the ground.
* FictionalCounterpart: FBI in PAYDAY universe stands for Federal Bureau of ''Intervention'', and it also doubles as one to the DEA because of their active strike toward drug running.
* FlippingTheBird: In the Xmas Heist trailer, the crew robs a bank while a nearby civilian records it all on his cell phone. As the crew escapes, the last one to exit approaches the civilian, aims his gun at him, then lowers it as he flips the guy off.
* ForcedLevelGrinding: The harder heists require a great deal of preparation beforehand, and level grinding is the direct line to cash and skills. This also applies to online too as, while you can join games well above your skill, expect to be kicked from sessions if you're level doesn't show you've been grinding enough.
* ForkliftFu: Meltdown and The Alesso Heist feature forklifts. While intended to be used respectively for moving very heavy loot and for use as a platform to plant C4, they're also very handy for killing enemies; giving any enemy, even [[StoneWall bulldozers,]] the slightest bump with one will kill them instantly.
* FragileSpeedster:
** Cloakers move insanely fast and can instantly take you down with a single kick, but they can't take much punishment. Similarly to the ''Videogame/{{Left 4 Dead 2}}'' Charger, they're easy enough to kill if you catch them off guard, but they thrive against divided or bad teams.
** Dodge builds are this for the player, as you only really have a tiny amount of armor and your basic health. To up your dodge stat to usable levels, you generally have to sneak around or be running at top speed. If you stop and stand for any reason (usually because you got tased) you're very likely to go down fast.
* FriendlyFireproof: In the same manner as the first game; Only explosives are capable of harming teammates, otherwise, any bullets or non-explosive projectiles will do no damage.
[[/folder]]

[[folder:G-L]]
* GameBreakingBug:
** The Cloaker in the pre-beta version of ''PAYDAY 2'' caused a player's game to ''crash'' if he kicked that player. Due to the bug, the Cloaker was removed for the remainder of the beta and was not included in the final game until Patch 23, which reintroduced the Cloaker along with some achievements involving them.
** ''PAYDAY 2'' on launch day had an extremely nasty bug that caused everyone's games to crash at the end of the heist or when an achievement was unlocked. Luckily, Overkill fixed the problem in less than an hour.
** Patch 11 caused a terrible bug where all armor types had the same defensive value as a two-piece suit, meaning no defense. The bug alone made the Enforcer class nearly crippled because the exclusive full suit body armor now had no protection and the burden of slower movement speed. What made this even worse was that the same patch also caused blue SWAT and gangsters to have ''triple'' the amount of firepower, meaning even on Normal difficulty people could get shredded in an instant by regular cops. Incidentally, the latter bug with that patch was actually mildly popular, enough so that after Update 12 fixed 11's issues, Update 13 set it so occasionally a regular cop could use the much more powerful Bronco .44 revolver.
** For a while, picking up the top secret blueprints in an armored heist mission would trigger a bug that caused the game to crash when it attempted to load the secret military train mission. Not only did players have to restart the mission, but they'd lose any money and experience they had accumulated in the previous heist.
** The friendly AI still doesn't seem to be quite properly tested for Armored Transport heists. In any other heist, even if they're on the other side of the map from you, if you go down they will do their best to get over to you and help you up. Here, there are a plethora of situations in which they simply won't bother. Getting downed in one of the trucks is somewhat reasonable, since they can't go into the trucks. Getting downed in the middle of the street and being left to bleed out because they're too busy sitting in place in the nearby cafe isn't. There are also the occasional spots where, if you try to stash a loot bag along a wall, random otherwise-intangible scenery will prevent you from picking it back up.
** It's possible in Diamond Store for a bug to result in the 'Escape Available' objective never activating if too many bags are thrown into the van at once, forcing a restart or termination.
** A milder example than most, but in some stealth-only missions, there are certain spots where guards can detect players through walls, triggering the countdown to failure.
** Hotline Miami had an issue where one of the objectives requires placing fuel cans on four cars and igniting them. However, if you placed more than 4 fuel containers and ignited a fifth before the objective updated, it caused the mission logic to glitch and the next objective never triggered. Thankfully, this was fixed later.
** On Day 1 of Hoxton Breakout, the Parking Ticket can be accidentally removed from the game entirely and force a restart if a client picks it up. There is coding in the game where required objects like the ticket are passed on to a different player if the person holding them disconnects or is put into custody. If the player holding the ticket gets put into custody and disconnects ''at the same time'', the two parts of the code conflict, and the ticket gets removed from their inventory without adding it to another player's, forcing a restart of the day.
** The Hoxton's Housewarming Party event (aka Crimefest 2016) was this for users of the Linux version of the game. Of the 10 days the event ran for, 5 of those days broke the game in some way or another. Day 1 broke the game upon launching it, Day 2 broke matchmaking and the safehouse, the very point of that day's update. The Day 3 update failed to land for Linux users, while Day 4 broke concussion grenades for a few hours until a mid-day patched fixed all the above bugs. To add insult to injury, Day 10 broke the game entirely (making it impossible to launch) until the next day's bugfixes update.
** Like with the Housewarming Party, Linux users suffered ''yet another'' 10 days of game-breaking bugs for the Search for Kento event (Spring Break 2017). This time, Overkill had gotten savvy to the constant complaints of massive downloads every day during an event, as well as the game breaking constantly, and so opted to patch the game every other instead of daily. Day 2 was ''supposed'' to add in Heat Street to the Linux port like it did for the Windows version, but it couldn't be found. The update also broke matchmaking for a few hours until a [[GameMod mod]] was released to fix the issue. Fortunately, Day 3 fixed the above issues. Day 4 added in the game mode "Crime Spree", which was completely broken for Controller users, regardless of platform, and, of course, matchmaking broke again for Linux. Once again Day 5 fixed the Day 4 issues, bar Controller support for the new game mode. Day 6 broke matchmaking ''[[RuleOfThree again]]'' for Linux users, while Day 8 didn't add updates to the base game, rather, they launched a beta to test out AI improvements. If you think the Linux version got the beta on launch, then you must be new here[[note]]Support for the Beta was added after the event, defeating the purpose of that days' update[[/note]]. Day 10 added the classic heist Green Bridge to the game, but also failed to fix matchmaking for the '''fourth''' time.
** When Update 158 was released in September 2017, the Kingpin Injector that comes with the Kingpin Perk Deck got a buff, in that ''It had no cooldown''. For 18 hours, people could abuse the Injector to basically be invincible, so long as they kept the injector in their throwable slot, and spammed the throwables key every 8 seconds.
* GameplayAllyImmortality:
** If you opt to play First World Bank in stealth, you'll get some assistance from a woman on the inside, where she'll have the guards near the vault area entrance leave, she'll open the vault doors for you, and will also open the exit door for you, which leads into an office building. Because the character is critically important to advance in stealth, she cannot be killed.
** Vlad's brother-in-law in the "White Xmas" and "Stealing Xmas" heists is completely unkillable no matter how much you attack him. The game allows you to take advantage of this both times, where in the former, smacking him with your melee weapon wakes him up after he passes out just as well as shouting at him, and the latter actually ''requires'' you to smack him to wake him up again after every objective.
* GameplayAndStoryIntegration: The side-jobs feature added during the spring-break event typically adds a small flavor blurb to the daily and weekly achievement, serving as an in-universe justification for various odd, difficult, or inane achievements the crew can accomplish. Why bother collecting that rare hockey poster? [[CorruptPolitician The Elephant]] is an avid sports enthusiast. Why go through a mission never touching the ground? The Dentist wants to test your abilities before he's sure you're ready for his next scheme.
* GameplayAndStorySegregation:
** It's fairly reasonable to assume that all the heisters wear bodycams and/ or cameras in their masks (since whoever's acting as mission control sees and hears everything they do), despite none of the characters having those devices on their person, which is also true of earpieces, though that is explicitly confirmed by Hoxton in "Hoxton Breakout" as he moans at Bains' constant nattering.
** It's possible to play the Hoxton Breakout heist... ''as Hoxton.''. There is actually a safehouse daily job named "Spacetime Paradox" that requires you to do this. There is also no penalty beyond the norm if you end the first day with three of four players - including playable Hoxton - in custody, even though the entire point of that day of the heist is to break one specific character ''out''.
** The No Mercy heist is a flashback set during the time of [[VideoGame/PaydayTheHeist the first Payday game]], so logically, only the original four crew members (Dallas, Chains, Hoxton and Wolf) could participate, yet the player can play the heist with any of the new characters, such as Sydney or Jiro. Duke, at least, does [[LampshadeHanging make note of this]] if you bring him along, where he'll pipe up during the intro that he can't help but feel like he's not supposed to be there.
** In "Birth of Sky", if you jump out of the plane ''without'' a parachute, you go into custody once you... er... [[SquashedFlat "land"]], which raises obvious problems, as instead of being a pile of goo and bodyparts permanently etched into the town's cement for the rest of the heist, as soon as your teammates can find a hostage to get you back for a trade (which is fairly easy to do if you have Stockholm Syndrome), you are seemingly resurrected by the police and Swat teams to fight another day.
* GetawayDriver: Twitch is the crew's go to driver when it's time to bail and they escape by using a van. Sometimes the crew will also summon Bile for a helicopter escape or an unnamed boat driver if they have to escape by water.
* GlassCannon: You can become this if you carry powerful guns and wear a two-piece suit, which offers no additional defense (bar Dodge, which only really works with the skills and the right perk deck to make full use of it), compared to the various types of body armor. Gangster enemies can easily be killed with two shots to the torso, but their pistols can quickly tear you apart.
** This goes doubly so for gangsters after certain patches that left MAC-10-armed gangsters capable of tearing through the player's heaviest armor faster than a Bulldozer at close range, but still just as unarmored.
** Regular uniformed police officers count. Though totally unarmored, some of the regular uniformed cops now come equipped with the Bronco .44 and can drop a fully armored player's regenerating health down in one shot, and on Overkill, can rapid fire.
** Snipers are deadly to the point where being shot by one causes all damage that exceeds your remaining armor to bleed over into your health (they're the only enemy that can do this, thankfully), making you a OneHitPointWonder if you're wearing only light armor, or none at all. Snipers also have a poor defense, about on-par with regular unarmored guards, and can easily be killed with a single shot with most decently powerful guns.
** Cloakers can take their targets down in one hit and are ''reasonably'' resistant to body hits, but take much more damage from headshots than other specials. Most guns require two or three headshots to drop them at most. They are also very reliant on cover and ambushing to take down targets effectively - catch them out in the open (which can happen easily on certain maps) and they don't stand a chance.
** The elite FBI agents in white shirts with suspenders are physically fragile but pack extreme firepower. They appear as a fixed spawn on only a handful of maps[[note]]Watchdogs Day 2, Firestarter Day 2, Hoxton Breakout and Breakin' Feds (technically)[[/note]]
* GlowingEyesOfDoom:
** The default masks from The Completely Overkill Pack have glowing eyes that further accentuate the creepy factor of the masks.
** The "God-Emperor" mask shares the same effects as those in the Completely Overkill Pack, but it's free for all players, and is a "legendary" version of "The 45th" mask, both of which represent Donald Trump.
** Cloakers only flare their goggle's lights when they're charging someone, so if you see their eyes glow... run!
* GoldenEnding: [[spoiler: The true ending has the [=PAYDAY=] gang successfully kill the Dentist, dealing a crippling blow into Kataru's operations, and Murkywater files for bankruptcy afterwards. As the gang relaxes at the beach, the President awards Garrett for his actions against the [=PAYDAY=] gang, but in truth, he's actually a reincarnated Bain who is selling the con towards him. The gang's new lives are later detailed in the WhereAreTheyNowEpilogue.]]
* GovernmentConspiracy: It is implied that this was behind Hoxtons imprisonment, as during the events of Hoxton Breakout, you need the clearance of the FBI Director to gather information, causing Hoxton to note that his case goes ''way'' up to the top of the foodchain, higher than you would expect a mere heister's case to go. Somewhat accurate, in that [[spoiler:Hector was picked up by the FBI and ratted out the gang in exchange for a shorter sentence or something.]]
* GrandFinale: The White House Heist. [[spoiler: Bain, who is near death from a virus infection, performs his last act as leader of the PAYDAY crew to have them raid the White House for pardons that will allow them to move on from their criminal deeds. In the GoldenEnding, the crew kill the Dentist and use the Mayan Gold to activate the secret vault under the White House, which seemingly allows Bain to remain alive and take the identity of the U.S. President, while the team retires to a life of luxury and riches]].
* GratuitousJapanese: In GO Bank, the pilot may refer to Bain as "sensei" for no particular reason.
** Played straight by Japanese-American Jiro while in a heist, who mostly speaks in Japanese (exceptions are for calling out units and other crew members), but averted by both Jiro in the Safe house (where he speaks mostly English), and with Joy, who is an American-born Japanese woman, and thus didn't had the chance to pick up Japanese while living in the [=US=].
* TheGuardsMustBeCrazy: Guard behavior in the game is incredibly odd, to say the least. As in most stealth games, guards have very poor peripheral senses, and can only really see what's directly in front of them. They mostly won't notice when normally locked doors have been opened, either. However, god forbid if you shoot a window or camera along their path, because they ''will'' notice it and proceed to call in the ''National Guard'' to purge the entire area. Another baffling thing is just how gullible pager operators are, as they can be fooled by people speaking completely different accents, languages[[note]]Jiro[[/note]] or are ''a different gender'' from the guard they just killed!
** This is partially explained in-universe. In the FBI Files, Garrett notes that Harvest & Trustee doesn't really have any incentive in upgrading its security since their losses are federally insured, the Jewelry Stores simply can't afford more sophisticated security, and the Art Gallery uses the high-profile thefts as a way to increase their publicity and therefore attract more visitors.
* GuideDangIt:
** Doors are given little explanation beyond "pick the locks until you level enough". Granted, it's not too difficult to figure out after thoroughly examining the upgrades pages, but it's unsurprising that most players don't realize you can [[ShootOutTheLock shoot locks out]] with enough force.[[note]]As a rule of thumb guide: if the door '''does not''' have C4 symbols, a saw symbol, or a secured hinge, simply aim at the lockpick action (i.e. the lock itself) and open fire. It helps significantly if you have either a shotgun or rapid fire weapon, as the threshold for shooting the lock is not actually the amount of damage you do, but how many times you shoot it. Sniper rifles and the Bronco take the same four shots that a SMG does. Shotguns are the exception, because each shot impacts multiple times.[[/note]]
** The old safe house has a section that lets you practice your skills on opening doors. Every door whose lock can be shot out are marked with a gun icon. Of course, it's not an obvious tell at first, and players who don't bother exploring the safe house fully may not even know about the ability to shoot out locks.
** Actual upgrade figures, in several cases. Since upgrades are often measured in non-specific figures, e.g. "50% armor regeneration", something which is pretty unhelpful unless you know fast it is normally.
** Day 1 of Firestarter has you either stealing the weapons for cash or destroying them so the contract's rival gang can't use them. Stealing the weapons for money is easy, and more obvious, but there's nothing in the level that clearly tells you how you can destroy the guns. [[note]]There's a long horizontal fuel container that can explode and create a fire when shot enough (assuming the container starts a fire in the first place), allowing you to throw the bag of guns into the fire to destroy them.[[/note]]
** Day 2 of Big Oil is all about sneaking into a scientist's mansion and stealing the working fusion engine prototype from his lab. However, he has a dozen prototypes and Bain will only accept the correct one. Players are supposed to use clues from around his lab (a computer, clipboard, and a few whiteboards) to determine the correct engine. The first two hints are simple, as they refer to the color of the engine's fuel tank[[note]] look on the whiteboard in the entryway of the lab[[/note]], and how many nozzles feed into the machine[[note]] find a clipboard[[/note]]. The hint that qualifies as this however, is the pressure gauge of the engine; you have to find the computer that tells if the [=P.S.I=][[note]]pressure per square inch[[/note]] is ''less than'', or ''more than'' a certain figure, and ''convert it to BAR measurement''. Unlike other mission critical set pieces, the computer that contains the P.S.I. info ''can'' be destroyed by gunfire and grenades, which makes the guesswork much harder. Good luck trying to complete the mission if none of the team can read the monitor, and there happen to be two or more machines that have both the same coloured gas tank and the same number of nozzles.
** More generally, figuring out what some skills actually do. Their interactions with the game aren't always clear and some bonuses don't actually do anything - Hard Boiled, for instance, boosts shotgun accuracy, which actually makes shotguns ''worse'' by limiting their spread without increasing their damage against targets they do hit.
** How to defeat a SWAT Van Turret: Uninformed people shoot at the turret and realize they aren't doing direct damage to the turret. The key is to shoot off the Turret's ''barriers'', which will eventually pop off upon taking too much damage and expose the reflective targeting camera underneath the gun. That's where one needs to shoot to destroy the Turret effectively... but even then, they can intepret the turret sinking back into the van and repairing its shield to mean they can only disable it temporarily. The shield has to be broken multiple times before the turret can be completely destroyed.
** [[spoiler:Unlocking the GoldenEnding requires you to complete an extremely complicated series of events. First, you must beat the Golden Grin Casino, Breakin' Feds and Henry's Rock to obtain three boxes, Brooklyn Bank to obtain the Medallion of Perseids, and Shacklethorne Auction for the Obsidian Plate, all of which are Safe House Trophies. The trophies must then be put on display in the Safe House. You must enter your Safe House, grab the Medallion from Duke's desk, and open the three boxes, then assemble them into a floating object. You must then go to Scarface's room nearby and shoot some keys on the piano in a specific order. This causes the artifact to display a series of coded messages. Using a substitution cipher, you must translate the messages to find that they are a list of 20 of the game's achievements (which ones are different for each player, out of a list of 57), written from right to left. You must then complete all 20 achievements. Once they're done, you must start the White House Heist on Overkill difficulty or higher. You must then play until you reach the PEOC bunker, and find the Aztec painting; if you have accomplished all the previous actions, the painting will be glowing. After removing the painting, the hosting player will get C4, which they must use to blow open the wall, revealing a secret passage that leads to a puzzle wheel. You must solve the puzzle wheel four times using another cipher (all the while under attack), to gain access to a secret temple. Then you must kill the Dentist, grab a bag of gold, and place the gold bars around the temple before time runs out.]]
* GunAccessories: Firearms can be customized using various grips, barrel lengths/extensions, sights, and so on; this even extends to the cosmetic mods. Most, however, have at least some mechanical function.
* GunsAkimbo: The Hitman perk deck is all about this. The perk deck allows you certain benefits if you decide to dual wield weapons. It was meant for pistols originally, but as of Day 5 of Spring Break 2018, almost every submachine gun in the game, including the Mark 10, Kross Vertex and Chicago Typewriter, can be dual-wielded, as well as just about every pistol in the game (with the notable exceptions of the 5/7 AP Pistol and the Peacemaker .45 Revolver). Shotguns can also be duel-wielded, though currently only three are capable of this, those being [[Creator/TheBrothersGrimm the Brother Grimms]], the Goliath 12G, and the Judge. You'll still suffer a significant stability penalty for doing it, however.
* GunPorn: ''Huge'' list of highly-detailed weapons that has only grown with the addition of more weapons. It puts military FPS games to shame (and this isn't even getting into the above GunAccessories, where you can outfit your weapons with doo-dads to your heart's content).
* {{Hammerspace}}: While unmasked, your character can carry a .50 caliber sniper rifle and a rocket launcher, knives, cable ties, a dozen trip mines and six C4 and two automated gun turrets into a bank and nothing will be visible except a bag on your belt and your body armor.
* HandyCuffs: Once again, security guards can cuff you if you approach them too closely. In return, intimidating cops allows you to force them to cuff themselves, at which point they essentially become either another hostage or, with the right skill, an extra ally.
** Cuff Cloakers on Holdout and Crime Spree cuff you instead of downing you. The former is needed as the close quarters nature of the game mode would make regular Cloakers too [=OP=], and the latter is a modifier for crime spree.
* HardModeMook: Which types of enemies spawn depends on the difficulty, with higher difficulties bringing in tougher police. Normal mode brings in regular police and SWAT, and the only specials who appear are Shields and Snipers. Hard adds on Tasers. Very Hard replaces the SWAT with their heavier-armed and armored FBI variants, and also allows for Cloakers and the weakest variety of Bulldozer. Overkill adds Medics and the next-toughest Bulldozer variant. Mayhem replaces the FBI SWAT with even tougher [=GenSec=] SWAT units. Death Wish adds even more varieties of Bulldozer. Death Sentence moves on to the ZEAL Team enemies and allows for a variant of the Bulldozer that can heal his allies.
* HardModePerks:
** Playing on higher difficulties gives out more experience points, which is very helpful, since level-up requirements increase significantly around level 40. Reward money and Continental Coins also increases in value on higher difficulties, as does the loot.
** As the player continues to increase their Crime Spree level, they will have to apply modifiers that make the game continue to get harder. One modifier is a stacking one that will increase the health and damage output of enemies, which includes converted enemies. So of course, anyone with the Joker skill can get some really powerful allies. There are also modifiers to allow different common enemies with higher base power, who of course, gain the extra firepower and health, and they can still be converted.
* HandCannon: [[ShortRangeShotgun The Judge]] looks like a slightly oversized revolver. It fires .410 shotgun shells; at close range, it's more damaging than the [[{{BFG}} Mosconi]]. It's also too light to [[ATeamFiring compensate for its own recoil]] and carries less ammunition than any other secondary weapon, especially when using custom ammo types.
* HarderThanHard: Pro heists before the Hoxtons Housewarming Party event removed them. Not only is the job even harder, but failing it kicks the players from the map, meaning multi-day heists require a full replay and even single day heists became harder to find again.
** Mayhem, Death Wish and the Death Sentence difficulties. Similar to Overkill 145+ in the previous game, damage taken increases, ''every'' enemy type receives a health boost, assault waves last longer, and you will have lower health when you are revived. Bulldozers with a [[{{BFG}} light machine gun]] and a new durable and harder hitting SWAT team appear on Mayhem and Death Wish, along with the ZEAL Team units that appear on Death Sentence. Titan cameras can't be broken as well as Titan safes. Additional difficulty factors (such as skylights on Bank Heist variants) have a ''much'' higher chance of occurring.
** Going even further beyond ''that'' is the One Down modifier. You can only be downed once (twice if you get a certain skill) before going into custody.
*** To put things into perspective, standard enemies do 225 damage per shot on One Down, with base player health being 230 and the base value of the game's heaviest armour being 170.
** The Big Bank heist. Advertised as making the original game's bank heist "look like a candy store," players must either go to extreme lengths to avoid an alarm (i.e. navigate a huge, very busy bank and jump through several hoops to simply reach the vault's inside) or hold off massive, swarming waves of cops and move an enormous drill through two huge areas ''a mere half minute after the alarm'', before fleeing through one of four very dangerous (yet theatrical) means.
* HeartIsAnAwesomePower: While the Ghost seems somewhat redundant on louder heists, they still have their merits. Fulfilling all speed upgrades, for example, mean you can run/sneak/walk 50% faster, stamina and armor regenerate 50% faster, and you have a 45% dodge chance when running, making the Ghost also cover the FragileSpeedster category.
** Combined with a couple of Enforcer abilities, the Ghost skills can also make for an amazingly good bag-mover (especially for bags you can sprint with, like meth), able to move several bags to a safer location much faster than otherwise possible. This can save a crew a lot of time and effort, either with moving or potentially retrieving bags.
** If the Ghost obtains the right upgrades, he can become useful even on loud heists. One example is upgrading the ECM. It can be used as a substitute keycard so you don't have to waste 150+ seconds drilling one door. It can even save your entire crew from an untimely end by [[MindControlMusic emitting at a frequency that paralyzes any hostiles near it with painful headaches, including every Special but cloakers]] - even [[TheJuggernaut Bulldozers]]. His ability to pick locks at a fast rate and crack safes by hand in forty seconds is also invaluable, especially on missions where the objective is in a safe (Ukrainian Job, Jewelry Store, Night Club) or where many deposit boxes need to be opened quickly and there's no saw on hand (GO Bank, Bank Heist, Big Bank, others.)
* HellIsThatNoise: Cloakers emit a dull hiss/electronic tone (encoded signal?) that observant players can hear. The electronic 'scream' they make when charging definitely qualifies.
* HeroAntagonist: The police are just doing their jobs and trying to protect the civilians from the robbers[[labelnote:*]]However, the immediate use of violence and overwhelming force by the police would almost certainly qualify the entire DCPD as {{Cowboy Cop}}s at most generous[[/labelnote]]. To a lesser extent, security guards also qualify.
* HeroicMime: [[GuestFighter Jacket]] could be considered this, albeit without the [[HeroAntagonist hero]] part, as he doesn't have any actual voice lines, and speaks with pre-recorded lines on a tape.
* HighlyVisibleNinja: Cloakers avert this: most of them will hide around corners, in vents, or even under cars, waiting to ambush any player foolish enough to run through the area blindly. Their uniforms are also similar to a normal SWAT unit, which makes them blend in with regular SWAT teams.
** Potentially played straight by Ghost players, depending on how heavy you gear up. For instance, it won't matter if you're only wearing a two-piece suit when you have a fifty-calibre sniper rifle slung over your shoulder.
* HitboxDissonance: Due to the wonky Diesel engine, until Update 107[[note]]three years and one month after release[[/note]], nearly all enemies ''lacked'' hitboxes on their legs, which made shooting their legs do nothing but waste your ammo. Factor in lag and the use of (optional, for performance reasons on weaker PC's) low-quality animations, and this issue got quite frustrating.
* HolidayMode: Every year, a new Halloween heist[[note]]Except 2014, which repeats the 2013 heist, but making it harder[[/note]], as well as a Christmas-themed heist has been added:
** "The Safehouse Nightmare", which takes place in the crew's safehouse. The mission description simply repeats [[Film/TheShining "All work and no play makes Wolf a dull boy."]] The inside of the vault is on fire, and you have to secure the cash in the vault, all while avoiding ''headless'' Bulldozers!. Your last objective is to [[AllJustADream "Wake Up."]] There's also random masks floating upstairs; one of them is real and you can keep it to wear later on while the others are fake, including one that changes into a [[VideoGame/Left4Dead Witch]] and instantly downs you.
** In December 2013, the main menu got a Christmas tree in the background and instead of burning money, there's falling snow.
** For Halloween 2014, the Safe House Nightmare returned - and got even harder. Instead of having semi-automatic shotguns, the Headless Bulldozers now carry ''light machine guns and are immune to damage from behind'', are supported by Cloakers, and there are now two random effects at once.
** For December 2014, the White Christmas heist was added, which involves the players rescuing a Vlad's brother in law, a drunken, downed pilot. There is an optional objective to search for dropped Christmas presents the plane was carrying, since some of the presents are actually hiding smuggled cocaine and other valuables. Also, the map will endlessly spawn presents, as well as cops, so players could theoretically steal an infinite amount of loot, as long as they can keep fighting off the cops.
* HollywoodSilencer: {{Averted|Trope}} at first, then later played straight when Overkill updated all silencers to be completely silent, and balanced around penalties to damage, accuracy, concealment and the like instead of noise value. The change was due to the noise from silenced guns being heard by people from a great ''vertical'' distance, regardless of what was between the shooter and the NPC. Silenced weapons still sound plenty loud to the player though, with some of them able to be heard from a significant distance.
** You can now also silence ''thermal lances'', which are about as loud as jackhammers.
** PlayedStraight with a Technician drill upgrade; by using a modified drill tip (effectively an industrial silencer) allows you to stealth drill, ''despite the fact a drill cutting a wall-mounted safe is easily as loud as a gunshot.''
* HostageSituation: Extended here, as assault waves are delayed if you have a lot of hostages tied up.
** A Mastermind with the StockholmSyndrome skill can even convince hostages to revive him if he is downed and stay where they are rather than running for safety (and very likely putting themselves right in your sights at inconvenient times) once the cops free them.
** The Crew Chief perk deck is geared towards, and has significant benefits, for having hostages - and grant a few of these benefits to their team as well.
* HollywoodTactics: Zig-zagged all over the place. On one hand, expect the police to use plenty of flanking maneuvers, moving from cover to cover, deploying snipers at vantage points, and only attacking in waves or groups. On the other hand, SWAT's general strategy is "let's try to kill them by burying them in the bodies of our dead. After the last three waves were completely annihilated, I'm sure the next wave will do the trick." WeHaveReserves ''really'' doesn't cut it, you guys...
* HyperspaceArsenal: Averted, as not only can you only carry one primary and one secondary weapon (reduced from the two primaries and one secondary of the first game), but your total ammo is almost jarringly limited for most weapons (such as a mere 80 bullets for an SMG that uses a 40-round magazine). Even then, your loadout has a detection meter to mark how conspicuous you look, as different types of guns and body armor affect how quickly people notice you; smaller guns are easier to hide, while wearing better body armor or carrying bigger weapons make you more bulky and make you stand out like a sore thumb.
* ImpededCommunication: The game allows players to bring ECM[[note]]Electronic Counter-Measure[[/note]] Jammers as part of their arsenal. Among their many useful features is that the Jammers block attempts from guards and civilians to raise the alarm by calling for backup or the police for the duration of their use (though it doesn't work for manual triggers, such as panic buttons during the Bank Heist missions, laser tripwires, or alarm-wired display cases).
* ImperialStormtrooperMarksmanshipAcademy: Both subverted (as the cops are the good guys) and averted. All but the least experienced cops, which won't even spawn on difficulties above Hard, can reliably hit players from dozens of yards away.
** Played with with actual players, as that depends on whether you and your heisting crew can, well, aim.
* IncrediblyLamePun: One of the enemies may occasionally quip that the players [[MonsterClown "sure ain't clowning around."]]
* InfinityPlusOneSword: Some abilities are near GameBreaker status save for usage limits:
** The Mastermind's [[ThePowerOfFriendship "Inspire"]] skill lets you revive downed players 50% faster and also lets you shout at other players to make them move faster for 10 seconds. Acing the skill lets you instantly revive downed players from a distance by simply ''shouting at them'' and, provided you're close enough, works through walls and floors/ceilings. The skill was initially balanced by only having a chance to work... which everyone got around by hammering the shout button until the revival happened, hence the "Get the fuck up!" meme. Now it's a guaranteed instant revival but has a twenty second cooldown before you can use it again.
** The Enforcer's "Iron Man" skill. Basic gives you 30% increased armor for every type of armor in the game. Acing it gives you the Improved Combined Tactical Vest, ''the'' single most effective armor available. Combine it with the earlier "Shock And Awe" skill and you ''and your whole team''[='=]s armor recovers 25% faster.
** The Enforcer's [=OVE9000=] saw. Capable of cutting straight through locks, it can completely bypass the 3 minutes it takes to drill a lock or the time it takes to pick a deposit box, and even doubles as a melee weapon. Even the downsides are negligible; the saw can't break into safes[[note]]safes require drilling, cracking, lock-picking, or detonating, with Titan safes on Death Wish and above being immune to the last two[[/note]] and the blades break quickly, though upgrades can increase the ammo refills you can carry and strengthen the blades. One skill even lets you use one as a secondary weapon as well, allowing use of typically more powerful and versatile primary weapons for heists that the saw will be nevertheless helpful in, like Armored Transport.
** Ghost's "Nimble", when aced, lets you pick locks twice as fast, and lets you silently pick the lock on normal black safes in about 42 seconds - about 25 to '''15''' percent of the time a basic drill would take! Stacks well as well with Clover's "Burglar" perk deck, the fifth-tier perk of which increases lockpicking speed by an additional 20%.
** The Ghost's "Sneaky Bastard" skill increases dodge based on concealment level, acing it allowing you to have a detection risk of up to 25 while still getting the full benefits. What normally would be a DumpStat in a loud mission becomes relevant and can boost one's dodge levels to insane degrees when combined with other dodge-boosting perks.
** Fugitive's "Messiah". Once per mission, getting a pistol kill when downed grants an instant self-revive, that's even refilled if you use a doctor bag.
** The Fugitive's Swan Song skill is also incredibly good when aced, giving you a BottomlessMagazine for your gun and letting you move around for a full 6 seconds before going down. It allows you enough time to not only take out whoever might have downed you in the first place, but can let you run to get to cover or somewhere that'd make it easier for your allies to revive you. Another alternative (or good complement) to it is "Feign Death", which allows you to occasionally get right back up after being incapacitated; basic gives a negligible 15% chance, but aced buffs it to a much more reliable 45%.
** The Thanatos sniper rifle. It can kill anything but Dozers in a single hit anywhere on the body, pierces through thick armor, and can kill those aforementioned Dozers themselves in three hits. Most players equip this sniper rifle when on a sniper-heavy map, such as Undercover or Cook Off.
** The baseball bat, for melee weapons. It's tied for highest damage for a melee weapon, but also has significant knockdown power and the longest range of any melee weapon. It's also free to all community members.
* InfinityMinusOneSword: The C4. Granted, it can't really be used offensively, but it can be used to blow open safes, doors, and many other obstacles. The "Ukrainian Job" heist even comes with an achievement for abusing C4; "Let's do th-": Complete the heist in under 30 seconds by charging to the safe, blowing the door off, and rushing back to the escape van. The C4 and Trip Mines are also given separate ammo counters, allowing a maximum of 6 C4 alongside 14 trip mines, meaning you can use trip mines offensively ''and'' for [[ThereWasADoor blowing a security door apart.]]
** The Fire Axe. Immensely powerful, but takes a very long time to swing, let alone charge.
** HE Rounds for shotguns. Capable of stunning enemies, tearing off Bulldozer armor, and killing shields, but still not enough to faze the Cloaker and has a reduced ammo pool. They also can't do headshots, and on higher difficulties, the damage multiplier headshots get is absolutely '''crucial''' for killing things fast enough to stay alive.
* InsecurityCamera: [[DownplayedTrope Downplayed]] in comparison to the first. Although they are still possible to fool or break, cameras sound the alarm if you stay in their view for too long (at which point not even breaking them will call off the incoming alarm) or destroy too many of them. In addition, the majority of the time, a guard will be paged to investigate any broken cameras, and if one sees it, they trigger the alarm. On the flip side, certain heists have security centers or purchasable camera access points that let you use the cameras to see what's going on in other areas. Killing the guard assigned to the security room renders the cameras harmless to players.
** Your concealment level makes a difference as to whether or not a camera can spot you, with heavy armor and big guns grabbing its attention instantly, while a two-piece suit and high-concealment weapons let you stand in its view for two or three seconds before the detection meter starts (slowly) rising.
* InformedEquipment: This happens with some weapons, as weapons need pretty high visibility to make you more noticeable. Body armor is averted, as even the level above the basic suit has a visible armor vest underneath that suit, drawing attention towards you.
* InstakillMook: When they pop out of hiding, Cloakers make a terrifying scream, charging in with an aerial kicks that instantly downs a player. Unlike being downed normally, instakills do not count towards the number of times downed before entering police custody.
* InsurmountableWaistHighFence: During the White House raid, you need to hack a keypad to get into the West Wing to reach the Oval Office. While it makes sense to quietly do this if going stealthily, if you go loud, there's no reason why the crew doesn't just cross the Rose Garden and crash through one of the Oval Office's windows or the glass door to the Garden. Especially since, by the time you open the door to the West Wing, security lowers barriers over the doors and windows that you must breach with thermite.
* InterfaceScrew: Smoke grenades block your vision in the affected area as it has done in the first game. New to the sequel are flashbangs which create a flash and a loud noise to blind you and make you deaf for several seconds. You can lessen the effects of a flashbang by looking away at the right moment and the Enforcer has a skill to weaken flashbang effects as well. Flashbangs were changed back in 2016's "Hoxton's Housewarming Party" event, by making flashbangs actual projectiles, and once they land nearby, they can be destroyed by shooting them or hitting them with a melee attack. Doing this enough times nets you an achievement; simply called "Denied".
* InterfaceSpoiler: In Rats day one, Bain sometimes reads out the wrong ingredient, which can cause you to blow the lab if he suddenly corrects himself ''after'' you add the indicated ingredient. This is easily neutralized by turning on the subtitles, which will clearly show him about to correct himself.
* AnInteriorDesignerIsYou: Following the "Hoxton's Housewarming Party" updates in October 2016, players above level 25 get a new safehouse that can be customized. By spending Continental Coins, earned through completing new daily side-jobs, acquiring trophies to stash in that safehouse, or after gaining a certain amount of experience, you can upgrade various areas, which may unlock new features like van customization, a target-practice range to test how powerful your guns are, and a punching bag to do the same for melee.
* {{Interquel}}: The Border Crossing Heist, released in November 2019, takes place before the [[spoiler: Bain's Breakout Heist]].
* InventoryManagementPuzzle: Invoked in that you have a limit on how many guns and masks you can store. If you want a second copy of a gun that uses different mods or want to make two masks using the same pattern, you better make sure you've got room and sell your stuff if you don't. The available storage space has since been quadrupled so now most people can keep all their favorites in their inventories.
* IResembleThatRemark: When the Cloaker was fixed and returned to the game, Overkill took a friendly jab at its colorful fanbase by giving the Cloaker [[LeaningOnTheFourthWall several lines that insult the player]], including one where he tells them to cry on the forums like a little bitch. Naturally, this went over poorly with some of the fanbase.
* IronicName: Twitch, the crew's getaway driver, has almost no character animations, and yet, he is called ''Twitch''. The one exception is a possible escape plan in [[spoiler:Breakin' Feds, in which we see him move away from an explosion to blow up the wall, while covering up his ears.]]
* IShallTauntYou:
** The Special SWAT units will taunt you with various lines before attacking you and even have lines that play out if they down you. The Cloaker in particular has taunts that are LeaningOnTheFourthWall, one stating "You wanted me back, so I'm back!", making fun of the fanbase for clamouring for the Cloaker's return, then complaining when he did return.
** The Commissar also taunts you in the Hotline Miami heist, though his threats and taunts sound more childlike than threatening.
* ItsRainingMen: The "Birth of Sky" and "Boiling Point" heists. The first has the crew jumping out of an airplane after they jettisoned money pallets out of the plane, and using parachutes to land safely in a nearby town. The second has you already in the air with the parachute out at the start of the heist. "White Xmas" also has the crew "going in like the paras", though that all happens off-screen, with the heist proper fading in after everyone's landed.
* JackOfAllTrades:
** Possible, but in a different way to ''PAYDAY: The Heist''. Since it's impossible to master all classes like ''PAYDAY 1'', the closest a player can come to this is to be a [[RenaissanceMan mix of all]]; players cannot even master '''one''' class entirely, as acing all abilities requires 145 points against a cap of 120.
** The Technician tree gets a skill named as such. It lets you carry two types of deployables at once, switching between them with a button press, though you can only carry half as many of your second deployable (e.g. only one body bag case or ECM jammer, even with the skill that would let you carry two of them as your primary deployable).
* JokeWeapon: A bundle of cash can be used as a melee weapon. As one would expect, killing an enemy with a wad of cash takes forever, but it comes with a fast wind-up, quick swing, and a funny-yet-satisfying ''"whap!"'' noise. The Hoxton Breakout update also adds a toothbrush sharpened into a form of a shiv that barely injures foes, but can be [[CherryTapping spammed with lightning speed]] if you don't charge it up. There's also a pair of boxing gloves you can use to punch people to death with and despite their bright colors and large size, they have an extremely high concealment stat.
** The Lumberlite L2 Chainsaw Melee weapon, which, outside of a stealth-oriented build, used to be this trope. You'd think a ''chainsaw'', of all things, would be an awesome and powerful melee weapon to use? '''Nope'''; it had damage stats equivalent to the ''weapon butt'', except it's slower to actually charge up. It's such a slow melee weapon that it can't even be improved by the reworked Sociopath perk deck [[note]]If you hit or kill an enemy in the last second, you get a damage boost of up to '''Ten Times''' its base damage![[/note]], which makes a lot of other questionable melee's, including an ice-pick, various knives, [[EpicFail even ''your own kung-fu style hand-moves'']], all of which were more viable than a freakin' chainsaw... something that is powerful in the first place! Nowadays it has damage on par with the top damage melee weapons, but it still has its slow swing, putting it more in InfinityMinusOneSword territory.
* JustifiedTutorial:
** While completely optional, there is a mission at the safe house where upon visiting it for the first time, you're given a message by Bain about arriving at the safe house and he explains how certain things work (grabbing loot bags, taking loose money, putting on your mask, picking locks, [=CrimeNet=], and so on). The trip to the safe house is due to you moving to Washington D.C. and needing a place to lie low after doing a heist. Luckily, you don't have to endure the tutorial when coming back to the safe house.
** The "Get the Coke" and "Flash Drive" heists teach you the basics on loud and stealth heists. They're justified by Bain easing Dallas back into the job after two years off.
* KatanasAreJustBetter: The ''Yakuza Character Pack'' released in late August also added a 'Shinsakuto Katana'[[labelnote:trans.]](roughly; 'new sword', referring to post-1953 manufacture)[[/labelnote]] which is one of the deadliest melee weapons available. In addition to enough charge damage to oneshot any special that isn't a Cloaker or Bulldozer (and even then, with skills it can oneshot a Cloaker), any Cloakers killed with the katana by Jiro will either be [[OffWithHisHead decapitated]] or [[HalfTheManHeUsedToBe bisected]].
* KillItWithFire: The BBQ Weapons Pack DLC offers flame based weapons to roast your enemies with, such as a flamethrower, molotovs cocktails, incendiary shotgun ammo, and incidental grenade launcher ammo. Certain heists also let you purchase gasoline can assets that you can use to light an area on fire to prevent cops from going to that spot.
* LeaningOnTheFourthWall: One randomized intro to Buluc's Mansion has Vlad complain to Locke that the tech he's using to watch the Payday Gang hopefully kill his hated rival is old and busted. Locke says it's probably time for a change. ''PAYDAY 3'' was still in development, and was confirmed to be switching to the Unreal engine.
* LaterInstallmentWeirdness: Suffice it to say, when a game that starts with four bank robbers ends with [[spoiler: storming the White House to stop a secret society]], the gang has come a long way from holding up jewellery stores and local banks. This is reflected in the weapon packs, too, as the game goes from mostly real-world weapons to hi-tech railguns, a machine gun with a flamethrower mounted on it, and a triple-barreled AK prototype.
* LawmanBaton: The Telescopic Baton, another melee weapon added by the Gage Shotgun DLC. Of note is how it's used: it has very low damage but very high knockdown, making it perfect for intimidating law enforcers into submission without seriously harming them, much like how it's used in real life.
** The basic street cops will also use a regular straight baton against you as their regular melee attack.
** The Cloaker also employs a nightstick to beat the stuffing out of you once he's kicked you to the floor.
* LethalJokeItem:
** The Freedom Spear is a melee weapon that is in the form of an American flag on a pole. Jabbing the pointy end at enemies looks and sounds ridiculous until you charge up the thrust and unleash it; the spear has the most charge up damage out of all melee weapons (beating out more practical lethal weapons like a fire axe and a hammer), and also has great reach. The weapon's only downside is needing 4 seconds of wind up before you can maximize its damage, and a long delay between thrusting the weapon and actually dealing the damage.
** Another joke weapon is a wad of money, which deals practically minimal damage but has a ridiculously high knockdown stat. Players can spam attacks with the money wad to permanently stunlock enemies, which can buy you some time on stealth runs if you need to neutralize a guard but don't have any pagers left.
* LegacyCharacter: The Hoxton alias that originally belonged to the mean Brit from the first game. After his arrest, the name went to Dallas' younger brother. The name went back to "old" Hoxton once he's freed from prison and "new" Hoxton is renamed "Houston". However, Houston keeps the design of Hoxton's old mask, while Hoxton himself wears his old mask that was horribly disfigured and warped due to the circumstances of his arrest.
* LeaningOnTheFourthWall:
** If you pre-ordered the Criminal Career Edition, you'll start the game with a bundle of cash and then you get a bit more when Bain shows you around your safe house for the first time. He calls the extra cash as a gift towards you for your generous donation to OVERKILL (the developers of the game).
** The long-awaited [[DemonicSpider Cloakers]] rest some weight on the wall, as well. Occasionally, after downing one of your crew, he'll say "I know, I know... I'm late."[[note]] Cloakers were removed during the beta because of a GameBreakingBug they caused, which was finally rectified as of patch 23. With OVERKILL's sense of humor, it's likely a gentle rib at the players ''and'' the unit's in-universe exasperation.[[/note]]
** At the end of "The Dentist" trailer, the Dentist says "Because I need my payday... too."
** The ''Aftershock'' heist has the crew transporting safes full of weapons with customized skins so that Vlad can sell them to criminals on the east coast. This ties in with the actual safes and custom skins that players could once trade and buy on the Steam marketplace.
* LeaveNoSurvivors: A common tactic in smaller stealth runs, usually the H&T Banks, the jewelry stores, and especially the Car Shop. Better to pay the cleaner costs than fail stealth and usually the mission outright, after all.
* LevelGrinding: Discouraged through slower leveling from around level 40, which then becomes even slower from level 60 onwards. It possible to acquire a total of 120 upgrade points, but the later XP requirements mean even a flawless multi-day heist on the highest difficulty will '''never''' get you more than 3/4 of a level. Thankfully, upgrades now come with a respec option that refunds all your points. Before skills were updated, a respec also got you around 50-60% of your upgrade expenses back.[[note]]The point of a partial cash refund means you still have to work and save up cash again for the best abilities, preventing abuse of the respec feature between missions.[[/note]]
** Also discouraged further with the boost and penalty systems that rewards players more experience points for playing heists they haven't played in a while and reducing experience points gained for playing the same heists too many times in a short burst.
* LimitedAnimation: Both the player characters and the cops and SWAT units share the same animations for moving and melee attacks. Even civilians reviving the player via Stockholm Syndrome skill use the same syringe revive animation that the team AI uses. WordOfGod says that keeping animations limited helps save on time and development costs since the game doesn't exactly need unique animations for an NPC that will probably get killed as soon as he appears.
* LimitedLoadout: Despite having the ability to hold over 100 guns in your inventory, around half a dozen field equipment (ammo bags, jammers, etc) and 20 or so melee weapons, you can only use 2 guns, 1 melee weapon, and 1 field item in a heist.
* LinearWarriorsQuadraticWizards: Big guns and heavy armor are remarkably effective at lower difficulty levels and are often the easiest way to do a heist, but as a player approaches higher levels and Overkill and Deathwish difficulties stealth becomes easier on most heists because assault waves scale to difficulty while stealth elements rarely do. Even for straight gunfighting, all but the heaviest armor and largest guns tend to phase out in favor of highly-mobile dodge-based builds as the difficulty increases.
* LoopholeAbuse:
** Doing heists in stealth on the ''highest'' possible difficulty (Death Sentence) is a good way to ensure some gameplay consistency in stealth, as guard spawns are locked to Mayhem and above, meaning there's no further difficulty increase from playing stealth on that difficulty.
** Similarly, there is also nothing stopping you ticking the One Down modifier when in stealth either, which lets you get the achievement for doing the heist with One-Down enabled...despite the entire point of stealth being to ''avoid'' the firefight.
** The "I Have No Idea What I'm Doing" achievement is unlocked for completing Shadow Raid, a stealth-only heist, while bringing [[WithCatlikeTread a minigun and an RPG launcher]]. Nothing says the guy going for this achievement needs to do anything more than stay back at the van and toss in bags for more competently-geared teammates who do the actual stealthing.
** There's also the "The Turtle Always Wins" achievement, for completing the Art Gallery heist in stealth [[SpeedRun in four minutes]] while wearing the ICTV, the heaviest armor in the game that basically makes stealth impossible. The least painful, if not ''only'', way of doing this involves abusing another loophole regarding what counts as breaking stealth: ECM rushing.
* LuckBasedMission: Most missions can be approached with stealth, but factors like the AI Director and general luck greatly influence your success. If the stealth fails, you can still beat the level, just with more difficulty.
** The ''Rats'' heist is heavily luck-based, though most of the random elements are limited to Day 2. Day 1 is rather predictable, except occasionally Bain will tell you the wrong ingredient. [[note]]Not everyone hears the 'wrong' ingredient, so asking your team what they heard can prevent you from adding the wrong thing[[/note]] For Day 2, you have to trade the meth you cooked in Day 1 (and kept through the Escape sequence afterwards, if there was one) with some gangsters and the deal can go sour if you failed to bring the minimum of 3 bags, and WILL go sour if you didn't bring any. However, if you do have meth, there are still several uncontrollable variables, such as if the gangsters decide to screw you over or if the cops just happen to turn up. Day 3 has no variance other than the C4 in the bus, which cannot be disarmed if you failed to take the intel from Day 2.
** The Harvest and Trustee bank (Random version). There's always a chance the vault is empty, meaning you have to break into the safety deposit boxes. Granted, it's easily done with a saw, but lacking one means [[FakeDifficulty you have to start picking into each and every one until the team can scrape enough together.]][[note]]If you just want to leave ASAP, there's a little-known workaround: once the outer vault door is open, all you need to do is pick up sufficient loose cash to trigger an exit. The cash lying around in the teller area is enough, or you can pop an ATM, but you have to wait for the door to open; if you got bored and cleaned up while waiting, you'll still have to pick.[[/note]]
** The Armored Transport heist has a small chance of spawning military blueprints, which you will need if you wish to play the Train Heist.[[note]]No longer true: as of Update #57, Train Heist is a separate job and picking up the blueprints does not trigger it.[[/note]] Another smaller element in these jobs is that, on higher difficulty levels, the game can decide to spawn a massively-armored and highly dangerous Bulldozer enemy in the back of one of the armored trucks, just to keep you on your toes when opening them up. The type of loot you need to secure is also random ranging from easy to move (jewelry) to a pain in the ass to haul (gold).
** Mallcrashers on Death Wish has an interesting variation. There are two police officers standing out front drinking coffee. Because Death Wish increases sight ranges, it is possible for these two officers to detect you and raise the alarm almost as soon as you load into the map unless you back up immediately. You probably weren't going to stealth it anyway, though, right?
** GO Bank is so random it's cruel, especially as achievements require a zero alarm run and/or zero civilian casualties. Even if everything is perfect, stealth runs mean you '''must''' take a call to confirm the vault unlock, and the said caller can randomly ask to speak with "Barney" to confirm, or can be a police chief demanding to speak with an officer; if Bain can't convince them otherwise, either of the callers will send enemies to check out the bank ''and then raise the alarm when they don't report back things are fine.'' In other words, unless you're willing to leave a chunk of loot, you'll being forfeiting stealth achievements and XP and, since the driver flees at first alarm, you have to do the tedious "Plan B" method.
*** If that isn't bad enough, do note that several random factors can sabotage the mission. Not only do passing civilians frequently spawn into the map, but even cops can sometimes walk past and sound the alarm; even one of the portable toilets out back can randomly open, resulting in a bank guard wandering in from the back ''without warning.'' Throw in things like, for example, how a blackmailer can call and demand you throw a cash bag over a fence or he calls the cops, and you've got some unleaded FakeDifficulty. Finally, the vault is almost always secured by motion-sensing lasers, so it only takes ''one'' person on the team not knowing about them to rush in and ruin the stealth in the mission's final moments. Plus, the lasers ''move'' in a semi-random pattern, taking massive amounts of either luck or pattern-observation to get through the door safely. Repeatedly, since there is no way to disable them even once inside.
*** Not even Plan B is safe from the RNG gods. While you can buy the Ace Pilot asset to have a better chance that the pilot will use the roof as the extraction point for the loot, there will be times where the pilot will refuse to use the roof and opt to either use the street (which is filled with cops) or the parking lot (shootout for snipers) to pick up the loot. When the time comes for the pilot to pick up the loot, he can miss ''several times in a row'' if you're unlucky enough and each miss forces you to wait several more minutes until the pilot circles around to try again. If you're REALLY unlucky, the pilot can get shot down and crash, causing the loot bags that you secured to be scattered all over the place and force you to move them yourselves through the sewers while under a time limit. Even if the snag is successful, there's a chance the pilot just flew away with an empty cage because the cops took all the bags out before the pilot got there.
*** Basically the only thing about this heist that can be said to remain consistent is that 2 guards and 6 cameras will always spawn in the beginning... and the level geometry doesn't change. Everything else is completely up in the air, but it can also be to your benefit (Hillary can be fooled, and 1% of the time the vault can be completely open, lasers deactivated and the phone calls will never come).
** Being a purely stealth-based heist, Shadow Raid can be a lot easier or tougher depending of randomized elements in the map. Chief among them, there is a chopper that has a high chance to spawn minutes into the mission, carrying a varying amount of guards which will start patrolling. Plus, those guards may simply stay still, guarding key access points that you need to pass in order to access the loot. On the other hand, it's possible that the chopper won't bring any guards, but leave a crate containing a valuable but extremely heavy artifact.
*** The assets available for purchase on this mission are incredibly useful, but completely unreliable. A loot-bag drop off point in the form of a zip line behind the warehouse, where plenty of loot is but not close to any other drop off locations? Good! A 50% chance for that zip line to spawn on the roof, away from all loot and lead back to the start of the level, completely eliminating the purpose of it? Bad. Another alternate drop off point, allowing you to throw loot over the main fence to instantly be collected in the courtyard, the location with arguably half the loot in the job? Good! A ''25%'' chance for that to be there, where otherwise the drop off point is in the form of one of three dumpsters, all of which are right next to the starting drop off point anyway? ''Very'' bad. Naturally, there's no way to tell where these are going to spawn until after you've already started the heist and spent the money. This however, was mitigated a bit by a later patch which enabled Preplanning.
** It's rare but possible for five guards to spawn in Ukrainian Job. If you don't know this and try to stealth the mission by getting all the guards down, as is standard procedure, then you'll run out of pagers and the alarm will go off.
** If you do Election Day loud, there is a 50% chance that Bain will get the wrong location for day 2 if you only hack the computer once. Hack it twice and it bumps it to 25% chance. There is no way to guarantee the warehouse on a loud way (fortunately, the map is very easy to ECM rush).
* LumberMillMayhem: The "Boiling Point" heist takes the crew to a remote russian lumber mill where a secret russian organization is doing research on super soldiers. To complete the job players will have to go in shooting, disable a few big guns, set off an EMP, breach the facility, get the data they need and then fight their way to the escape.
[[/folder]]

* ClassAndLevelSystem: Mixed up from the first game, as you can't choose a specific class at mission start. A LevelUp grants you one skill point (three for every 10th level), which can be placed into one of five classes; each class has certain [[StatusBuff bonuses]] and/or [[SignatureMove exclusive specials]], but upgrades can be mixed and matched onto your one character. Each class has skills useful to the other classes as well.

* LeaningOnTheFourthWall: One randomized intro to Buluc's Mansion has Vlad complain to Locke that the tech he's using to watch the Paydag Gang hopefully kill his hated rival is old and busted. Locke says it's probably time for a change. ''PAYDAY 3'' was still in development, and was confirmed to be switching to the Unreal engine.

** Enemy AI used to come in huge swarms and were extremely aggressive until the community complained about it, causing the developers to scale down the aggression to more reasonable levels. Mask mods were obtained too frequently over other payday bonuses, so the drop rate for mask mods were scaled down and a money bonus card was added to keep things interesting.

* MundaneUtility: The gang steals [[SpellMyNameWithAThe the Diamond]] from the [=McKendrick]= Museum of Ancient Arts. Do they sell it? No. They give it to Sokol to be turned into the world's biggest drill bit.

* LaterInstallmentWeirdness: Suffice it to say, when a game that starts with four bank robbers ends with [[spoiler: storming the White House to stop a secret society]], the gang has come a long way from holding up jewellery stores and local banks.

* MilitariesAreUseless: Although in [=GO=] Bank, Bain mentions that the National Guard is pursuing the Payday gang, none of them were even existing in locations that were already struck by said criminal gang. Not to mention for certain heists that may span more than an hour to complete. Not even a functioning tank sent in after the criminal situation already [[spoiler:bankrupted Washington DC]].

** Firstly, players can attain a maximum level of 100, and leveling slows to such a crawl that even Death Wish heists will provide only a fraction of XP than that of the later levels. Taken even further with the "Infamous" prestige levels, which require players to grind to Level 100 for the pleasure of paying $200M in saved offshore cash [[SkillPointReset to lose all normal cash and upgrades;]] in other words, players wipe the slate totally clean[[note]]players drop everything save for weapons, mods, masks, materials, perk deck cards, perk points and any offshore cash left over; weapons locked to level caps cannot be equipped[[/note]] for a spade logo in front of their name, increased XP rewards, special 'infamous' items, and a better chance of rare drops. Infamy can be done up to ''five hundred'' times, making for '''49,599''' potential level ups. The grind was somewhat alleviated in a major update that rebalanced XP rewards for everything; XP significantly loses speed around level 70, but early players now earn equipment easier and infamy players can find their feet much faster. Additionally, once you go past Infamy 5, there is no offshore cash requirement, making the grind significantly easier from that point forward. You also are able to instead grind for 30 million XP after reaching level 100, which is more experience than it takes to reach level 100 but allows you to go infamous without losing your levels, allowing you to just spring back into heisting at full capacity instead of having to work your way back up there.

** Firstly, players can attain a maximum level of 100, and leveling slows to such a crawl that even Death Wish heists will provide only a fraction of XP than that of the later levels. Taken even further with the "Infamous" prestige levels, which require players to grind to Level 100 for the pleasure of paying $200M in saved offshore cash [[SkillPointReset to lose all normal cash and upgrades;]] in other words, players wipe the slate totally clean[[note]]players drop everything save for weapons, mods, masks, materials, perk deck cards, perk points and any offshore cash left over; weapons locked to level caps cannot be equipped[[/note]] for a spade logo in front of their name, increased XP rewards, special 'infamous' items, and a better chance of rare drops. Infamy can be done up to ''five hundred'' times, making for an effective level requirement of '''50,100'''. The grind was somewhat alleviated in a major update that rebalanced XP rewards for everything; XP significantly loses speed around level 70, but early players now earn equipment easier and infamy players can find their feet much faster. Additionally, once you go past Infamy 5, there is no offshore cash requirement, making the grind significantly easier from that point forward. You also are able to instead grind for 30 million XP after reaching level 100, which is more experience than it takes to reach level 100 but allows you to go infamous without losing your levels, allowing you to just spring back into heisting at full capacity instead of having to work your way back up there.

* ConservationOfNinjitsu: Normal cops are mowed down by the dozen, but when converted to the heisters' side with Joker, they're much more durable and will last you a few minutes.

In March 2021 it was announced that Starbreeze and OVERKILL are now working on ''PAYDAY 3'', using the Unreal Engine to be released in 2023. Production material has since confirmed a new setting in the form of modern day New York and confirming the return of Dallas, Chains, Hoxton, and Wolf with updated designs. It is confirmed to take place years after the events of ''PAYDAY 2'' seeing the four come out of their early retirement to deal with a new threat.

In March 2021 it was announced that Starbreeze and OVERKILL are now working on ''PAYDAY 3'', using the Unreal Engine to be released in 2023. Production material has since confirmed a new setting in the form of modern day New York and confirming the return of Dallas, Chains, Hoxton, and Wolf with updated designs.

* NewGamePlus: The Infamy system. Once you hit level 100, you can choose to reset your character level back to 0 while also losing all your spending cash and $200,000,000 from your offshore account (for the first five times). All of your level-locked guns and armor are relocked due to level restriction (though able to be used without having to be bought again once you get back to their required level) and you'll also lose ''all'' of your class skills. Becoming infamous earns you a card to show off to other players displaying your infamy and you'll earn infamy points to spend in a special infamy tree. The infamy tree permanently increases your experience earned and can decrease the number of points required to advance to the next tier in a tree, and some fun mask options. You also get a [[{{Fanfare}} power guitar chord]] when you join a game. You can earn up to 25 levels of infamy.

* ResetMilestones: The infamy system has you reset your level in exchange for a small perk. Infamy level 1 lowers skill point requirements by 10% and doubles infamous item drop rate. Every Infamy level up to 25 increaes experience. Every odd Infamy level up to 25 and every level above that unlocks a piece of clothing.

* TruerToTheText: The Scarface Mansion in the eponymous heist is a fairly faithful recreation of the one seen in the film, not the one that exists in reality. Changes made include filling the driveway leading to the house with flowers, the removal of a balcony in the main lobby, with everything else being created from scratch simply because we never see the rest of it on-camera. [[http://www.dailymail.co.uk/news/article-3073452/California-mansion-Scarface-movie-market-17-9million-wanted-buy-35million-year.html#v-4225117093001 Though amusingly, the Mansion in-game is near the ocean, yet the real-life mansion is surrounded by trees on all sides.]]
* UncomfortableElevatorMoment: Played with in the "Beneath The Mountain" Heist. A third of the way through the heist, your crew gets into an airlock, and you're stuck in an airlock for a good twenty seconds, and you're put in an awkward situation where nobody in the crew can really do anything while inside said airlock asides from stock up on ammo and patch up wounds and wait for the second airlock door to open. Bear in mind that there are SWAT teams on both sides of the airlock doors, so standing in the middle of a Loud heist doing absolutely nothing is a very strange thing to endure...
-->'''Locke:''' Any second now!... ''(hums to himself)'' ...does anybody know any jokes?

* AuthorityEqualsAsskicking: Major kingpin-type enemies appear as assassination targets in several of the missions (examples include the Commissar, the Rat[=/=][[spoiler: Hector]], the Biker Leader, Chavez, and Ernesto Sosa). They have very high boss-level health, with the Biker Leader and Ernesto Sosa being especially tough, and on higher difficulties can take as much damage as a Bulldozer. However, unlike the Bulldozer they lack ContractualBossImmunity and can be taken out very quickly with a number of different exploits.

* RandomEvent: Not as prevalent as the first game, but random events do exist, such as specific doors appearing/not appearing and loot locations. There's also a random chance that one or two players in the beginning of an escape sequence will automatically start the level incapacitated due to the van crashing.

* StupidStatementDanceMix: [[https://overkillsoundtracks.bandcamp.com/track/donacdum "Donacdum"]], which heavily features Houston's "Don't act dumb" and other phrases in a dance-style remix.

--->"The rat was [[spoiler:Hector]]?!"

-->'''Tape Recorder:''' [[spoiler:''[[JackTheRipoff Your name is not Jacket.]]'']]

---> [[spoiler:'''Locke''': I know you got little incentive to trust me after Alaska, but sending you there was the only credible ruse we had time for, to get you out of DC. People Bain used to think could be trusted... were listening. [[MissingMissionControl And now he's gone]]]].

---> [[spoiler:'''The Dentist''': What's that I hear? Rats... in the sewers?]]

---> '''[[{{Reincarnation}} 46th President]]''': America, [[spoiler:[[{{Catchphrase}} let's do this!]]]]